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Frugal Safari
Early Retirement
investing, saving, frugal living, location independent, slow travel, travel hacking
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Blogger Bio

Net worth:
San Diego, California, United States
African American
Life stage:
DIK (Dual Income, Kids)
Sports Marketing
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Latest Blog Posts

So yesterday I was having a discussion with my wife about the condo we sold in San Diego two years ago.  I looked it up on Zillow to see how much it had appreciated, and to my surprise it had appreciated by $100K.  So I was wondering if we made a mistake of selling it […] ...
Posted: Oct 10 2017 @ 7:20 PM
Yesterday I was talking to my father in law about investing, and he was amazed that I had a balanced portfolio at my age.  He is 73 years old and even though we both invest in index funds, he is heavily invested in stocks.  His portfolio is 95% stocks and 5% bonds. We had a […] ...
Posted: Oct 08 2017 @ 6:25 PM
Technology is a huge part of our life.  I now see 11 year old kids with smartphones.  My 12 year old nephew is already an expert at social media and coding.  I was thinking the other day that without technology, I wouldn’t be where I am at today. My life is great now due to […] ...
Posted: Jun 21 2017 @ 8:39 PM
The other day I was thinking about how I once bought my first home and a brand new car in the same month.  What would I tell my young self if I had to do it again? I graduated from UC Santa Cruz in 1998. (Go Banana Slugs! yes it is indeed our school mascot…) […] ...
Posted: May 29 2017 @ 11:12 PM
In the last 3 years I have been so consumed with learning as much as I could about personal finance. I am so passionate about this topic and feel I can’t get enough of it, and yes I am addicted to personal finance.   I don’t remember the last time I was so excited about […] ...
Posted: May 29 2017 @ 1:12 AM
Getting off the Go-Go-Go treadmill Most of us are so used to the on the go lifestyle, that when we do decide to down-size, get off that corporate treadmill, or go to part-time employment so we can pursue our passions, we have this ingrained sense of guilt that we cannot shake.  We have been conditioned […] ...
Posted: Nov 07 2016 @ 3:14 PM
The California Dream: I admit, I subscribed to the very popular Southern California theory that in order to survive here, you needed to make a salary of at least $100K and up.  Make the money, spend the money, make the money, spend the money.  I was just spinning my wheels and really never saving anything. […] ...
Posted: Oct 07 2016 @ 2:26 AM
2008–the wake up call: My odyssey from a spendthrift workaholic to a frugal living semi-retired entrepreneur has been an 8 year journey.  As many people will relate, 2008 was the turning point.  My once thriving business was all but bankrupt, I had 10 people on my payroll I was struggling to meet at $60K a […] ...
Posted: Oct 05 2016 @ 8:09 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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