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Ryan Guina

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Cash Money Life
General Finance
Investing, Early Retirement/FIRE
Start Year:

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Illinois, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

If you are looking for a new brokerage account, then check out the promotion E*TRADE is currently offering. New E*TRADE customers are eligible to receive a cash bonus of up to $2,500 when they open a new account and meet minimum deposit requirements and other criteria. To earn the cash bonus, accounts must be funded ... Read More about E*TRADE Sign Up Bonus – Up to $2,500 Cash The post ...
Posted: Nov 11 2019 @ 3:02 PM
When you think of American Express, you probably think of the credit card brand. However, the company also offers a suite of savings accounts and certificates of deposit with very competitive rates. In this American Express National Bank review, we’ll take a look at AMEX’s banking products and features. With an American Express National Bank ... Read More about American Express National Bank – Personal Savings Account Review The post ...
Posted: Nov 08 2019 @ 12:00 PM
How can a bank that offers no physical branches, no ATMs, and no checking accounts gain footing in the American market? By offering low fees and some of the best rates on money market savings accounts. That’s the recipe Barclays Bank, a British bank with a history stretching back into the 17th century, has employed to ... Read More about Barclays Bank Review – A High-Powered Online Savings Account The post ...
Posted: Oct 23 2019 @ 6:00 PM
Are you worried the market may be poised for a fall? If so, you can implement some strategies now that can protect your investments from a market downturn. In a bear market, there are no perfect solutions, but there’s plenty you can do to minimize the damage. Here are seven of those strategies: 1. Close ... Read More about What Can I Do to Protect My Investments From a ...
Posted: Oct 21 2019 @ 7:54 PM
Thanks to their convenience and competitive interest rates, many people are making the switch to online-only bank accounts. If you’re thinking of joining them, you might be overwhelmed by the many options to choose from. In this CIT Bank review, we’ll explore one of the most popular choices. If you’re shopping around for an online ... Read More about CIT Bank Review – Online Savings Accounts and CDs The post ...
Posted: Oct 18 2019 @ 7:00 PM
“Buy low, sell high” is one of the most time-honored investing strategies. But what happens when the entire stock market is at a bull market, like it is now? Is it a bad time to invest? That’s one of the toughest questions for investors. Although we know that it’s best to buy when the market ... Read More about Should You Invest in a Bull Market? What to Do ...
Posted: Oct 16 2019 @ 5:38 PM
What are you doing to keep your financial information secure? The Information Age has streamlined much of modern life. But it’s also exposed us all to the risk of security breaches. It’s not just the fraudulent use of our accounts anymore. The frequent and casual passing of information that we do every day exposes us ... Read More about How to Keep Your Financial Information Secure The post How to ...
Posted: Oct 11 2019 @ 11:00 AM
Investment portfolios are like vegetable gardens. You have to “prune” them periodically in order to keep them healthy. You do that by rebalancing your investment portfolio. If you use an investment manager or a robo-advisor platform to invest, you won’t ever need to worry about when to rebalance your investment portfolio. Your service will take ... Read More about When Should You Rebalance Your Investment Portfolio? The post When Should ...
Posted: Oct 09 2019 @ 11:00 AM
The safe withdrawal rate was first calculated to answer a major concern when it comes to retirement: Will I outlive my money? Given the fact that people are living longer than ever, outliving your retirement nest egg is a valid worry. Even if you feel you have a lot of money saved for retirement, if ... Read More about The Safe Withdrawal Rate – Does the 4% Rule Still ...
Posted: Oct 07 2019 @ 11:00 AM
When it comes to investing, most folks concentrate mainly on the overall rate of return on their portfolio. Investment fees fall somewhere further down on the priority list. But let’s say you pay an average of 2% in investing fees on a $100,000 portfolio. Over 30 years, that will cost you $60,000 — to say ... Read More about How to Keep Your Investment Fees Low – And Why ...
Posted: Oct 03 2019 @ 11:00 AM


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