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Blogger Profile


Pat the Shuffler

Blog Info

Name:
Life Long Shuffle
Category:
Early Retirement
Tags:
Financial Independence, Early Retirement, Lifestyle
Start Year:
2017

Blogger Bio

Net worth:
Location:
Sydney, New South Wales, Australia
Age:
20s
Race:
Unspecified
Gender:
Male
Life stage:
SINK (Single Income, No Kids)
Profession:
Project Engineer (Civil)
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Latest Blog Posts

You may have noticed that a cultural shift is happening in the Australian FI/RE blogosphere.  Once upon a time we had a nice clean menu that served up a variety of Vanguard index funds. You could choose VAS, VGS, VTS, VEU or some combination thereof. You would order some VAS and the lovely waitress at … Continue reading "Jumping on the LIC Bandwagon" The post Jumping on the LIC Bandwagon appeared ...
Posted: Oct 28 2018 @ 1:40 AM
Sometimes LICs (Listed Investment Companies) can trade at a premium or discount to the underlying value of the assets they carry. But LIC managers only need to report the NTA (Net Tangible Assets) per share once per month! That leaves 30 days of not really knowing if a LIC is fair value or not. So … Continue reading "Pat the Shuffler’s LIC Discount Estimator" The post Pat the Shuffler’s LIC Discount ...
Posted: Oct 28 2018 @ 1:29 AM
This week I’ve decided to continue the general theme of saving money on electricity that I started last week with the superhero effects of acclimatisation. Though this may sound completely obvious to the most advanced shufflers out there, high efficiency lighting saves money. Heaps of money. Despite the apartment I live in being a 3 … Continue reading "Going 100% LED" The post Going 100% LED appeared first on . ...
Posted: Oct 21 2018 @ 2:57 AM
This week I’ve decided to continue the general theme of saving money on electricity that I started last week with the superhero effects of acclimatisation. Though this may sound completely obvious to the most advanced shufflers out there, high efficiency lighting saves money. Heaps of money. Despite the apartment I live in being a 3 … Continue reading "Going 100% LED" The post Going 100% LED appeared first on . ...
Posted: Oct 21 2018 @ 2:57 AM
Springtime is here! The sun is rising earlier & setting later and the flowers are blooming. There is a tangible sense of happiness in the air as I go through my day to day life. Another very welcome change is the warmer temperature. As you can imagine, the extra sunshine and warmer temperature are just … Continue reading "The superhero-like power of acclimatisation" The post The superhero-like power of acclimatisation appeared ...
Posted: Oct 14 2018 @ 2:50 AM
A post by Steph the Shuffler… You’re planning to retire early – albeit still several years away. As part of your strategy, you live frugally and make sacrifices (such as materialism, which isn’t really a sacrifice most of the time) to increase your savings and invest as much as possible. You know the drill. But … Continue reading "Vietnam sharpens the saw" The post Vietnam sharpens the saw appeared first on ...
Posted: Sep 30 2018 @ 2:59 AM
Throughout 2017, I have often felt that my progress to Financial Independence (FI) appeared very slow and the task at hand seemed insurmountable.  Several times I felt that I was getting absolutely nowhere with my savings, only to later update my Monthly Progress Tracker and realise I have actually made a 5 figure gain that month. Looking … Continue reading "A Year of Shuffling – 2017 in Review – All will be ...
Posted: Jan 27 2018 @ 11:07 PM
I’ve recently noticed a strange thing while reading through all my past posts. I mostly write about fine-tuning and twisting the dials to live as efficiently as possible, while focusing on overall happiness. However there are some elephants in the room that I really need to address. I have written about topics ranging from the … Continue reading "Avoid the circling vultures during your next ’emergency’" The post Avoid the circling ...
Posted: Jan 17 2018 @ 4:20 AM
Well hello Shufflers, I’m back.  I didn’t fall off the face of the earth, but I have fallen to a lot of overtime at work. It was this time last year that I wrote my very first post about retiring early, motivated by a final straw – a stint of unpaid weekend work. I come back to … Continue reading "Overtime | When reasonable turns unreasonable" The post Overtime | When reasonable turns ...
Posted: Jan 07 2018 @ 6:13 AM
I spend a bit of time on this blog trying to dispel the misconceptions around ‘deprivation’. If you are to believe the brainwashed consumerist crowd, a balanced life consists of a couple of meals eaten at fancy restaurants, several barista brewed coffees and discretionary spending budgets of several hundred every single week. I come here to … Continue reading "Zoom out to see the truth of Extreme Frugality" The post Zoom out ...
Posted: Nov 01 2017 @ 12:23 PM

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