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Blogger Profile


Mr Zombie

Blog Info

Name:
Finance Zombie
Category:
Early Retirement
Tags:
Start Year:
2014

Blogger Bio

Net worth:
Location:
United Kingdom
Age:
30s
Race:
Unspecified
Gender:
Male
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

Blimey, it’s been over two weeks since my last post.  I’ve drafted about 6 posts, finished none and posted none.  Oh well, among all that inefficiency I have carried on my weekly habit of updating a spreadsheet that tracks my spending and NetWorth. <Repetition Alert> The most important of these goals is my savings rate. For the last couple of years I’ve... Read more » The post Savings Diary: August 2017 Update – ...
Posted: Sep 06 2017 @ 12:19 PM
July clattered passed in a haze.  It’s Sunday evening and I’m sat on my couch writing this, whilst it peacefully rains oustide.  Each weekend I updated my cracker of a spreadsheet that tracks my NetWorth and Savings Rate.  And at the end of the month I take stock of where I am and check in against a couple of goals,... Read more » The post Savings Diary: July 2017 Update – ...
Posted: Aug 20 2017 @ 11:30 PM
A few of the posts to come might be a bit different to my normal ones.  I want to drag myself back to the start of my career and see if I can figure out at what point I couldn’t envisage working in an office for ever.  I certainly wasn’t a natural saver and the school/University system simply primed me... Read more » The post Phase 0 – Career Selection appeared ...
Posted: Aug 11 2017 @ 12:59 AM
<Standard Introduction> So I’ve been running an experimental portfolio for, blimey, two and a half years now.  The idea was to start with a fund of £625k and then withdraw 4% annually, in monthly instalments, just to see what happens.  The would give someone £25,000 a year to live off. Historic investigations concluded that a 4% withdrawal rate gives a reasonable... Read more » The post Safe Withdrawal Rate Experiment – Month ...
Posted: Aug 05 2017 @ 1:27 PM
The financial side of my brain has been programmed over the last few years to make quick and beneficiary financial decisions (at least in the sense that they aid my quest for financial independence). Sure, there are some circumstances that require deeper thought, a bit of prodding about inside my grey matter,to come up with a sound decision.  But for... Read more » The post Forons appeared first on The Finance ...
Posted: Jul 31 2017 @ 12:36 PM
<Introduction> So I’ve been running an experimental portfolio for, blimey, nearly two and a half years now.  The idea was to start with a fund of £625k and then withdraw 4% annually, in monthly instalments, just to see what happens.  The would give someone £25,000 a year to live off. Historic investigations concluded that a 4% withdrawal rate gives a reasonable... Read more » The post Safe Withdrawal Rate Experiment – Month ...
Posted: Jul 24 2017 @ 11:32 AM
I managed to squeeze in a couple of weeks off work last month.  Most of it was spent at home, fixing up some old reclaimed Victorian doors and hanging them, playing video games and just relaxing.  An introduction to Financial Independence. At the time of starting to write this is, it’s been less than a week since returning to and... Read more » The post Savings Diary: June 2017 Update – ...
Posted: Jul 13 2017 @ 12:04 PM
He is awoken from slumber by a repetitive beeping.  Rolling over, he silences the alarm for exactly ten minutes.  He’s tired. 10 peaceful minutes pass, then he climbs out from a warm cocoon made of blanket and mattress to an indoor atmosphere, perfectly heated to a cosy 21 degrees celsius.  Swings his bare feet onto plush carpet and yawns.  Another... Read more » The post A Rough Life appeared first on ...
Posted: Jun 20 2017 @ 6:54 PM
So I’ve been running an experimental portfolio for, blimey, nearly two and a half years now.  The idea was to start with a fund of £625k and then withdraw 4% annually, in monthly instalments, just to see what happens.  The would give someone £25,000 a year to live off. Historic investigations concluded that a 4% withdrawal rate gives a reasonable chance... Read more » The post Safe Withdrawal Rate Experiment – Month ...
Posted: Jun 15 2017 @ 12:07 PM
Feels like it’s been raining, here on the west coast, for an eternity.  As I sit at my dining room table, in the light of the setting sun, rain is whipped into a frenzy by the wind whirling in my garden and clatters against the window.  Bizarrely, it’s a nice and peaceful setting. Life cracks on at a hell of... Read more » The post Savings Diary: May 2017 Update appeared ...
Posted: Jun 08 2017 @ 12:20 PM

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