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Physician Couple

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General Finance
Physician couple, two doctor household, finance
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Blogger Bio

Net worth:
United States
Life stage:
DIK (Dual Income, Kids)
Physician (Doctor)
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Latest Blog Posts

Even though we have probably twenty years of work remaining as physicians, like a lot of you, I like to think about how we will spend our retirement years. After all, in twenty years we will still only be in our early fifties, hopefully with no dependents, and a lot of financial security. Of course, my … Continue reading "My Next Job" ...
Posted: Dec 01 2017 @ 6:17 AM
  One of the joys of making more money is paying more taxes. Before someone chimes in and tells me what a good problem this is – yes, I get it. We are fortunate to make a lot of money and therefore pay a lot of taxes. It beats the alternative. Now with that out … Continue reading "The Corrosive Effect of High State Income Tax on the High Income ...
Posted: Sep 15 2017 @ 10:53 PM
This month marks a big financial milestone for us as we (finally) have a positive net worth. There hasn’t been any grand secret for us. We didn’t hit it big on leveraged positions on hot tech stocks. We worked hard in residency and obtained lucrative jobs and save more (a lot more) than we earn. … Continue reading "How We Improved Our Net Worth By $730,000 In Less Than Three ...
Posted: Aug 22 2017 @ 3:40 AM
One of  my great readers commented after reading my post, Our Debt Paydown Plan, with a few thoughts of his own: My wife and I are also a dual-physician couple finishing our 4th year in practice. Starting to plan for a family so will look forward to your future posts on how you operate your household. … Continue reading "Paying Off Debt: Debt Snowball or Some Hybrid'" ...
Posted: Aug 02 2017 @ 9:27 AM
As I have mentioned previously, I am a partner in a large physician-only specialty group. My specialty – like many in medicine – has seen a lot of sales of groups to large national management companies. Let’s look at a hypothetical example of a physician named Jim. Currently Jim is production based and making about … Continue reading "Selling Out" ...
Posted: Jul 21 2017 @ 2:23 AM
  I have had a few questions from readers about our budget and how we prioritize debt repayment. Here is a snapshot of our current debt and plan: We are essentially doing a modified version of the Dave Ramsey debt snowball strategy. The lion’s share of our debt repayment effort is being funneled into my … Continue reading "Our debt paydown plan" ...
Posted: Jul 10 2017 @ 3:55 AM
In short, why did I start this blog' What makes the two physician couple unique' Extra debt The average graduating medical student in 2015 had a debt load of $207,000, according to the AAMC.  Assuming a tuition increase of about six percent per year (our medical school averaged eight percent per year), in 2017 this … Continue reading "What’s unique about the two physician/two high-earner couple'" ...
Posted: Jun 26 2017 @ 11:55 PM
Medical School My wife and I met and fell in love in medical school. We each graduated from undergrad without debt thanks to scholarships, working, and help from family but we attended an expensive private medical school and graduated with a significant amount of debt – mostly due to the high cost of tuition, but … Continue reading "Our story: where we started, where we are, and where we are ...
Posted: Jun 17 2017 @ 11:26 AM
Welcome to our website. My wife and I are physicians in private practice. I became interested in personal finance later than I should have in life and therefore made some mistakes along the way. Since finishing residency I have become passionate about personal finance and educated myself on investing, debt repayment, and taxation. For all … Continue reading "Physiciancouple.com: An Introduction" ...
Posted: Jun 11 2017 @ 8:34 AM
Here are some books that have been helpful in our journey towards financial independence (I will update as I find more gems): The White Coat Investor: A Doctor’s Guide To Personal Finance And Investing Where everything started for me in terms of my interest in personal finance. An excellent starting point for any physician interested … Continue reading "Recommended Reading: Where To Start" ...
Posted: Jun 11 2017 @ 5:44 AM


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