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I Pick Up Pennies
Disability/chronic illness
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Phoenix, Arizona, United States
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DIK (Dual Income, Kids)
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Latest Blog Posts

The checks are all cashed, and the transfers are all made. And since I only get paid once a month, this means I’m officially done with February savings/bill payments. Which means that it’s time to do my first official financial report of the year. (Sorry I failed to do one last month.) So let’s take […] ...
Posted: Feb 21 2019 @ 7:00 AM
Just a quick note to let you know that Bush’s Chili Beans is giving away ten $50 Walmart gift cards. You can enter by clicking this link. It helps out the blog, and more importantly, you might win! The contest ends Friday at 11:59 p.m. Pacific time, so go enter now.   What would your $50 […] ...
Posted: Feb 20 2019 @ 7:00 AM
Sherry over at Save. Spend. Spluge. recently asked an important question: What drives your financial decisions? Unfortunately, I came up with my answer all too quickly: fear.   Fear itself Fear of not having enough. Fear that my job will go away in the face of increasing competition in the industry. Fear that all of the […] ...
Posted: Feb 18 2019 @ 7:00 AM
One trip to the gym cost Morag Barrett $1,200. Specifically, one trip and no follow-up visits cost her $1,200 in membership fees. While that’s an extreme example, a lot of gym-goers (or non-goers) are probably in a similar situation. Because unless you go to the gym religiously, the per-visit cost is probably going to hurt. (If […] ...
Posted: Feb 14 2019 @ 7:00 AM
It doesn’t pay to be a man this Valentine’s Day. According to this article, a new study shows that men are projected to spend 500% more than women do this Valentine’s Day. Specifically, men expected to spend an average of $339, whereas women only planned on paying an average of $64. And those men shelling […] ...
Posted: Feb 11 2019 @ 7:00 AM
Budget and the Beach’s recent post about money anxiety got me thinking about my own anxiousness. Because the anxiety has definitely been there, centered around a single fact: I anticipated a lot more money post-divorce than I’m seeing. I haven’t been able to put any money into the main savings account in the past two […] ...
Posted: Feb 07 2019 @ 7:00 AM
This post is sponsored by BetterHelp. All opinions are my own.   I call it “falling into the mirror.” It’s when I can’t stop checking my reflection. Not out of narcissism — actually, quite the opposite. I’m obsessively inspecting my flaws, including cellulite. Yeah, especially the cellulite. In these instances, I can see the progress […] ...
Posted: Feb 04 2019 @ 7:00 AM
I finally put the finishing touches on the guest house this past weekend. I had to install a new door knob, paint the new window frames, put up the curtains and curtain rods and clean up all of the brackets, screws and other hardware that came away after we cleaned. Point being: It’s finally picture-ready […] ...
Posted: Jan 31 2019 @ 7:00 AM
This weekend was full of clothing savings!   I see London, I see France Despite returning most of the Victoria’s Secret bras that I bought on Black Friday, I received a $20 rewards card in the mail. And I happened to have some coupons from the store, which included an offer for two free undies […] ...
Posted: Jan 28 2019 @ 7:00 AM
This post is sponsored by BetterHelp. If you haven’t heard of telemedicine, it’s a pretty simple (if radical) concept: the practice of using telecommunications to provide clinical medical services. This can be over the phone or via Skype-like sessions, either with the patient alone or with the patient’s doctor there, conferring with a specialist. Sometimes […] ...
Posted: Jan 24 2019 @ 7:00 AM


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