Blogger Profile

Lance Cothern

Blog Info

Money Manifesto
General Finance
Frugality/Saving, Earning More/Hustling
Start Year:

Blogger Bio

Panama City Beach, Florida, United States
Life stage:
DIK (Dual Income, Kids)
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

Black Friday usually has great prices on a few key items every year. If I’m looking to buy a TV or other popular electronic device, chances are I’ll wait until Black Friday to make the purchase. The one major downside of Black Friday is making sure you get the deal. You usually have to line ... Read More about How I Get Black Friday Prices Early With Citi Price ...
Posted: Nov 17 2017 @ 5:00 PM
Many Americans have no clue that consumer debt is an enormous financial emergency. Consumer debt provides no value other than allowing you to consume more goods and services than you can afford. How does consumer debt work' You spend your future money today and pay it back later. The worst part is you pay other people ... Read More about Consumer Debt Is The Arch Nemesis Of Creating Wealth The post ...
Posted: Nov 06 2017 @ 5:00 PM
Sign up bonuses are one of my favorite ways to earn credit card rewards. Below you’ll find the best credit card sign up bonus offers I could find. There are currently some great credit card sign up bonus offers available. Some offers are worth over $1,000 or more.  I personally have used many of these offers myself. First, you ... Read More about Best Credit Card Sign Up Bonuses – November 2017 The post ...
Posted: Nov 01 2017 @ 7:37 PM
When it comes to increases in compensation, almost everyone focuses on getting a big raise. But what if your yearly increase was more negotiable' What if you could choose benefits, such as more vacation time, over salary' Would you do it' The Plus Side Of Taking More Benefits Very few people consider negotiating benefits when ... Read More about A Raise Or More Vacation' Which Would You Choose' The post ...
Posted: Oct 30 2017 @ 8:11 PM
One reason we pay so much attention to our money is so we can enjoy our lives. Personally, we love to take cruises. We get to kick back, relax, let other people cook and clean up and we don’t have to plan much of anything. However, cruising changed for us significantly when our son was ... Read More about Cruising With A Six Month Old – How to Prepare ...
Posted: Oct 26 2017 @ 3:00 PM
Have you ever thought about being a yard sale flipper' Yard sale flipping isn’t something I would have ever given any thought to as a side hustle or full time business. Fortunately, my friend’s parents opened my eyes. They ended up turning yard sale flipping into a full fledged business. Due to their awesome success, ... Read More about Are You A Yard Sale Flipper' Maybe You Should Be! The ...
Posted: Oct 23 2017 @ 3:00 PM
Eating out at restaurants is a luxury most of us indulge in quite often. My family usually eats out at least once a week. Sadly, we don’t always eat out because we want to eat out. Many times we find ourselves eating out because we forgot to take out something to prepare for dinner. We ... Read More about 23 Ways To Spend Less Money Eating Out At Restaurants The ...
Posted: Oct 19 2017 @ 3:00 PM
Originally, I wrote this post about our plans for how getting married would change our finances. Today, I’d like to share what I originally thought would happen as I wrote a few years ago. At the end of the article, I’ll share what has really happened. Did I correctly predict our future of living with ... Read More about How Getting Married Can Change Your Finances – Our Personal ...
Posted: Oct 16 2017 @ 3:00 PM
Welcome to the September 2017 edition of the Money Manifesto blogging income report. As with every income report, I hope to inspire you to start increasing your income while keeping myself accountable to my goals. This past year hasn’t been a breakout year for Money Manifesto, but I’m super happy with what I’ve been able ... Read More about September 2017 Money Manifesto Blogging Income Report The post September 2017 ...
Posted: Oct 12 2017 @ 3:00 PM
Halloween is just a few weeks away. I know many people would say Halloween is their favorite holiday. While it isn’t my favorite, I get why some people love Halloween. We’re pretty simple when it comes to Halloween. We don’t have any older kids, so it isn’t a big deal yet. However, some families go ... Read More about How Much Do You Spend On Halloween' Here’s How To ...
Posted: Oct 09 2017 @ 3:00 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.