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Early Retirement
millenial, cars, real estate, renovations, technology, investing
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Palm Bay, Florida, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

I wrote down my goals last year, and my last post was how I did on them. This year, I’m making my goals public in an effort to hold myself more accountable. I use a simple note in Google Keep to “keep” track hahahahahahahaha OK I’m done. Financial 5500 in Roth IRA I’ve been doing […] The post 2018 Goals appeared first on retirengineering. ...
Posted: Jan 02 2018 @ 1:50 PM
I set goals this year in a simple Google Keep checklist. I had quite a few goals, divided into separate categories, like home renovations, savings, career, and nutrition.   Home Renovations (7/7) Finish Fence Yes! My dad came down one weekend, and we installed a small fence bordering my house and the neighbors fence for […] The post 2017 Goals – How Did I Do? appeared first on retirengineering. ...
Posted: Dec 14 2017 @ 4:47 PM
This whole post is centered around the Net Worth chart shown above. In June 2016, I started using Personal Capital, about a month after I bought my first house. Mint didn’t support my mortgage company, so I stopped using Mint. I put 35k down on the house, majority was in a personal loan from my […] The post First Net Worth Post – December 2017 appeared first on retirengineering. ...
Posted: Dec 07 2017 @ 3:42 PM
This is just a friendly word of caution about putting all of your eggs in one basket. I’m over-invested in one place right now, and it’s my own employer. Current I started at General Electric (GE) about a year ago. I wanted to have stock in my company, so I started buying GE shares on […] The post Don’t Get Overinvested in your Own Employer appeared first on retirengineering. ...
Posted: Nov 27 2017 @ 12:23 PM
Let’s talk about Emergency Funds. Most people say to keep X months expenses, and X is always more than you can afford want to keep in a low interest bank account. So you keep some in a 1.15% bank account like an Ally Bank Savings Account, and some goes into a more volatile investing platform that […] The post My Emergency Fund Strategy appeared first on retirengineering. ...
Posted: Aug 30 2017 @ 3:16 PM
Most financially conscious people keep a slush fund. My slush fund is basically used to pay my mortgage, credit cards, and other bills on autopay, and distribute money into various investments. Most people keep their slush fund in a basic checking account, which earn little to no interest. In fact, most big name national banks only […] The post High Interest Rate Checking Account! appeared first on retirengineering. ...
Posted: Jul 26 2017 @ 6:21 PM
Buying a home is a difficult and intimidating process which takes lots of time and money, so it’s not a surprise that younger people are being more cautious about buying their first home. I bought my first home 1 year ago  (May 2016) at age 24, and it’s a process I highly recommend if you’re in […] The post Buying Your First Home appeared first on retirengineering. ...
Posted: May 23 2017 @ 1:21 PM
I put $75 a week into my Robinhood account, which is how I buy and (rarely sell) stocks. There are no fees, which is my favorite part. I put my money almost exclusively in dividend stocks, especially ones that pay monthly dividends. I always reinvest those dividends.It is a mobile app, so there is no […] The post Using Robinhood for free Stock Trading appeared first on retirengineering. ...
Posted: Apr 28 2017 @ 6:24 PM
Many of my friends know me as their main source of credit card knowledge, and that’s something I take great pride in. Most of my knowledge comes from following Doctor of Credit and the /r/churning subreddit, and I just regurgitate the good parts for my friends. This post should provide the majority of information I […] The post Churning Credit Cards for Supplemental Income/Points appeared first on retirengineering. ...
Posted: Apr 25 2017 @ 11:08 PM
I recently moved companies for a couple reasons, the main one being it puts me in a better spot financially. Most people look for new jobs to improve their money situation, and I was no different. A big improvement at the new company is the 401k match. I’d like to break the exact numbers down, […] The post Comparing 401k Contributions When Switching Jobs appeared first on retirengineering. ...
Posted: Feb 15 2017 @ 10:04 AM


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