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Satisfied Ghost

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Satisfied Ghost
Early Retirement
financial independence, mindfulness, meaning, investing
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Oakland, California, United States
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Latest Blog Posts

Take a look at the financial independence movement and what do you see? If you browse the MMM forums or the Reddit FI subs and it’s very clear. The dominant voice is a 20- or 30-something white male with a job in technology. But recent media coverage has began to expose diversity in the FI […] The post Financial Independence for the rest of us. appeared first on Satisfied Ghost. ...
Posted: Jun 11 2019 @ 8:11 PM
Where do you stash your cash? All of us should have an emergency fund in cash that we can easily access. I’ve used savings accounts like Capital One 360 for years and recently switched some to Ally Bank for an excellent $1,000 bonus they offered last year. Capital One’s money market is paying 2%, while […] The post All about I Bonds appeared first on Satisfied Ghost. ...
Posted: Feb 18 2019 @ 10:24 PM
Six months ago my family moved from Oakland, in the Bay Area, to Salt Lake City, Utah. We did it for a variety of reasons: Financial. By selling a house that had greatly appreciated in the six years we owned it, we knew we could lower our monthly expenses significantly. I also expected the housing […] The post Geo-arbitrage: Six months post-move appeared first on Satisfied Ghost. ...
Posted: Jan 05 2019 @ 6:23 PM
Things have been quiet in the Satisfied Ghost online world lately, because things in IRL have been crazy! Over the last few months we decided to employ domestic arbitrage and moved from our home in the HCOL Bay Area to another state. I’ll detail the decision, process and details later. As I type this, I’m […] The post Re-examining my investing philosophy after a move appeared first on Satisfied Ghost. ...
Posted: Jul 19 2018 @ 8:23 PM
Those in the Financial Independence Retirement Early community work hard. That statement on its own is not much of a surprise for those familiar with the community. Yet it’s counter-intuitive—why do insanely productive and industrious people want to retire young? I think it has something to do with two things: characteristics common to those in […] The post The all-or-nothing world of “Dying for a Paycheck” appeared first on Satisfied Ghost. ...
Posted: Mar 24 2018 @ 7:40 PM
We’re officially in a stock market correction, with  major indices down 10% from their all-time high. This isn’t surprising. I’ve been waiting for a stock market correction for a few years. We’ve been climbing since the financial crisis, and an inevitability of markets is movement. What comes up, must eventually come down, only to rise […] The post Welcome to stock market volatility appeared first on Satisfied Ghost. ...
Posted: Feb 09 2018 @ 4:35 PM
As 2017 comes to a close, I’ve been reflecting and also making lists of what I want to accomplish next year.  I love to make lists: lists of goals, accomplishments, dreams and groceries. I have paper and Evernote notebooks filled with these lists. While these goals are useful, focus is an even more powerful tool. My […] The post New Year’s Hack: pick a one-word theme for 2018 appeared first on Satisfied ...
Posted: Dec 31 2017 @ 2:46 PM
Last month I attended the Chautauqua in Ecuador. It was an amazing experience for many reasons, but primarily for the amazing people I met. People I’d been reading for years, like JL Collins, Vicki Robin, the folks from Millennial Revolution, and Mr Money Mustache, as well as a collection of amazing attendees, each inspiring in […] The post Financial freedom through half-assity appeared first on Satisfied Ghost. ...
Posted: Nov 17 2017 @ 1:15 PM
I started meditating in high school, sophomore year, during a time of upheaval. My parents were finally getting divorced, and most days were filled with uncertainty, sadness, tension and anger. I felt helpless and confused. It now makes perfect sense that I would go to the Lodi Public Library during this time and look for […] The post How and why I started meditating appeared first on Satisfied Ghost. ...
Posted: Nov 13 2017 @ 1:30 PM
Why are Americans so bad at saving money? And why are some people so good at it? The Atlantic has a nifty video that talks about why Americans don’t save very much. Of course for those struggling to get by, saving is a luxury. But most of us could save if we were so inclined, […] The post Mind hacks and the psychology of saving appeared first on Satisfied Ghost. ...
Posted: Sep 27 2017 @ 1:11 PM


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