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Blogger Profile


Jing

Blog Info

Name:
Millennial Money Diaries
Category:
General Finance
Tags:
Budgeting, Budget Tracking, Personal Finance, Financial Literacy, Career
Start Year:
2017

Blogger Bio

Net worth:
$50,000.00
Location:
Oakland, California, United States
Age:
20s
Race:
Asian
Gender:
Female
Life stage:
SINK (Single Income, No Kids)
Profession:
IT / Software
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Latest Blog Posts

There’s nothing like sitting in a conference room for 20 people with your manager waiting for your fate to be delivered to you. My manager and I had staked out the only room available to discuss the result of my annual performance review. I was nervous, and this was the first annual performance review of… Read More The Math Behind My Choice To Make More Instead Of Save More The post ...
Posted: Jan 08 2019 @ 1:00 PM
If you’ve been following the stock market this year, you would know it’s been pretty bad. While I wasn’t panicking at the dips and sell offs, I definitely noticed myself feeling discouraged by all the money I was stuffing into index funds not growing. I noticed myself growing impatient for financial independence. It’s hard to… Read More The Market Sucks So I’m Buying Real Estate The post The Market Sucks So ...
Posted: Dec 04 2018 @ 1:30 PM
While I was traveling from Las Vegas back to Oakland over New Years, I overheard a heartbreaking story of a woman telling her story to the couple next to me and my boyfriend at the food court in the airport. Her story had to do with job relevance and the impact it had on her… Read More Heartbreaking Lessons From The Story Of A Woman At The Airport The post Heartbreaking ...
Posted: Feb 28 2018 @ 12:00 PM
When I was a kid, I was incredibly shy. I was the girl who clung to my mom at the store. I hid from adults who tried to talk to me. I couldn’t even bear to talk to my own grandpa on the phone! As I grew up, I dreaded more and more talking to… Read More The Art of Asking For Fewer Fees, More Savings, and Amazon Gift Cards The ...
Posted: Feb 15 2018 @ 12:18 PM
Here in the personal finance community, we talk a lot about financial independence. Financial independence can roughly be defined as having enough money to live life on your own terms. Financial independence equals never having to do what you do not explicitly choose to do. For many, financial independence also equals early retirement. An important… Read More My Glimpse At An Unmotivated Retirement The post My Glimpse At An Unmotivated Retirement ...
Posted: Feb 12 2018 @ 12:00 PM
Marketing driven holidays are always a funny thing. I’d be lying if I said I was 100% above holidays that seem to exist just for the sake of trying to get into your pockets. Valentine’s Day is as commercial as they come. I just learned in South Korea they celebrate on the 14th for 3… Read More My Plan For A Frugal Valentine’s Day The post My Plan For A Frugal ...
Posted: Feb 08 2018 @ 12:00 PM
Ah, the age old question of modern heterosexual dating. Who should pay on the first date' This always seems to become a hot and contentious topic whenever it comes up. Everyone has their own perspective on the question. Exchanging stories with various friends of what must be at least a hundred dates, it seems like… Read More Who Should Pay On The First Date'! The post Who Should Pay On The ...
Posted: Feb 05 2018 @ 12:00 PM
I’m a homebody at heart. On weekdays, I’m forced to be out in the evenings if I want to do any non-work related things, but on the weekends, I’m someone who loves being out and about during the day while staying at home in the evening. I generally love working in coffee shops or squeezing… Read More How I Rent Movies For Free With Google Opinion Rewards The post How I ...
Posted: Feb 01 2018 @ 5:00 PM
I could list a million pros for maintaining a budget, but I do have one major con that affects me greatly. I’m always looking forward to the month ending! Does anyone else feel the same way as me'! As someone who has my paycheck budgeted to a tee, I don’t think much about payday. I… Read More Is It The End Of The Month Yet'! The post Is It The End ...
Posted: Jan 29 2018 @ 5:00 PM
Have you ever stopped to wonder where your beliefs came from' It could be any belief, not just a financial one. You may have an idea that you have to outperform everyone at work for recognition. You may believe that you’re a great romantic partner. The point is, we all have some ideas about our… Read More Clean Out Your Junk Financial Beliefs The post Clean Out Your Junk Financial Beliefs ...
Posted: Jan 25 2018 @ 5:00 PM

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