Blogger Profile

C.J. Cato

Blog Info

The Vow of Practicality
General Finance
Early Retirement, Financial Independence, Happiness, minimalism, investing, growth, frugality
Start Year:

Blogger Bio

Austin, Texas, United States
Life stage:
DIK (Dual Income, Kids)
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

We aren't encouraging or discouraging the purchase of Cryptocurrency. We have received many questions about Bitcoin and this article answers many of them. The post Beginners Guide: What is Bitcoin' appeared first on Personal Finance. ...
Posted: Mar 20 2018 @ 2:09 PM
Social Media is Creating Peer Pressure like we’ve never seen before. I remember when Facebook was new; people talked with old friends, shared family photos, and not much more. Over the years things started to ... The post Keeping up with the Avatars: Don’t buy into the Social Media Illusion appeared first on Personal Finance. ...
Posted: Mar 13 2018 @ 7:53 AM
FEATURED FINDS | 3 GREAT ARTICLES - Facebook is Ruining Your Savings. - The Secret to Saving Money is to Trick Yourself into Being Poor. - How to Pay Off Debt When You Don’t Know Where to Start. The post FEATURED FINDS – AVGJOEFINANCE | SIMPLEFINANCEMOM | CASH-FASTING appeared first on Personal Finance. ...
Posted: Mar 07 2018 @ 5:01 PM
Many a financial guru will tell us that having 3 to 6 month's worth of expenses in savings is a good idea in case we lose our income, or have some other form of emergency. The post Having 3 to 6 months in Savings is a Terrible Idea. appeared first on Personal Finance. ...
Posted: Feb 16 2018 @ 10:16 AM
I Screwed Up and my Credit Score Tanked I managed to knock my credit score down over 60 points because of a single oversight,,, impressive, I know! We had a mix-up with our bank’s bill ... The post This One Finance Mistake Could Cost You Thousands appeared first on Personal Finance. ...
Posted: Feb 07 2018 @ 2:36 PM
Not all 401(k)s are Equal. I was just reading an article on MarketWatch about how Visa is going to start offering 200% matching on 401(k) plans up to 5% of base pay. That’s an instant ... The post You better calculate the 401(k) match into your salary, before you take the job. appeared first on Personal Finance. ...
Posted: Jan 29 2018 @ 3:28 PM
Bitcoin, Cryptocurrency, and Your Taxes Ya’ Big Lug: So you were one of those people the investing gurus called an idiot for the last few years. You were so stupid in fact that you may ... The post Bitcoin and Taxes appeared first on Personal Finance. ...
Posted: Jan 16 2018 @ 11:58 PM
What’s the #1 Regret of the Dying' According to the book, The Top Five Regrets of the Dying, “This was the most common regret of all. When people realize that their life is almost over and ... The post The Passion Cycle: 5 Steps to a Richer Life appeared first on Personal Finance. ...
Posted: Jan 09 2018 @ 3:54 PM
Hey everyone! I’m really excited to share this with you today. I recently jumped on air with Denis and Katie from their super popular Chain of Wealth podcast. They are doing incredible work in the ... The post Vow of Practicality interview | Chain of Wealth podcast appeared first on Personal Finance. ...
Posted: Jan 02 2018 @ 3:16 PM
Many people are wanting to know if they will save money under the new tax plan and if those savings will actually be big or not. The surprising answer is that.. The post Trump Tax Plan: Yuge or Not Yuge' appeared first on Personal Finance. ...
Posted: Dec 29 2017 @ 3:07 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.