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My Mattress Money
General Finance
saving, budgeting, net worth, investing,
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Net worth:
New York, New York, United States
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

2010 ANNUAL RECAP YoY Change: +$70,414.84 Liquidity: 15.3% of total assets is liquid due savings and increases cash value Career Update – after 8 years with Big 4 Accounting, I realized becoming a Partner wasn’t for me.  Opportunity with former client opened up, to help build out a new division Compensation – 19% increase in base … ...
Posted: Aug 10 2018 @ 11:34 AM
To all the self-proclaimed budgeters out there, I salute you. You’ve taken a stand against the financial hardships that you’ve faced and made an honest effort to rid yourself of that which is holding you back. Keep fighting the good fight! Budgeting is an invaluable life-discipline that can be the difference between doing what you … ...
Posted: Aug 07 2018 @ 9:27 AM
2009 ANNUAL RECAP YoY Change: +$85,503.74 Career Update – spill over from the credit crisis in ’08 continues my average work week ~65+ hours with no end in sight Compensation – base salary increased by 8% given how chargeable everyone is, little bonus this year Savings Savings Account – +$25,000.00 with mortgage rates at all time lows, … ...
Posted: Aug 03 2018 @ 9:00 AM
SUMMARY  Primary drivers to this month’s increase is 1) life insurance loan reduction, 2) anniversary month of 2 life insurance policies, and 3) positive market movements in my taxable and tax-advantaged accounts.  As always, I welcome questions/comments to maintain the integrity of these publications.  Trust, but verify. Liquidity Ratio of liquid vs. non-liquid assets (see … ...
Posted: Aug 01 2018 @ 9:37 AM
2008 ANNUAL RECAP YoY Change: -$1,929.06 Career Update – working 65+ hours/week given the credit crisis. Fair value measurement and valuation specialists are in high demand Compensation – salary increased by 6% for working extra hours, but was given the corporate line that “the economy is tough right now” so no bonuses at year-end Savings Savings … ...
Posted: Jul 27 2018 @ 9:36 AM
2007 ANNUAL RECAP YoY Change: +$15,154.60 Career Update – 2nd year into new job.  Finally buckled down and passed all 4 parts of the CPA examination. No better relief. Compensation – salary remained relatively flat.  A small increase for obtaining my CPA. Savings Savings Account – +$4,000.00 increase due to the net gain received from the sale … ...
Posted: Jul 20 2018 @ 8:37 AM
2006 ANNUAL RECAP YoY Change: +$25,987.73 Career Update – poached by competing Big 4 firm who was looking to expand complex commodity accounting & valuation in their NY office Compensation – 135% increase in salary since 2002 (not YoY increase).  An unheard of increase.  I created a situation and bet on myself. Savings Savings Account – +$8,000.00 increase.  … ...
Posted: Jul 11 2018 @ 9:17 AM
2005 ANNUAL RECAP YoY Change -$8,801.73 Career Update – internal transfer from the assurance practice to the financial risk management practice, continuing to specialize in complex accounting matters Compensation – no base salary increase, lots of excuses about year-end bonuses being cut, but received one for being on high profile engagements Savings Savings Account – -$24,800.00 decrease.  Down … ...
Posted: Jul 06 2018 @ 7:56 AM
SUMMARY: This more typical of the months I should be having, but due to how I finance my life with whole life cash value, significant volatility exists at times.  June Net Worth increased by ~$9.6k primarily due to debt reduction and spending curtailment.  The second major driver was increases in guaranteed cash value, which offset decreases … ...
Posted: Jul 02 2018 @ 8:33 AM
2004 ANNUAL RECAP YoY Change +$24,506.84 Career Update – pivoting away from general accounting/auditing and into a more specialized field of study – derivatives, valuation and risk management Compensation – no base salary increase, lots of excuses about year-end bonuses being cut, but received one for being on the complex engagements Savings Savings Account – +$10,000.00. I … ...
Posted: Jun 27 2018 @ 9:23 AM


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-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

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