Blogger Profile

Rich & Marcus

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Paychecks & Balances
General Finance
Career Advice, Personal Finance, Debt Free, Work, Life, Balance
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Blogger Bio

San Francisco, California, United States
African American
Life stage:
DINK (Dual Income, No Kids)
Human Resources (HR)
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Latest Blog Posts

This is going to read like a sponsored post. It’s not. Having personally tried several meal delivery services, I’ve had the best experience with Freshly. If my word is good enough for you, you can use my referral code to get $20 off each of your first two weeks. For what it’s worth, I only […] The post Freshly Is the Best Meal Delivery Service that Helped Me Save Money and ...
Posted: Jun 18 2019 @ 10:00 AM
Fo Alexander is the Personal Finance Coach and Business Systems Strategist behind the Girl Talk with Fo podcast and blog. She specializes in teaching millennial women how to dump debt and build bank. As part of her journey, she and her husband paid off $78,000 in debt in less than three years even while taking […] The post This Couple Paid Off $78,000 in Less than Three Years appeared first on ...
Posted: Jun 13 2019 @ 10:00 AM
By listener request, we introduced Personal Finance Spotlights to the website this year. It’s been great! I love sharing stories of people taking charge of their personal finances. Our readers and listeners said they wanted to read more profiles on “ordinary” people making extra-ordinary accomplishments with their money and career: inspiration through representation. I was […] The post How Dave Ramsey’s Debt Snowball Helped Her Pay Off $89,000 in Two Years ...
Posted: May 16 2019 @ 10:00 AM
Saundra Davis is the self-described Godmother of Financial Coaching, and I believe it. When we met for the second time–at FinCon Expo: Where Money and Media Meet–Saundra dropped a quote on me so powerfully insightful that I had to capture it in the appropriate Millennial art form. Yes, you already know I had to do […] The post Personal Finance Spotlight: The Godmother of Financial Coaching appeared first on Paychecks & ...
Posted: May 09 2019 @ 10:00 AM
April is National Financial Literacy Month. Just like you don’t have to wait until New Year’s Eve to make a money resolution, you don’t have to wait until April to follow a 30-day plan to turn your finances around. You can find that exact 30-day plan at financialliteracymonth.com. For the past few years, Paychecks & […] The post 30 Money Tips I Learned During National Financial Literacy Month that Will Help ...
Posted: Apr 30 2019 @ 10:00 AM
In 2019, one in three Americans had nothing saved for retirement. Given one of our most popular posts is How Much You Should Have Saved by Age 35 to Retire Comfortably we will assume our readers are interested in the topic of saving for a financially secure retirement. For context, although I often see the […] The post If You’re the 1 in 3 With $0 Saved, Try These Financial Life ...
Posted: Apr 25 2019 @ 10:00 AM
Related: I Made My First Million, and I’m Still Broke We’re all busy people. Maybe you’re one of those people who came here to make money, not read words. Here are the three quick links: How to Start a Blog Making Sense of Affiliate Marketing Making Sense of Sponsored Posts By age 27, Michelle Schroeder-Gardner […] The post Self-Made Millionaire Credits Three Key Steps to Scale from Side Hustle to 7-Figure ...
Posted: Apr 16 2019 @ 10:00 AM
According to the most recent Census data, the average person earns nearly $2.7 million over his or her lifetime. Yet, after 40+ years of work most Americans are still financially unprepared for retirement. Unless it’s by choice, I don’t want to work until I’m 67 years of age because of my finances and only enjoy […] The post I Made My First Million, and I’m Still Broke appeared first on Paychecks ...
Posted: Apr 10 2019 @ 8:00 AM
For all the get rich quick schemes and talk of Finance Independence / Retire Early (FIRE), most individuals will make the most consistent income from simply working their same old boring J-O-B. It is your responsibility to know how much salary you should ask for and expect from your employer. Should this information be more […] The post 7 Best Salary Negotiation Tools to Make You More Money appeared first on ...
Posted: Mar 28 2019 @ 8:02 AM
All Black History Month we highlighted young men and women of color making history in the present. Just in time for America Saves Week, Monday February 25 – March 3, 2019, we introduce you to Marsha Barnes. She is the founder behind The Finance Bar and a recognized Award Winning Best Money Expert, as seen […] The post Marsha Barnes Raises The Finance Bar With Each Stop on Her Tour appeared ...
Posted: Feb 28 2019 @ 9:02 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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