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Mr. JumpStart

Blog Info

JumpStart from Scratch
College, teacher, real estate, credit
Start Year:

Blogger Bio

Net worth:
Roanoke, Virginia, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

In Will Ferrell’s movie “The House”, Will’s character learned that his 401k didn’t actually contain $401,000, and instead of disappointing his daughter, he was forced to open an illegal casino.  After a month, he netted a quarter million for college.  I never understood why his goal wasn’t 50 grand for tuition for the first year, but it all worked out, in the movie.  Unfortunately, Mrs. JumpStart is stubborn, and won’t ...
Posted: Jan 30 2018 @ 2:28 PM
It is time to acknowledge a major problem with my procedures with regards to manipulating new credit scores.  I’ve only got two Guinea pigs, and one isn’t even grown yet.  I need more Guinea pigs. Young adults begin from financial scratch at age 18. They’ve got no debt, credit, accounts, experience, or credit scores. I’ve been collecting data from my son JumpStart Jack’s journey. A goal of this blog is to document ...
Posted: Jan 24 2018 @ 11:11 AM
As a visual learner, I skip text and go straight for the pictures visuals, diagrams, and graphs. Recently, a chain of bloggers created Sankey diagrams as a tool to help visualize money flow through our accounts.  Sankey diagrams have such a logical format that explanation is hardly necessary. Another effective way to visualize finances uses blocks drawn to scale representing income, assets, and debts. The block method can create helpful representations using ...
Posted: Jan 19 2018 @ 8:13 AM
We’ve had some frigid weather here, but hardly any snow.  The cold caused several weird “snow days” off due to low temperatures and black ice. Snow days will always be a source of pure joy for teachers. It is such a beautiful moment when all the cell phones start ringing, and you hear Chuck’s voice make the snow day official.  As a family of teachers, we love cooking a big pancake ...
Posted: Jan 15 2018 @ 10:06 AM
My teen-age son, JumpStart Jack, recently added two more credit cards to his collection.  They will be his final cards before his 19th birthday next month.  How many credit cards can an eighteen year old student get' Cards before age 18. Jack got his first couple of cards at age 16, but due to restrictions for minors, they were authorized user American Express cards.  I added him to my account to take ...
Posted: Jan 10 2018 @ 8:09 AM
The “book” pictured above was part of a stack of used text books, my son JumpStart Jack returned with, after his first semester. Looking at the book makes me furious. You might suspect that I’m mad at Jack for not even removing his book from the plastic, but he pulled a B in calculus.  I […] The post Newest Text Book Scam appeared first on JumpstartfromScratch. ...
Posted: Jan 03 2018 @ 10:04 AM
I’ve never paid full attention while being lectured how to taught to create SMART goals, but I have some goals for this year.  Many of the goals aren’t ideal, because I’m not in control of them, and they depend on the actions of other people.  But, whatever.  I plan on all of this stuff happening […] The post JumpStartfromScratch Blog Goals 2018 appeared first on JumpstartfromScratch. ...
Posted: Jan 01 2018 @ 10:28 AM
Mrs. JumpStart, JS Jill, Jill’s friend, and I took a quick trip to New York City before Christmas.  My previous post described the train trip.  It was our first stay at the Times Square Sheraton, and we reserved 2 rooms for 2 nights.  The Sheraton costs 12,000 Starwood points per night. Sheraton Times Square New […] The post New York City Trip Report appeared first on JumpstartfromScratch. ...
Posted: Dec 29 2017 @ 12:04 PM
Roanoke has been filled with excitement over the new Amtrak train station opening. Mrs. JumpStart, JS Jill, her friend, and I took a quick train trip from Roanoke to New York City, at Christmas time. Departure. After waking up a little before 6 AM, JumpStart Jack dropped us off after the 5 minute drive downtown, […] The post Train Trip from Roanoke to New York City appeared first on JumpstartfromScratch. ...
Posted: Dec 27 2017 @ 11:49 AM
The JumpStart family works hard to achieve high credit scores, but it isn’t about borrowing money. Our mortgages are a few years old, and have pretty low rates.  I just bought a car without a credit pull, because I paid cash.  We declined the Stafford loans offered for my son’s tuition. Our family wants a high […] The post Why We Travel Hack. appeared first on JumpstartfromScratch. ...
Posted: Dec 15 2017 @ 12:05 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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