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Ms Muse

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Financial Muse
General Finance
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Latest Blog Posts

The winter holidays are by far my favorite time of the year.  All the way up until Jan 1st, when I realize how much money I spent on Christmas and New Years. Are you dreading the holidays?  In particular the hefty price tag that tends to come along with it?  Well, you are certainly in The post Are You Dreading The Holidays And Their Hefty Price Tag? appeared first on Financial ...
Posted: Oct 25 2018 @ 10:23 PM
Discovering the “art” of expense tracking has been a blessing in disguise.  Years ago, I would have never thought about or done anything about tracking my expenses.  But since then, I have discovered several eye-opening expense drains.  And am now a BELIEVER! Putting my expenses out there for everyone to see serves two purposes.  For one, The post Expense Tracking Update – 3rd Quarter 2018 Spending Hits And Misses appeared first on ...
Posted: Oct 16 2018 @ 6:30 AM
Early Retirement is not for everyone!  To some, this may sound crazy.  To others, it may very well make all the sense in the world.  After all, retirement isn’t always all palm trees, hammocks, and Mai Tais.  Or is it? As always in life, there is simply no one size fits all solution for everyone.  The post 3 Simple Reasons Why Early Retirement Is Not For Everyone appeared first on Financial ...
Posted: Oct 07 2018 @ 10:01 PM
Going to college has always been a sort of right of passage.  18 years old, drivers license (hopefully) in hand, and off to live on your own with a bunch of other people your age.  Can life be any better? Even later on in life, college can still turn into a ton of fun and The post Why Going To College Is Worth The Expense appeared first on Financial Muse. ...
Posted: Jul 25 2018 @ 6:30 AM
Someone once said sang “love don’t cost a thing”.  And, boy, wouldn’t that be awesome.  Especially on Valentine’s Day.  A day that tends to be more pricey than not.  Not to worry though.  Here are 30 frugalicious, free Valentine’s Day ideas which will appease both the frugal nerd in you and the Valentine’s Day loving partner you (most likely) have. The retail industry tries to convince us of the complete opposite ...
Posted: Jan 31 2018 @ 1:45 PM
Over the past year, the Bitcoin craze has been blowing up the news cycle.  And it appears that everyone from CEO to the “guy” walking past you on the street wants in on it. Just like the dollars (or other paper and coin currencies in our pockets and bank accounts), Bitcoin alongside other cryptocurrencies can be exchanged for goods and services. Does that mean your local supermarket or gas station ...
Posted: Jan 24 2018 @ 8:45 AM
What I dreaded at first, has become quite the quarterly challenge.  Yes, I am talking about tracking my expenses.  A few years ago, I would have never thought about or done anything about it.  But since tracking my expenses for all of 2016 and discovering several eye-opening expense drains, I am now a believer! I hope that putting my expenses out there and documenting my progress will turn you into an expense tracking ...
Posted: Jan 17 2018 @ 8:45 AM
This month I have done something I wouldn’t normally have dared to do even a year ago.  Instead of investing in my trusty ETFs with low expense ratios and great return potential, I invested in individual stocks instead. *gasp* While this is certainly not something earth-shattering as a bazillion investors have done so before me, it is unusual at best for someone who has always walked on the “careful investor” ...
Posted: Jan 10 2018 @ 8:45 AM
Happy New Year Everyone : ) I hope everyone had a great holiday and possibly even a few days off.  I am back from my annual year-end vacation and, just like all of us, am finding my way back into the rhythm of day-to-day, non-holiday life. This year I have decided to start a new tradition.  Year in and year out, I experience holiday burn out.  Financially mostly, but also ...
Posted: Jan 03 2018 @ 6:45 PM
Over the past few weeks, I have been to more holiday parties than I care to admit.  I mostly go for the company.  And, every once in a while, even for the free food and drink. *frugal alert* While I mingled with friends and colleagues, all while dodging THAT co-worker who can’t hold his liquor, a common theme emerged.  “We love the holidays! We hate the cost!” Not difficult to ...
Posted: Dec 27 2017 @ 1:45 PM


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