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Mr BoaS

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Budget On a Stick
Budgeting, family, Midwest
Start Year:

Blogger Bio

Net worth:
Minnesota, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

I noticed a growing trend on the interwebs lately, interview series, and instead of ignoring it I realized it actually is really cool. You get to see people’s responses to questions they wouldn’t normally be talking about on their site. It only seemed fair for me to do my questions before issuing out a challenge to anyone else so today I’m going to answer a few questions of my own. ...
Posted: Mar 13 2018 @ 6:55 AM
When Ms. Blue Ribbon and I started on the path to being debt free the one thing I can know for sure that helped speed it along was using a cash budget. We didn’t use cash for everything, just the four major troubled spots in our budget: Groceries, Gas/Fuel, Eating Out, and Miscellaneous Items. Everything else was recurring/fixed expenses like utilities or insurance. Like many, eating out was a massive ...
Posted: Mar 06 2018 @ 7:55 AM
As we impatiently wait until we can get our taxes done and then super crazy impatiently wait for the tax return to be deposited in our bank account I thought it may be interesting to go back and review how we have spent our tax returns. Tax Year 2014 Rebate: I remember being scared to file this tax return. Our tax guy is in Wisconsin and when your wife is ...
Posted: Feb 27 2018 @ 7:55 AM
Thanks to Professor FI we have a solid plan to load up our 529s and a calculator to match so we don’t over deposit. Which brings us to my next thought on the subject…I hate 529s… As we all know I have a habit of being dramatic and while I do have a 529 plan for each child I can’t help but not like the system in general. I do have ...
Posted: Feb 20 2018 @ 7:55 AM
Sometimes when I think about the past I feel like I am remembering a different person doing the actions I did. I say that because we are all constantly changing who we are and what we believe. A Father’s Journey Two years ago a father held his 7-month-old son tightly in his arms and swayed back and forth trying to get the small child to sleep. As he swayed the ...
Posted: Feb 13 2018 @ 7:55 AM
Hello fellow BoaS readers! I’m ProfessorFI over at theFIprofessor.com. I’m a professor at a major research university (not of personal finance, I’m afraid) and working toward FI. I’m new to the FI community and BoaS resonates with me, as my partner and I balance our careers, two young kids, and attempt to strike a balance between the cold hard logical decisions and following our passions in life. Bottom line: If ...
Posted: Feb 06 2018 @ 7:55 AM
What says “Happy Valentines Day” like homemade cookies. The best cookie in the entire world!!! (did I oversell it') Oatmeal Candy Cookies 2 cups Sugar 1/2 cup Milk 1/2 cup Butter 4 tbsp Cocoa 1 tsp Vanilla 1/2 cup Peanut Butter 3 cups Old-fashioned Rolled Oats In a pot bring sugar, milk, butter, cocoa, and vanilla to a boil. Remove from heat and add peanut butter, oatmeal. Mix well, drop by spoonfuls ...
Posted: Feb 01 2018 @ 12:55 PM
This article may contain affiliate links. Read our disclaimer. As I drove to work the other morning it finally dawned on me that I have been driving my Nissan Leaf for over a year. (For whatever reason it wasn’t when I renewed the tabs.) One year with an electric car has changed a lot about my day-to-day life. I thought it may be interesting to share some of the things ...
Posted: Jan 30 2018 @ 12:55 PM
We have had two windfalls in our lives. The first was when Ms. Blue Ribbon’s grandmother passed away. The money we inherited was used to pay off some new windows on our house (naturally, we financed them). It wasn’t much and wasn’t expected but I feel like we used the money wisely. The second windfall we received was $20k from a family friend who had passed away. This was considerably ...
Posted: Jan 23 2018 @ 12:55 PM
For over a year leading up to Babe’s birth I meticulously planned how much we were going to need in the HSA and the savings account. Nothing was going to prepare me for the Friday of the missing paycheck. Ode to HSA We weren’t sure how much our insurance was going to cover so I made sure we had enough to cover up to our max out of pocket. After ...
Posted: Jan 16 2018 @ 12:55 PM


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