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Blogger Profile


Savings Odyssey

Blog Info

Name:
Savings Odyssey
Category:
General Finance
Tags:
financial independence, real estate, budgeting, saving money, investing, personal finance
Start Year:
2017

Blogger Bio

Net worth:
$117,438.00
Location:
Glasgow, United Kingdom
Age:
30s
Race:
Unspecified
Gender:
Male
Life stage:
Unspecified
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Latest Blog Posts

Here is the monthly update to my passive income. I monitor both my net worth and my passive income each month as a gauge on my progress towards my savings goals and financial independence. Where net worth gives an overall total the passive income gives a level of investing efficiency of my assets.Below is a rundown of the sources of my passive income. I also carry some debts so the ...
Posted: Sep 28 2017 @ 7:12 AM
Each month I update my accounts and monitor my spending and ensure I am on target with my savings goals. Here I will list my assets that make up my long term savings and a few comments on the rationale behind including them in my portfolio. The asset allocation changes from year to year depending on where I see value or what interests me at the time. However I do ...
Posted: Sep 06 2017 @ 10:09 PM
Here is the monthly update to my passive income. I monitor both my net worth and my passive income each month as a gauge on my progress towards my savings goals and financial independence. Where net worth gives an overall total the passive income gives a level of investing efficiency of my assets.Below is a rundown of the sources of my passive income. I also carry some debts so the ...
Posted: Aug 19 2017 @ 6:24 PM
Each month I update my accounts and monitor my spending and ensure I am on target with my savings goals. Here I will list my assets that make up my long term savings and a few comments on the rationale behind including them in my portfolio. The asset allocation changes from year to year depending on where I see value or what interests me at the time. However I do ...
Posted: Aug 01 2017 @ 9:22 AM
I recently read a book by Dave Ramsey entitled The Complete Guide to Money. I have to say I enjoyed it and as a consequence I join a number of Dave Ramsey Groups on Facebook. After reading some of the posts in the groups and the comments that they received I came to the conclusion that there is a lot of debates about the effectiveness and correct order in which ...
Posted: Jul 31 2017 @ 12:52 PM
FIRE or Financial Independence and Early Retirement is a common goal of those who save or live frugally. Many in the community are doing very well on these goals and building impressive savings and investment portfolios along the way. However I sometimes read about people that hate their jobs and are dreaming for the day that they have enough to finally become financially independent and retire. In this short post ...
Posted: Jul 11 2017 @ 2:17 PM
I read a lot blogs from others in the financial independence, early retirement community who invest heavily in high yield dividend stocks. These investors often boast about the high returns they are getting in the form of passive dividend income which sounds great. However I was curious to see if this type of investing was actually the best in the long run. Below are my findings.Why Dividend StocksThe argument often ...
Posted: Jul 07 2017 @ 9:57 AM
When investing I find it can be quite encouraging to monitor the levels of passive income your investments are generating. This gives a more meaningful figure than your net worth as it can show how far you are actually away from financial independence. I use the term financial independence here to mean a level of passive income equal to or greater than your living expenses.Everyone’s investments will yield a different ...
Posted: Jul 04 2017 @ 1:23 PM
Each month I update my accounts and monitor my spending and ensure I am on target with my savings goals. Here I will list my assets that make up my long term savings and a few comments on the rationale behind including them in my portfolio. The asset allocation changes from year to year depending on where I see value or what interests me at the time. However I do ...
Posted: Jul 01 2017 @ 7:43 PM
I’m still reading Dave Ramsey’s The Complete Guide to Money. In fact I love to read these kind of books on personal finance as I find them to be very thought provoking. Even if you have been saving money for years and consider yourself a financial expert I’m sure these kinds of books can trigger new ideas and give you new ways of looking at things.The Four WallsIn the book ...
Posted: Jun 24 2017 @ 7:13 PM

Testimonials

"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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