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Ryan Guina

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Cash Money Life
General Finance
Investing, Early Retirement/FIRE
Start Year:

Blogger Bio

Illinois, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Decades ago, most people who needed help managing their money and investments hired a real-life financial advisor who sat down with them in person to give tailored advice. While there’s nothing wrong with using a financial advisor, times have changed and so have consumer’s expectations and goals. These days, more and more people are turning ... Read More about M1 Finance Review The post M1 Finance Review appeared first on ...
Posted: Nov 13 2018 @ 2:52 PM
Disclosure: I am participating in an awareness campaign for Live Your Dreams Sweepstakes sponsored by USAA. I am receiving a fee for posting; however, the opinions expressed in this post are my own. I do not earn a commission or percentage of sales. Are You Living Your Dreams? I’m a big believer in following your ... Read More about Live Your Dreams Sweepstakes – Enter to Win $50,000 from ...
Posted: Oct 25 2018 @ 5:39 PM
Life insurance is one of those topics few people even want to think about, much less take the time to research the different types of life insurance policies, get quotes, and go through the process of buying a policy. Buying life insurance can be a hassle and it is something many people put off for ... Read More about Why I Have Life Insurance – 10 Reasons to Buy ...
Posted: Oct 23 2018 @ 6:06 PM
While buying insurance is notoriously tedious and boring, a newer company called Lemonade promises to switch things up. With Lemonade renters and homeowner’s insurance, you can access a new kind of coverage that is less about profits and more about making insurance work well for everyone. While Lemonade doesn’t necessarily think of itself as a ... Read More about Is Lemonade Renters Insurance Legit? | Company Review The post Is ...
Posted: Oct 23 2018 @ 11:21 AM
If someone had said consumers would happily pay over $100 annually to get free shipping and perks from a retail store a decade ago, would you believe them? Probably not, yet that’s exactly the scenario Amazon.com has created out of thin air. Amazon Prime, a subscription service offered by Amazon.com, started off with humble beginnings ... Read More about Amazon Prime Review (PLUS 7 Other Excellent Ways to Use ...
Posted: Sep 13 2018 @ 10:40 AM
Umpqua Bank fits the definition of a full-service bank. But not only do they offer hundreds of branch locations in their five-state area of operations, but they also offer complete online banking. It enables you to earn high interest on CDs, and take advantage of all the services you would expect from a traditional brick-and-mortar ... Read More about Umpqua Bank Review – A Review of Checking, Savings, Loans, ...
Posted: Aug 09 2018 @ 3:02 PM
Buying a vehicle is a big investment. To get the best deal, most people will tell you to buy a used car because new cars depreciate quickly. And in most situations, buying a used car is the way to go. But sometimes the benefits of buying a new vehicle outweigh the savings of buying a ... Read More about Benefits of Buying a New Car – When Buying a ...
Posted: Jul 25 2018 @ 2:00 PM
My wife and I recently relocated from Ohio to Illinois, moving a distance of 350 miles. This was a major move, in my book, and took a lot of work and planning. We spent roughly $1,200, which is probably half what it would have cost us to hire a professional moving company – and we ... Read More about The Cheapest Way To Move | DIY Moving Tips And ...
Posted: Jul 20 2018 @ 11:49 AM
I received a check from Ebates a couple days ago. It’s a little hard to see in this picture, but the check is for $121.80. That’s not bad for rebates on purchases I would have made anyway and for referring a few people! If you are not familiar with Ebates, it’s an online shopping portal ... Read More about Ebates – Get Paid to Shop The post Ebates – Get ...
Posted: Jul 13 2018 @ 10:00 AM
So you’ve selected your MBA program and now you ask yourself, “How do I apply to an MBA school?” Great question. Applying for an MBA program can be a daunting process – but it doesn’t have to be if you are organized. This guide should help you understand a little more about the application process. ... Read More about How To Apply to an MBA Program (And Get Accepted!) The ...
Posted: Jul 06 2018 @ 12:07 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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