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Ryan Greeley

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Better Credit Blog
credit, debt
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Denver, Colorado, United States
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Latest Blog Posts

A debt settlement offer to pay off a credit card with less money than what you owe can seem like a gift. Settling a $6,000 credit card bill for $4,000, for example, leaves you with $2,000 in debt that you don’t have to pay. Instead of being in perpetual debt and seeing on your credit […] The post How to Handle a Debt Settlement Offer appeared first on Better Credit Blog ...
Posted: Dec 19 2018 @ 3:59 PM
Losing something can put you in a panic. If it’s a credit card, losing it can be especially troublesome. A thief who steals it or someone finds it could ring up charges on your credit card, which you may have to pay some of if you don’t report it lost soon enough. And even if […] The post You Lost Your Credit Card. Now What? appeared first on Better Credit Blog ...
Posted: Dec 10 2018 @ 7:56 PM
Getting loans, credit cards and other types of credit can be difficult for borrowers without a good credit history. Trying to get approved for credit can be a sort of Catch-22: Creditors want proof that you’ve handled a credit card well before, but without a credit card already in hand it can be hard to […] The post How to Establish Credit with a Credit Builder Loan appeared first on Better ...
Posted: Nov 30 2018 @ 4:03 PM
If you don’t have any cash on you, walking by an ATM without enough money in your bank account to cover a withdrawal can be frustrating Many credit cards, however, can be used to withdraw cash from an ATM, whether it’s your bank or not. Just like that, you can have some money in your […] The post How to Get a Credit Card Cash Advance at an ATM appeared first ...
Posted: Nov 26 2018 @ 1:49 PM
Sometimes it’s the little things in life that can make all the difference. A small ding to your credit score can drop it just enough from being in the excellent credit score range to the good score range. That can be enough to cause lenders to charge you higher interest rates, costing you money that […] The post Soft Vs. Hard Inquiry – What’s the Difference? appeared first on Better Credit ...
Posted: Nov 15 2018 @ 6:13 PM
Paying your bills on time, not maxing out your credit cards, and having a good track record of managing debt responsibly are some basic and obvious things that affect a credit score. Some other financial transactions, however, don’t hurt it at all. You may even be surprised by them. Here are seven things that don’t […] The post 7 Surprising Things That Won’t Affect Your Credit Score appeared first on Better ...
Posted: Nov 09 2018 @ 5:55 PM
Not picking up the check at dinner, having bad breath or being late may be excusable on a first date, but one thing isn’t — having too much credit card debt, according to a survey. The average amount of credit card debt that’s considered unacceptable is $11,525, with more respondents to a survey by finder.com […] The post Should You Tell Your Partner About Your Debt? appeared first on Better Credit ...
Posted: Nov 02 2018 @ 1:54 PM
Do you have a low credit score? You may be in for a little luck if you want to buy a home. It’s easier to buy a house now than it was a decade ago. More homebuyers are qualifying for a mortgage with a low credit score than they did just after the Great Recession, […] The post Low Credit Score? You Can Still Get a Mortgage Loan appeared first on ...
Posted: Oct 26 2018 @ 3:07 PM
From your PayPal login to access to your Amazon and Airbnb accounts and basic financial details tied to your credit cards — among dozens of other logins — your entire online identity is worth about the price of a new iPhone X. It’s pretty cheap for a thief to illegally buy the average person’s stolen […] The post How Much is Your Identity Worth to Thieves? appeared first on Better Credit ...
Posted: Oct 19 2018 @ 5:58 PM
Having your credit card declined by a cashier can be a bit embarrassing and a hassle, especially if it’s not your fault or credit card fraud is suspected. If a sale was blocked by your credit card company because it suspected fraud when you tried to charge a higher amount than usual, the initial decline […] The post Researchers Try to More Accurately Flag Suspicious Activity on Credit Cards appeared first ...
Posted: Oct 08 2018 @ 2:45 PM


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-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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