Blogger Profile

Lance Cothern

Blog Info

Money Manifesto
General Finance
Frugality/Saving, Earning More/Hustling
Start Year:

Blogger Bio

Panama City Beach, Florida, United States
Life stage:
DIK (Dual Income, Kids)
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

Figuring out how to Master Your Finances can be extremely difficult, especially if no one taught you the necessary personal finance concepts to do so. Thankfully, it’s easier than ever to learn about how to make smart money decisions. Here are 8 major financial concepts that I believe will set you up for major success ... Read More about 8 Earth-Shattering Money Hacks To Improve Your Finances The post 8 ...
Posted: Feb 15 2019 @ 11:45 PM
You’ve probably heard of the concept of paying yourself first at some point, but never looked into what it meant. Don’t worry, you’re not alone. Most people don’t pay themselves first. Instead, they usually do the following.  A person gets a paycheck, pays their bills and makes their usual purchases around town like groceries and ... Read More about Paying Yourself First Could Make You Rich The post Paying Yourself ...
Posted: Feb 12 2019 @ 9:23 PM
If you’re considering buying furniture, you’re probably wondering what’s the best way to finance furniture. Furniture can be an expensive purchase, so people don’t always have the cash available to buy what they want. Instead, they turn to furniture financing. Unfortunately, financing furniture isn’t usually a good idea. First, we’ll cover the ideal way to ... Read More about Furniture Financing: 5 Best Places To Finance Furniture The post Furniture ...
Posted: Feb 02 2019 @ 12:21 AM
Cruising is my family’s favorite type of vacation. But not everyone has been on a cruise. I think everyone should give cruises a shot, though. One of the most common questions I’m asked is what is included in a Carnival cruise and what isn’t. After going on several Carnival cruises, I’ve definitely figured out what ... Read More about What Is Included In A Carnival Cruise And What Isn’t The ...
Posted: Jan 19 2019 @ 1:18 AM
When I saw the interest rate offered on CIT Bank’s Savings Builder accounts, I knew I had to open an account. Now that I’ve opened an account, I wanted to share my Savings Builder account review with you so you can earn crazy interest rates on your savings, too. Currently, CIT Bank offers one of ... Read More about CIT Bank Savings Builder Review – Earn More Interest on ...
Posted: Jan 12 2019 @ 2:08 AM
Republic Wireless is a cell phone service provider that began offering service in 2011. They’re changing the way people pay for and use cell phone service.  Why are they making such big waves? Republic Wireless is stealing customers from the big four carriers left and right because they can save people a massive amount of ... Read More about 2019 Republic Wireless Review: Our Experience After 5 Years The post ...
Posted: Jan 09 2019 @ 4:14 PM
Lately, I’ve been looking into alternative cell phone solutions to help people save money on their crazy high cell phone bills. I want to review these services, like Ting, so that people can start saving money now. One of the many carriers I’ve tried out is Ting Wireless, a carrier that charges you only for ... Read More about Ting Wireless Review – Save Hundreds On Your Cell Phone ...
Posted: Jan 07 2019 @ 8:00 AM
Sign up bonuses are one of my favorite ways to earn credit card rewards.   Below you’ll find the best credit card sign up bonus offers I could find. There are currently some great credit card sign up bonus offers available. Some offers are worth over $1,000 or more.  I personally have used many of these offers myself. First, you ... Read More about Best Credit Card Sign Up Bonuses – January 2019 The post ...
Posted: Jan 01 2019 @ 8:00 AM
Have you ever wondered how much a cruise really costs? I’m going to give you a hint. It is much more than the list price you see when you’re looking into booking your first cruise. Cruises like these are a great value, but you need to be prepared for all of the costs. Here is a breakdown ... Read More about How Much Is A Cruise? Here’s How Much A Cheap ...
Posted: Jan 01 2019 @ 7:10 AM
Cruising is our family’s favorite way to vacation. However, our first cruise was a bit of an adventure. We had no clue what we were getting ourselves into. Thankfully, my parents were cruising veterans and prepared us well. Even so, we’ve learned a lot about cruising over our multiple cruises to date. We want to ... Read More about 55 Cruising Secrets Every Cruiser Needs To Know The post 55 ...
Posted: Jan 01 2019 @ 7:07 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.