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Retiring On My Terms

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Retiring On My Terms
Early Retirement
Investing, Finance, Early Retirement, Financial Independence, Retiring On My Terms
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United States
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SIK (Single Income, Kids)
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Latest Blog Posts

Last week, I outlined some of the questionable financial decisions the ROMT family made while on vacation at Walt Disney World. After spending a week at Walt Disney World, it’s tough to for me to claim from a purely financial perspective that it was a wise decision to go there for vacation. Every piece of […] ...
Posted: Mar 16 2018 @ 11:45 AM
As I mentioned last month, our bank of solar energy credits for the winter ran dry in January. Since we didn’t install solar panels on our roof until late June last year, I figured we probably wouldn’t have enough credits built up to keep our electric bill at minimal levels for the entire winter. Unfortunately, […] ...
Posted: Mar 12 2018 @ 9:50 AM
Last month the ROMT family made our first trip to Walt Disney World! While both Mrs. ROMT and I had visited in the past, this trip was the first time our elementary school-aged children visited Florida and the House of the Mouse. All in all, we had a great family vacation and made lots of […] ...
Posted: Mar 06 2018 @ 11:45 AM
Last month, Stanford University Professor John B. Shoven, and three former Stanford students, Gila Bronshtein, Jason Scott, and Sita N. Slavov, published a paper entitled “The Power Of Working Longer” through the National Bureau Of Economic Research. One of their key findings was “that working 3 to 6 extra months has an equivalent impact on […] ...
Posted: Feb 20 2018 @ 12:45 PM
Our solar energy bank finally went bust in January. Since we didn’t have solar panels installed until last June, we knew our first winter with solar energy would likely be our most expensive. We missed out on several months of strong sunlight last spring that would have allowed us to build up more solar energy […] ...
Posted: Feb 07 2018 @ 11:45 AM
I’ve intentionally tried to keep Retiring On My Terms a politics-free zone. There are some political issues I care deeply about and others that matter less to my family and I. I’ve found when discussing U.S. politics, unless you surround yourself only with people who think exactly the same way you do, roughly half of […] ...
Posted: Feb 01 2018 @ 5:45 PM
In my recent article on our financial resolutions for 2018 I mentioned I did not want to invest in bitcoin, or any other cryptocurrencies, this year. It’s not because I’m against making money. It’s not because I don’t see the potential value in blockchains. And it’s not because I think all cryptocurrencies won’t have any […] ...
Posted: Jan 22 2018 @ 6:45 PM
2017 was a good year for the ROMT family’s finances. We paid off our mortgage! We had solar panels installed on our roof, which over the second half of 2017 cut our electric bill by over 90% from what we paid during the same period in 2016! We learned about financial independence and early retirement […] ...
Posted: Jan 10 2018 @ 5:35 PM
With the calendar finally turning to 2018, it’s time to report on the ROMT family’s financial status as of year-end 2017! We made progress on each of our financial independence and early retirement goals during the fourth quarter, increasing our Net Worth, 529 Account Funding, and Passive Income. Measuring our progress on a regular basis […] ...
Posted: Jan 05 2018 @ 5:35 PM
We’ve had our home solar energy system for just over six months, and have now experienced both the best and the worst the sun has to offer homeowners. Our system was installed just before the Summer Solstice in June. During the summer months there were a handful of long and sunny days when our system […] ...
Posted: Jan 02 2018 @ 5:35 PM


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