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Dr. Beard

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Beards & Money
General Finance
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Latest Blog Posts

It has been over a year since I’ve posted anything on Beards and Money. Did I die? Maybe the alter ego Dr. Beard did a little, but the real life person behind the persona is still very much alive. Basically, Dr. Beard got disillusioned with the personal finance blogosphere. Personal finance blogs suck. The blog […] The post The tragicomedy of hubris and why personal finance blogs suck balls appeared first ...
Posted: Nov 29 2017 @ 7:41 PM
It’s been a loooong time since the Beard family has lived “paycheck-to-paycheck.” I’ve pretty much always maintained at least $5k in savings somewhere. There have been times when we faced a big expense that we weren’t quite prepared for, but we always at least had credit to cover those shortfalls. Basically, I’ve always had money […] The post Being broke sucks appeared first on Beards & Money. ...
Posted: May 19 2016 @ 12:44 PM
Last month I reported my attempts to make a little money with this blog. I had some success, generating what I thought was a little more than $150 in revenue. More importantly, my little experiment showed that the income reports I was reading from some of the bigger personal finance bloggers were not out of […] The post Surprise! Making money with a blog is hard appeared first on Beards & ...
Posted: May 15 2016 @ 9:02 AM
I keep telling you that I’m a dumbass. However, my ability to recognize that I don’t know what the hell I’m talking about probably makes me more of an expert than most of the people on the internet. Basically, I know very little about investing money. Chances are, you know very little, too. That doesn’t […] The post Dunning-Kruger: Reading blogs doesn’t make you smart appeared first on Beards & Money. ...
Posted: May 10 2016 @ 11:10 AM
Last month, I surprised everyone with a killer Beards & Money report demonstrating that I am the supreme master of blogging and know all the secrets to make money with a blog. I killed it with over 15,000 page views and a gross revenue of over $150 in the blog’s first month! I was able to […] The post How to increase traffic to your personal finance blog appeared first on Beards ...
Posted: May 05 2016 @ 9:13 AM
It’s the beginning of another month, which means it’s time to look back at the previous month and see what happened to our money. Did we blow it all? Did we save like crazy? Did we kick April’s ass, or get smashed in the face by a market that can’t seem to make up it’s […] The post Net Worth Update, Month 3 appeared first on Beards & Money. ...
Posted: May 03 2016 @ 6:00 AM
I have an important financial decision to make soon, and I thought I would run it by the Beards & Money readers to make sure I’m not thinking stupid. The best way to avoid costly money mistakes is to convince others why before you buy. Basically, I need to figure out whether or not I […] The post Lease buy out? An exercise in problem framing. appeared first on Beards & ...
Posted: May 02 2016 @ 6:31 AM
Welcome to Part II of the series I’m calling “Posts that make me look smart.” Or, maybe we should call it “Posts that teach you fancy words that can help you look smart at a party.” We’re going to talk about Epistemological Resources and how a money expert uses them differently from your sucky money self. Now, imagine yourself […] The post Epistemological Resources and thinking like a money expert appeared first on Beards & ...
Posted: Apr 20 2016 @ 5:02 PM
You suck at money. I know why and I know how to get your mind right so that you stop sucking at money. Get ready, because this is going to be a loooong post with fancy words for fancy people. We’ve already talked a bit about cognitive bias. Today, we learn about an entire theory […] The post Disequilibrium and why you suck at money appeared first on Beards & Money. ...
Posted: Apr 08 2016 @ 8:24 AM
Once again, I have to keep up with the Money’s. J. Money at Budgets are Sexy keeps posting his net worth for the whole world to see, so I have to suck it up, belly up to the table, and lay all of my chips down, too. Since RockStarFinance keeps tabs on money bloggers‘ need to satisfy the […] The post Beard and net worth update, Month 2 appeared first on Beards & Money. ...
Posted: Apr 04 2016 @ 12:56 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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