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Zero Day Finance
Budgeting, Investing
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Net worth:
Silver Spring, Maryland, United States
Life stage:
DINK (Dual Income, No Kids)
IT / Software
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Latest Blog Posts

Welcome back, Zero Day Finance readers! Now that we’re well into December, a lot of us are planning New Year’s Resolutions, and I’m sure a bunch of you are creating a goal to spend less and save more! I sure am! At this point, I’ve been running Zero Day Finance... The post Introducing the Fixed / Variable Budget — an Optimization of the Zero Sum Budget That’s More Effective and Less ...
Posted: Dec 11 2018 @ 10:30 AM
Hello everyone! It’s been awhile since my most recent post. Since its the end of the year, things are starting to pick up at work again. Luckily I only had to travel 1 week each month in September, October, and now November. Looks like my upcoming trip to Hong Kong... The post Is It Sh!#^y if Your Company Asks you to Cover Work Expenses on Your Personal Credit Card? appeared first ...
Posted: Dec 04 2018 @ 11:30 AM
At this point in the year, the warm summer months are now a distant memory. Long gone are those warm nights when you can don your favorite pair of shorts and flip flops, and enjoy a relaxing walk through town before sunset. If you’re in the Northeast, Ralph’s Italian Ices... The post Be your own Advocate: Discover your True Value appeared first on Zero Day Finance. ...
Posted: Oct 30 2018 @ 11:41 PM
Your palms are sweaty, knees weak, arms are heavy. Why? Because you’ve just won the lottery! At first, you are filled with disbelief, then fear, then excitement. You’ve always dreamed of this moment, but now its a reality. You start thinking about all the things you’ll buy, a dream vacation... The post What Would you do with 1 Million Dollars? appeared first on Zero Day Finance. ...
Posted: Oct 16 2018 @ 10:58 PM
When I was younger, I loved email and online messaging. As a child of the 90’s, AOL Instant Messenger was awesome. It let me talk to my friends without any type of parental intervention. Not that we were doing anything bad, but it was a private medium to just hang out.... The post Are Credit Card and Bank Sign-Up Bonuses Really Worth it? appeared first on Zero Day Finance. ...
Posted: Oct 04 2018 @ 11:02 AM
When I first started Zero Day Finance on January 1st, 2017, I had a mission. So many young people (at first Millennials, and I guess now Gen Z) didn’t know much about money — I wanted to help change that. Before getting into FIRE, I was one of them, although... The post ZDF 2018 Q3 Update appeared first on Zero Day Finance. ...
Posted: Oct 01 2018 @ 1:04 PM
Retirement is something I believe everyone deserves. After you’ve put in hard work, you deserve to reap the benefits of your labor. Thankfully, there are a ton of resources detailing exactly how to achieve Financial Independence Retire Early (FIRE). Unfortunately, most go something like this: “Earn $100,000+ per year, and save half your... The post Frugal Retirement: Living Large on Pennies appeared first on Zero Day Finance. ...
Posted: Jan 22 2018 @ 9:15 AM
Now that it’s 2018, we’ve all made New Years resolutions to save some extra cash this year! We’re all a little different, but these are all things we can do right now to save more in 2018. So, here are my top 8 tricks and strategies to help you save... The post 8 Simple Strategies to Save $500+ in 2018 appeared first on Zero Day Finance. ...
Posted: Jan 15 2018 @ 9:15 AM
The Internet makes banking and investing extremely easy. All you need to do is go online, make an account, and you’re done. The ubiquity of online portals to interact with your financial institutions has made it much easier for you. It has also made it much easier for hackers to steal... The post Protect your Financial Information in an Increasingly Dangerous Digital World appeared first on Zero Day Finance. ...
Posted: Jan 08 2018 @ 9:15 AM
I’ve been writing this post for the past 6 months.  I’ve written and re-written it at least 10 times, and it never quite feels right. I’m always concerned that that it will be negatively received. Whatever. This is a really important post that needs to get out there, so here... The post Why Do We Always Blame the Poor' appeared first on Zero Day Finance. ...
Posted: Jan 01 2018 @ 8:39 PM


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