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The Drive to 55
Early Retirement
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Illiniois, United States
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Latest Blog Posts

Please excuse a rant about a first world problem, but I have to vent: Our main (joint) checking account is with Chase and I also have several Chase credit cards. Chase’s online account access allows us to see activity for all of the accounts, make payments, etc. My wife recently got a Chase Amazon Prime … Continue reading "Online Banking Fail" ...
Posted: Feb 23 2018 @ 8:18 PM
As described in this Washington Post article, MyinTuition is a quick calculator that allows families to easily see their expected annual costs for 31 private colleges, a list that includes Amherst, Duke, Middlebury, Williams, etc. It basically confirmed what I had already calculated based on this Forbes article I mentioned in a post from August: … Continue reading "Test Driving the MyinTuition College Cost Estimator" ...
Posted: Jan 18 2018 @ 8:24 PM
As a good progressive liberal, I’ve always dismissed the conservative trope that high marginal tax rates create a disincentive for high-income workers, so much so that they refrain from seeking additional income due to how much it goes to taxes. (Though I have seen plenty of anecdotal claims within the reader comments on the White … Continue reading "Welcome to the 70% Club: Our College Tuition-Adjusted Marginal Tax Rate" ...
Posted: Aug 28 2017 @ 5:20 PM
Our kids, age 9 and 12, are going to sleepaway camp for the first time this summer. I had assumed the cost of camp would count as an expense toward the child and dependent care credit come tax time, as we’ve always claimed that credit for their various summer day camps. Plus, if they weren’t … Continue reading "Summer Camp Tax Credit Inequity" ...
Posted: Jul 28 2017 @ 5:14 PM
A recent WSJ story on trends in college tuition rates opened with this sentence: “U.S. college tuition is growing at the slowest pace in decades, following a nearly 400% rise over the past three decades that fueled middle class anxieties and a surge in student debt.” It’s no doubt true that tuition increases in recent … Continue reading "Chicken or the Egg: Student Loans and Unintended Consequences" ...
Posted: Jul 26 2017 @ 12:29 PM
Back in the early 2000s, my girlfriend (now wife) had a job with an amazing perk: She worked for a Time-Life publication in Manhattan and could walk into virtually any museum in the New York City and show her work ID to receive free passes for herself and her companions. Evidently Time-Life was a major … Continue reading "Free Museum Admission" ...
Posted: Jun 08 2017 @ 7:09 PM
I’m relatively new to the “points game,” but I’ve been trying amass hotel and airline points over the past couple of years. The concept deserves its own post, but assuming that one of your retirement goals is to travel more, traveling for free means you need less money to support your retirement lifestyle. How much … Continue reading "Credit Scores and Credit Card Churning" ...
Posted: Jun 07 2017 @ 12:22 AM
Hello out there! Inspired by Root of Good, Mr. Money Mustache, Physician on Fire, and others, I’m joining the club of FIRE (financial independence/retire early) bloggers. Although, given the number of excellent FIRE bloggers out there already, perhaps the world doesn’t need another. Yet there is one area where I hope to add to the … Continue reading "Welcome to the Drive to 55" ...
Posted: May 24 2017 @ 6:53 PM


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