Blogger Profile

Lionel Hounkanrin

Blog Info

Money-Smart Millennials
General Finance
millennial, budgeting, debt, credit card, entrepreneurship, savings, career
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Blogger Bio

Net worth:
Frederick , Maryland, United States
Life stage:
DINK (Dual Income, No Kids)
Treasury Analyst
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Latest Blog Posts

Financial stability can never be achieved without savings. It is a nonnegotiable. Even when it’s not already a habit, most of us get to a point in our lives where we need to save money. It could be something as simple as establishing a rainy-day fund for emergencies such as a broken pipe, a mechanical […] ...
Posted: Jan 15 2019 @ 3:11 PM
When you have achieved a certain level of financial stability or a relatively high income, it is possible to manage your finances without a set budget, and to live relatively well as long as you are responsible with spending. But just like anything, putting in more effort to achieve the best results is always worth […] ...
Posted: Jan 12 2019 @ 9:07 PM
Happy New Year to you my money-smart friend. Can you believe it? Just like that 2018 is gone and for those who worked this week, we’re all back in the routine and 2019 is just normal now. Many of you have set goals and resolutions. Congratulations. I know that with the hustle and bustle, it […] ...
Posted: Jan 04 2019 @ 5:00 AM
Purchasing your first home is a life-changing decision for many reasons, including the financial impact it may have on your day to day life and of course, the change of environment. When the time comes to move out of the apartment, to ditch the roommates or to leave mom and dad’s home, you may be […] ...
Posted: Jan 02 2019 @ 9:03 PM
I have observe that besides speaking to a financial advisor or planner, a banker and maybe parents, most people never have educative conversation about money. Unfortunately, many basic concepts are left unknown and unpracticed, consequently leading to financial instability. Money is an important part of all our lives. As such, it is important to get […] ...
Posted: Dec 22 2018 @ 10:11 PM
It’s that time of the year when car commercials make you feel like you’re driving an antique. You might be tempted to make that move and get yourself a new beautiful vehicle. A financial sound decision consists of reassessing your thoughts and decide whether it is necessary. Nonetheless, for some people, the time has come […] ...
Posted: Dec 18 2018 @ 9:44 PM
As I talked to millennials and even older or mature professionals, I realized that there are practices and habits that people have which may keep them from getting a job during and after an interview. We’ve reviewed some of the mistakes applicants make before and during the interview in the previous article. The post interview […] ...
Posted: Dec 18 2018 @ 5:30 AM
If you live in North America and particularly in the US, you know what a credit score is. It is that number determined by a set of institution that indicates your credit worthiness. Whether it is a good or a bad one, that a number on a computer determines your financial eligibility to borrow. For […] ...
Posted: Dec 17 2018 @ 3:02 PM
If you ask your parents about financial stability, they most likely achieved it with the job they worked for several years, in many cases, decenniums. There was a time when a job allowed you to live comfortably and save and plan for retirement. In many households, only one decent income was sufficient. Times have changed. […] ...
Posted: Dec 15 2018 @ 4:57 PM
According to AARP, the number of entrepreneurs and self-employed individuals in the US could Taking triple by 2020. A large proportion of this community will be millennials. As you are reading this article, you have probably thought about self-employment as an option for your career. Taking the leap from employee to freelancer is equally scary […] ...
Posted: Dec 11 2018 @ 8:34 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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