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Our FI Journey
General Finance
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Texas, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

On the journey to FI, we’re all trying to look for opportunities to save extra money here and there and increase our savings rate. Cut the cable, change phone plans, reduce your commute; are all really great savings initiatives but how can we really impact our savings in a big way' We’re very fortunate that we haven’t been impacted by a serious illness or injury that we’ve had to deal ...
Posted: Sep 13 2017 @ 12:25 AM
We have reason to celebrate! We made it to $500,000! August was a challenging month for our budget but through it all we were still able to save enough to reach our goal of $500,000. And it came a month early! It’s crazy to think that we have HALF A MILLION DOLLARS!  Well, technically $504,328! I wasn’t quite sure how it would feel to reach this milestone or whether it ...
Posted: Sep 01 2017 @ 7:53 PM
I love when people write about outsourcing simple tasks because their time is more valuable than the cost. Really!'! I understand there may be a business case for outsourcing if you’re an entrepreneur or something similar but most people seem to use this as an excuse to avoid tasks they simply just don’t want to do. If you don’t want to do something that’s perfectly fine. Just own up to ...
Posted: Aug 29 2017 @ 11:10 PM
I haven’t had much time to write lately but my wife graciously provided another post. I hope you enjoy.   Date nights have changed quite a bit since becoming more financially aware and, well, our 2 wonderful children have impacted this area a tad bit too.   We’ve always been conscious of what we spend on entertainment, eating out, etc. but now we have important money goals in mind so ...
Posted: Aug 26 2017 @ 1:48 AM
I had a sneaky suspicion but never truly knew how challenging writing would be. I started writing as somewhat of a creative experiment without really understanding the time and effort it would take as well as the internal challenges I’d have to overcome. Creativity has never been an attribute I thought I possessed and I’ve never felt like I had a creative bone in my body. I’m more introverted and ...
Posted: Aug 22 2017 @ 11:13 PM
Another great guest post from my wife. This one is about keeping our 2 young kids engaged and entertained without breaking the bank. Enjoy her other post about cloth diapering.   As a stay at home mom, it is tempting to take your kids out to all of the latest and greatest kid attractions but that can add up very quickly, especially when you have multiple children. Here are some ideas ...
Posted: Aug 18 2017 @ 4:25 PM
Credit cards are always a hot topic in the personal finance community. We’re proponents of using credit cards and taking advantage of the rewards they offer. With that being said, we don’t open credit cards regularly or churn cards for points, at least not until recently which we’ll get into a little later. And most important, we never carry a balance!   Credit Card History I got my first credit ...
Posted: Aug 11 2017 @ 10:31 PM
I’m a big fan of Art of Manliness and have perused the site for many years. The site provides really great information about “the lost art of being a man” and has a ton of valuable material for everyone, women included. The breadth of topics that are covered and the classic knowledge and aesthetic is second to none.   Several years ago, Art of Manliness shared a post about journaling called, ...
Posted: Aug 08 2017 @ 9:38 PM
I hear time and time again about how expensive kids are and how they’re like a bomb being dropped on your budget. Kids are needy. They can come with a big price tag. They require a lot of STUFF. The needy part, yes – maybe; they’re little humans trying to learn and absorb everything in this complex world around them so of course they’re going to be a little needy. ...
Posted: Aug 04 2017 @ 7:01 PM
July came and went with a bang! Thankfully we didn’t experience any firework accidents but our finances did a bit of sparkling. Haha. Now that we got the cheesy cliche out of the way let’s get down to business. We’ve committed to tackling the Zero Day Challenge (see Zero Day Finance) in July, August and September with hopes of reaching $500,000 in total assets by October 1, 2017. Here’s the ...
Posted: Aug 01 2017 @ 8:05 PM


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-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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