Blogger Profile

Rich & Marcus

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Paychecks & Balances
General Finance
Career Advice, Personal Finance, Debt Free, Work, Life, Balance
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Blogger Bio

San Francisco, California, United States
African American
Life stage:
DINK (Dual Income, No Kids)
Human Resources (HR)
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Latest Blog Posts

Related: I Made My First Million, and I’m Still Broke We’re all busy people. Maybe you’re one of those people who came here to make money, not read words. Here are the three quick links: How to Start a Blog Making Sense of Affiliate Marketing Making Sense of Sponsored Posts By age 27, Michelle Schroeder-Gardner […] The post Self-Made Millionaire Credits Three Key Steps to Scale from Side Hustle to 7-Figure ...
Posted: Apr 16 2019 @ 10:00 AM
According to the most recent Census data, the average person earns nearly $2.7 million over his or her lifetime. Yet, after 40+ years of work most Americans are still financially unprepared for retirement. Unless it’s by choice, I don’t want to work until I’m 67 years of age because of my finances and only enjoy […] The post I Made My First Million, and I’m Still Broke appeared first on Paychecks ...
Posted: Apr 10 2019 @ 8:00 AM
For all the get rich quick schemes and talk of Finance Independence / Retire Early (FIRE), most individuals will make the most consistent income from simply working their same old boring J-O-B. It is your responsibility to know how much salary you should ask for and expect from your employer. Should this information be more […] The post 7 Best Salary Negotiation Tools to Make You More Money appeared first on ...
Posted: Mar 28 2019 @ 8:02 AM
All Black History Month we highlighted young men and women of color making history in the present. Just in time for America Saves Week, Monday February 25 – March 3, 2019, we introduce you to Marsha Barnes. She is the founder behind The Finance Bar and a recognized Award Winning Best Money Expert, as seen […] The post Marsha Barnes Raises The Finance Bar With Each Stop on Her Tour appeared ...
Posted: Feb 28 2019 @ 9:02 AM
This week we’re joined by Leslie H. Tayne, Esq. Leslie is an attorney, debt therapist, and author of Life and Debt: A Fresh Approach to Achieving Financial Wellness. She originally joined us for our most popular episode introduction ever and to talk about how to Learn to Love Your Debt – PB100. This week she […] The post All Debt Isn’t Created Equal: Good vs Bad Debt and How to Tell ...
Posted: Feb 26 2019 @ 9:02 AM
We met Sonia Lewis, aka The Student Loan Doctor, in sunny Florida while attending FinCon18. For someone with 38,000 followers (and counting) on the Gram and a resume including accolades from the Steve Harvey Morning Show, The Shade Room, BET, The Ricky Smiley Show and more, she was far more humble than I’ll ever be […] The post The Student Loan Doctor Is In: Improving Financial Health One Loan Balance at ...
Posted: Feb 21 2019 @ 9:02 AM
This Black History Month we’re highlighting young men and women of color making history in the present. Enter the motivational couple behind Pennies to Wealth, DJ and Dannie. At one point they owed more than $90,000 in student loans, credit cards, and other debt. Despite having an awesome website, they actually landed on our radar […] The post From $130,000 in Debt to $100,000 in Net Worth appeared first on Paychecks ...
Posted: Feb 14 2019 @ 9:02 AM
If you ever want to start a fight on the internet randomly ask the public audience, “is it better to rent or buy?” then sit back and enjoy yourself. Things will escalate quickly. Typically, both parties are right for the wrong reasons, but the internet isn’t designed to entertain two correct opinions. As far as […] The post Is it Better to Rent or Buy? Yes! Here are the Free Tools ...
Posted: Jan 29 2019 @ 9:02 AM
Advertiser Disclosure In January 2019, JPMorgan Chase hosted the second annual National Savings Month. The National Savings Movement started as an effort to support employees, customers, and millennials along their journey to financial fitness. Moderated by Keosha Burns, Public Relations Executive in Banking/Mortgage, the esteemed panel included money experts Gaby Dunn, podcaster and author of […] The post JPMorgan Chase National Savings Month: Making Money Moves Panel ft. Paychecks & Balances ...
Posted: Jan 22 2019 @ 9:02 AM
The next industry Millennials “destroy” is ourselves and the burnout will be televised. According to an annual Deloitte Survey, almost half of Millennials are unhappy at their current job and plan to quit/switch to nontraditional work within their career. Maybe that’s why How to Make a Career Change ft. Jeff Johnson was our most downloaded […] The post Make a Successful Career Change with These Five Steps appeared first on Paychecks ...
Posted: Jan 15 2019 @ 9:02 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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