Blogger Profile

Rich & Marcus

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Paychecks & Balances
General Finance
Career Advice, Personal Finance, Debt Free, Work, Life, Balance
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Blogger Bio

San Francisco, California, United States
African American
Life stage:
DINK (Dual Income, No Kids)
Human Resources (HR)
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Latest Blog Posts

This week’s AskPB was submitted on Twitter. You can view all our AskPB responses by clicking here. Lawrence Gonzalez is an accountant who developed his own personal finance system that allowed him to pay off over $116,000 in debt in 4 years. Like many of our personal finance spotlights, there is another question that quickly […] The post Why A Self-Directed 401k Is a Great Money Move for Entrepreneurs and Contractors ...
Posted: Oct 17 2019 @ 11:47 AM
This page may contain affiliate links. Please read our Advertiser Disclosure for more info. Teri Ijeoma’s origin story is like many of ours. You know the one. The mild-mannered employee goes into a toxic work environment only to eek out a paycheck-to-paycheck existence because that is what everyone else is doing. However, where most stories end, Teri’s […] The post Teacher Turned Investor Shares How She Makes $1,000 a Day Through Investing appeared ...
Posted: Oct 10 2019 @ 11:16 AM
October is National Financial Planning Month – an annual reminder to keep our spending in check, prepare our budgets, and revisit our financial goals as we roll into the holidays. During this month, Paychecks & Balances highlights subject matter experts and guests dedicated to helping us reach financial success as we end the year and […] The post My Biggest Financial Regrets, and Three Big Lessons You Can Learn From Them ...
Posted: Oct 03 2019 @ 11:04 AM
Millennials are twice as likely as other generations to lie on their resumes. This post is not about lying on your resume. Apparently you’ve already mastered that skill. Honesty is always the best policy; except for when it isn’t. This post is about all the other things you might as well lie about during the […] The post 3 Things to Lie About During a Job Interview appeared first on Paychecks ...
Posted: Sep 26 2019 @ 11:03 AM
The following #AskPB listener question has been lightly edited to maintain anonymity. I’m trying to buy a house so I called a lender to just pull my credit and tell me what they think. One credit report is significantly lower than the other two. My score currently with one is 491. But the other two […] The post Should I Buy My First Home if I Have A Bad Credit Score? ...
Posted: Sep 19 2019 @ 11:12 AM
This title might be a slight exaggeration. Thank you to the great fans of Paychecks & Balances and the illustrious P&B Family, we were nominated for the 10th Annual Plutus Awards’ Best Millennial or Generation Z Blog and Podcast of the Year. We took home the hardware for Best Millennial or Gen Z Blog, complete […] The post The Best Millennial or Gen Z Blog (on the Planet) appeared first on ...
Posted: Sep 12 2019 @ 9:43 AM
Next week we’re up for two Plutus Awards for Podcast of the Year and Best Millennial or Gen Z Blog. Because whether we win or lose our readership may potentially rise, I figured this is the optimum time to level-set expectations for our new visitors. Please enjoy… I Have No Idea What I’m Doing Here […] The post The Personal Finance Expert You Are Looking for Does Not Exist appeared first ...
Posted: Aug 29 2019 @ 11:00 AM
This page may contain affiliate links. Please read our Advertiser Disclosure for more info. OMG, WE’RE HEADING FOR A RECESSION (allegedly)! I’M NOT YELLING, YOU’RE YELLING!! I was in the middle of drafting another weekly post completely unrelated to this topic when I was informed by trending topics, news headlines, and people with large follow counts on […] The post Recession Proof Your Personal Finances with Three Proactive Investments appeared first on Paychecks ...
Posted: Aug 22 2019 @ 11:08 AM
Do you have an income shortage or a spending surplus? Most will never ask themselves this question. The assumption is that if you have more month left over at the end of your money, then you don’t make enough money. This assumption is not without some merit; neither is it a universal truth. We can […] The post My Quest for Get Rich Quick Schemes Continues, Here is What I Have ...
Posted: Aug 15 2019 @ 11:05 AM
This page may contain affiliate links. Please read our Advertiser Disclosure for more info. To be exact, Leah Marie Collins paid off $40,000 in debt, increased her credit score to over 800, purchased a rental property, and launched her own business to help other women and men do the same…all within 18 months. I originally had the […] The post How Leah Marie Collins Paid Off $40,000 in Debt and Launched Her Own ...
Posted: Jul 30 2019 @ 11:00 AM


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