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Ryan Greeley

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Better Credit Blog
credit, debt
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Denver, Colorado, United States
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Latest Blog Posts

Credit card users can find themselves looking for every trick in the book to improve their credit score. The biggest and the best way is to pay the balance in full and on time each month. Lesser steps can help also, but the small improvement may not be worth the effort. Or worse, they can […] The post Is It Better to Pay off Your Credit Card or Keep a Balance? ...
Posted: Jun 01 2018 @ 3:29 PM
The average indebted household that doesn’t pay credit cards in full each month carries $8,683 in credit card debt. Eventually, that debt affects the card members’ credit scores. A credit score impacts the ability to borrow money, leading to higher interest rates, bigger down payment requirements and possibly longer loan terms to make the higher […] The post The Complete Guide on How Debt Impacts Your Credit Score appeared first on ...
Posted: May 25 2018 @ 2:10 PM
Debts from student loans, credit cards, healthcare, mortgages, auto loans and other daily bills of life can add up. Sometimes a debt collector may be called to ask you for the money owed. Negotiating a settlement with a collection agency can help you solve that problem if your debts are too high and you can’t […] The post How to Negotiate a Settlement With Collection Agencies appeared first on Better Credit ...
Posted: May 18 2018 @ 2:25 PM
The internet has made car shopping easier, allowing consumers to compare prices, review a car’s features and buy online without ever stepping into an auto dealer’s showroom. But there are still tricks car dealers use to rip people off, whether in the showroom or online. Here are some to be aware of: Financing to meet […] The post How to Tell If You’re Getting Ripped Off at a Car Dealership appeared ...
Posted: May 09 2018 @ 1:30 PM
If your credit score jumped 20-40 points last summer, you may see another boost in May as the credit reporting agencies finish changes to remove incomplete identifying information from credit reports. On April 16, the credit reporting agencies Equifax, Experian and TransUnion implemented the final changes to a plan it agreed to and started in […] The post 5.5 Million Could Get Credit Score Boost With Tax Liens Removed appeared first ...
Posted: Apr 30 2018 @ 3:29 PM
The Federal Reserve raised interest rates in March to their highest level in a decade, and more increases are on the way. Higher interest rates will affect consumers in many ways — including car and home loans, though most borrowers who have those loans are at set rates that don’t change for years, if at […] The post How Federal Reserve Interest Rates Affect Your Credit appeared first on Better Credit ...
Posted: Apr 23 2018 @ 1:45 PM
Being at the bottom of a pile of credit card debt can be overwhelming. Making just the minimum monthly payment can be difficult, putting the long-term goal of paying off the credit card completely almost too far to see. Chances are your credit card company has a solution that it’s probably not going to offer […] The post A Secret Your Credit Card Company is Unlikely to Tell You (Unless You ...
Posted: Apr 17 2018 @ 11:25 AM
Those annoying, beeping and longer stays at the checkout counter when inserting a chip credit card into a clunky machine that may or may not work are paying off in one big way — less fraud. Chip cards, also known as “EMV” cards for the three companies that developed the technology: Europay, MasterCard and Visa, […] The post Are The New Credit Card Chips Working to Prevent Fraud? appeared first on ...
Posted: Apr 12 2018 @ 3:19 PM
Technology for using a credit card is changing fast: A wearable credit card is being developed by Barclaycard. Mastercard has a card with a sensor for a fingerprint to authorize payment instead of a signature. A major maker of chip credit cards is adding a mini-screen to the back so that the three-digit security code […] The post AI and Other Tech That Could Change How You Deal With Credit appeared ...
Posted: Mar 28 2018 @ 3:50 PM
If you’ve ever considered moving credit card debt from a high-interest card to a balance transfer credit card that doesn’t charge interest for a year or more, you’re not alone. Transferring a balance to a credit card that doesn’t charge interest for six to 21 months — with 18 months being the most common timeframe […] The post Are Zero Interest Balance Transfer Credit Cards Going Away' appeared first on Better ...
Posted: Mar 19 2018 @ 11:31 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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