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Blogger Profile


Dave

Blog Info

Name:
The Financial Journeyman
Category:
General Finance
Tags:
Investing, Financial Independence, FIRE, Personal Finance
Start Year:
2017

Blogger Bio

Net worth:
$1,100,000.00
Location:
Scranton, Pennsylvania, United States
Age:
40s
Race:
White
Gender:
Male
Life stage:
DINK (Dual Income, No Kids)
Profession:
Human Resources (HR)
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Latest Blog Posts

Very few purchases are as stressful as buying a new car.  Next to buying a house, a car is the second largest purchase that most people make.  Since it is such a large purchase, it is wise to do some research before you sign on the dotted line. We recently decided that we were going to buy a new car.  My wife and I live in North East Pennsylvania.  While there are parts of ...
Posted: May 25 2018 @ 8:00 AM
When it comes to finding ways to better manage your finances, there are unlimited resources.  There are many great books, blogs, forums, websites, and apps.  There is not a shortage of information, tools, or even professional services.  If a person wants to make improvements when it comes to spending less, paying down debt, saving more of their earnings, or learning to invest, they could find out how to do it ...
Posted: May 19 2018 @ 9:45 AM
Have you ever thought about joining a board of directors for an organization that you are interested in serving?  I recently was invited to join the board of directors for a local non-profit organization.  It was flattering to be invited.  Of course, I jumped at this opportunity to be of service. My wife has always been involved in community and church service.  Slowly, her good nature has rubbed off on ...
Posted: May 14 2018 @ 10:55 AM
The following is a sponsored post provided by Blueprint Income. Planning for retirement is challenging. It’s the most complicated time in our lives, financially. When you’re young, all you really need to do is save. But, eventually saving won’t be enough. You have to start figuring out how you’ll actually survive in retirement. And it’s not the same as surviving today for 3 big reasons, which I’ll go through below. ...
Posted: May 11 2018 @ 4:16 PM
Buying a house is a major decision.  For most people, it is the largest major financial decision that they will ever make.  There are many aspects to consider when deciding on a house.  Do you want to live in a city, the suburbs, or in a rural area?  Finding your dream house and neighborhood can be a major undertaking. My wife and I have lived in our current house since ...
Posted: May 06 2018 @ 8:09 AM
Until recently, I have never tried travel hacking.  As a member of the financial independence community, I have not looked favorably at credit cards.  I saw them as a way for undisciplined people to spend more than they earn.  In my opinion, I saw them as tools that banks use to hack high fees and interest payments out people who have fallen victim to materialism. My view on credit was to only borrow ...
Posted: May 01 2018 @ 2:05 PM
As the saying goes, there are two guarantees in life.  The first promise is that you will die.  The second promise is that you will pay taxes.  There is also a third guarantee that should be mentioned.  If you are fortunate to live to old age, you are most likely going to need someone to care for you. When people think of aging, they often fear the type of care that they are most ...
Posted: Apr 27 2018 @ 8:08 AM
If you choose to pursue financial independence and an early retirement, you will need to reject many of the popular, preconceived mindsets and behaviors that you’ve been taught about your relationship with money. Over the past two decades, the average age at retirement has been increasing. Studies predict the average age of retirement for Millennials may reach 75 due to the growing costs of rent and prevalence of student loan ...
Posted: Apr 21 2018 @ 7:20 AM
My blog just celebrated its first birthday.  The Financial Journeyman was launched on April 8, 2017.  Time sure does go by quickly when you are having fun and interacting with great people. When I launched this blog, I had very low expectations.  My expectations were low because I never created a blog before.  After I decided to create this blog, I did some research on how other blogs performed during their first year. ...
Posted: Apr 15 2018 @ 9:39 AM
No, that is not a rhetorical question.  I was having lunch the other day with my co-worker Jill.  Jill is an exceptional young woman.  Jill’s parents divorced when she was young, so she grew up in a broken home.  That did not stand in the way of her excelling in school.  She went on to earn a BA in Psychology from one of the best state universities in the country.  She is also considering going ...
Posted: Apr 09 2018 @ 11:42 AM

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