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Shift Upwards
General Finance
lifestyle design, saving, spending, investing, frugality, mindset, habits, career
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Washington, D.C., United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

It's not at all impossible to keep cost of living reasonable when living in an expensive city. I moved to DC in 2014, and was able to drastically slash expenses. But I didn't stop enjoying life. In fact, I enjoy it even more. Here are my tips on how to live well in an expensive city. The post How to spend less and live more in an expensive city appeared first ...
Posted: Feb 02 2018 @ 10:38 PM
Quitting my job (without another one lined up) was one of the toughest decisions of my life. It's also been one of the most rewarding things I have ever done. When you challenge yourself to explore the hard questions, you gain a ton of insight into yourself and find answers you may have otherwise never knew existed. The post Lessons I’ve Learned About Life Since Quitting My Job appeared first on ...
Posted: Jan 25 2018 @ 6:12 PM
Your pay stub can be confusing, but it provides many valuable nuggets of information. Understanding your income and tax situation enables you to make well-informed decisions about your life, and to ensure you are optimizing your current income to meet your financial goals. The post The Ultimate Guide to Understanding Your Pay Stub appeared first on Shift Upwards. ...
Posted: Jan 16 2018 @ 10:01 PM
Two accomplishments I am most proud of to this point in my life are losing weight and building a solid financial foundation. As I was reflecting more on this, I realized that there are many similarities in the habits and traits needed to be successful in both of these areas. The lessons learned and strengths built when losing weight can be directly applied to getting your financial ducks in a ...
Posted: Jan 06 2018 @ 11:42 PM
About five years ago, I became familiar with the concept of travel hacking. It was certainly a cool idea, but I didn’t take immediate action on it.  “Sounds like a risky, time-consuming process”, I thought to myself. As time went on and I was able to digest more info around the travel hacking universe, I […]... Read Full Article The post Everything I Know About Travel Hacking appeared first on Shift ...
Posted: Oct 24 2017 @ 6:59 PM
I was cleaning out my closet today and found this blog thrown in a corner, covered in dust and cobwebs. It’s time to clean this thing off and get it some much-needed exposure to the outside world. When I last wrote here, it was way back at the end of February. It’s been a solid […]... Read Full Article The post Update: Rapidly changing plans and priorities appeared first on Shift ...
Posted: Sep 22 2017 @ 12:03 AM
Less than three months from now, my wife and I will voluntarily become jobless for the first time in our adult lives. Shortly after that, we will become homeless for the first time in our lives. I’ve worked steadily since I was 10 or 11, graduating from lawn mowing to paper tossing to pool card collecting to […]... Read Full Article The post Shifting up…into the unknown appeared first on Shift Upwards. ...
Posted: Feb 24 2017 @ 6:37 AM
The conventional wisdom is that owning a home is a sound financial decision and the mark of success. There's nothing wrong with owning a home, but deciding to buy solely based on this conventional wisdom is not a good enough reason to do it. As long as the buyer understands the true costs and complexities of home ownership, they can make a fully informed decision and plan accordingly. But many ...
Posted: Jan 18 2017 @ 6:23 AM
The cable TV industry is dying. It no longer makes sense to overpay for a service that brings hundreds of channels to your TV, the vast majority of which you don’t care about. It no longer makes sense to overpay for a service that largely forces you to depend on a pre-determined viewing schedule.  The […]... Read Full Article The post Reminder: Amidst the chaos, you are in control appeared first ...
Posted: Oct 31 2016 @ 2:09 AM
I remember when I started my first job out of college. I didn’t know the first thing about what a good benefits package looked like. I definitely didn’t understand the concept of a 401k, let alone how to invest in one. When I received my first benefits package in the mail, I sifted through the […]... Read Full Article The post Book Review: The Simple Path to Wealth appeared first on ...
Posted: Jul 06 2016 @ 6:26 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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