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Ben Luthi

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Latter-day Finance
General Finance
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Eagle Mountain, Utah, United States
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

It’s that dreaded tax season again. Time to gather all of your tax documents and spend hours trying to figure out Turbo Tax, or save yourself a headache and pay someone to do it for you. But as much of a hassle as it is to file your taxes each year, getting a decent tax […] The post 10 Smart Ways to Use Your Tax Refund appeared first on Latter-day Finance. ...
Posted: Mar 15 2018 @ 10:00 AM
Our country has a spending problem. According to the Center for Financial Services Innovation, almost half of Americans say that their expenses are equal to or greater than their income. If you’re living paycheck to paycheck or spending more than you earn, it’s easy to blame credit cards, low income, or emergency expenses for your […] The post 5 Ways to Develop Discipline With Your Spending appeared first on Latter-day Finance. ...
Posted: Mar 12 2018 @ 10:00 AM
“Your body is a temple,” is a phrase that has been etched into my mind since I was a young Beehive. 1 Cor. 3:16-17 states: “Know ye not that ye are the temple of God, and that the Spirit of God dwelleth in you'” Heavenly Father gave us our bodies as a gift to us […] The post How Your Physical Health Impacts Your Financial Health appeared first on Latter-day Finance. ...
Posted: Mar 05 2018 @ 11:00 AM
If you feel like you’re barely scraping by, you’re not alone. Seventy-eight percent of full-time workers are living paycheck to paycheck, according to a 2017 survey by CareerBuilder. To live within your means is more than just scraping by. It’s living in a way that you can sleep at night knowing that your finances are […] The post 7 Steps To Live Within Your Means appeared first on Latter-day Finance. ...
Posted: Feb 26 2018 @ 3:12 PM
A few days ago I saw a meme on Facebook that said something along the lines of: “Donald Trump said that his life was a lot better before he became president. Funny, because mine was too.” Those who know me know that I’m not a supporter of President Trump in the slightest. But I couldn’t […] The post Stop Waiting for God and the Government to Fix Your Finances appeared first ...
Posted: Feb 22 2018 @ 12:04 PM
When my husband and I were dating, we couldn’t wait to spend more time together. We’d find any excuse possible to go on a date almost every night of the week — even if it was just going for a long walk by the railroad tracks (one of our favorite date night activities). We just […] The post Why You Need a Date Night Budget appeared first on Latter-day Finance. ...
Posted: Feb 08 2018 @ 10:30 AM
Photo courtesy of Utah Valley 360 On Tuesday, Russell M. Nelson was ordained as the seventeenth president of the Church of Jesus Christ of Latter-day Saints. He will serve alongside his counselors, Dallin H. Oaks and Henry B. Eyring, rounding out the first presidency. As they bore their testimonies at the press conference yesterday, I […] The post Financial Truths I’ve Learned From the First Presidency appeared first on Latter-day Finance. ...
Posted: Jan 18 2018 @ 4:00 PM
Self-reliance is a hallmark of the LDS church, and financial self-reliance is at the heart of it all. The church went through some difficult financial times in its infancy, and it took decades for church leaders to finish paying off its debts. Since 1907, the church as an organization has been debt free. So, how […] The post 10 Quotes About Self-Reliance appeared first on Latter-day Finance. ...
Posted: Jan 11 2018 @ 11:39 PM
Our beloved prophet, Thomas S. Monson, passed away last night. While we are saddened by the loss of this amazing and powerful man, we are happy that he can finally reunite with his beloved wife, Frances, once again. With President Monson on all of our minds today, I can’t help but remember the many wonderful […] The post 4 Financial Lessons from President Thomas S. Monson appeared first on Latter-day Finance. ...
Posted: Jan 04 2018 @ 2:14 AM
A Republican-led Congress just made the biggest changes to the U.S. tax system in over 30 years with the passing of a new tax bill. With this and every other thing that comes out of Washington these days, the knee-jerk reaction is to turn to politically-charged arguments over decisions our representatives have made.  But with […] The post What the New Tax Bill Means for Mormons appeared first on Latter-day Finance. ...
Posted: Dec 21 2017 @ 5:39 PM


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