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Ryan Guina

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Cash Money Life
General Finance
Investing, Early Retirement/FIRE
Start Year:

Blogger Bio

Illinois, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Auto insurance is right up there with health insurance as the type of insurance policy that most draws our attention. There’s a good reason for that too. With tens of millions of cars on the road across the country, the possibility of being involved in an accident is uncomfortably high. Auto insurance not only covers ... Read More about Best Auto Insurance Companies The post Best Auto Insurance Companies appeared ...
Posted: Jan 19 2019 @ 10:51 PM
Health Savings Accounts, or HSAs, are growing in popularity among people who need affordable health insurance and among employers looking to save on health insurance costs. HSAs have many benefits beyond cost savings. Let’s dive in and take a look at what exactly is a health savings account, the HSA contribution limits for each calendar ... Read More about 2019 Maximum HSA Contribution Limits – How Much Can You ...
Posted: Dec 22 2018 @ 2:43 AM
Investing in your 401k plan or other retirement account is one of the easiest and best ways to prepare for retirement. These accounts offer an incredibly valuable tax advantage for investors. But there are limitations to these plans. Each year the IRS evaluates and releases updated 401k Plan Contribution Limits. These limit is the maximum ... Read More about 2019 401k Plan Contribution Limits – Maximum You Can Contribute The ...
Posted: Dec 22 2018 @ 2:03 AM
If your credit score is in the gutter due to mistakes you’ve made in the past, you are probably looking for a way to turn things around. Unfortunately, it can be difficult to get approved for a credit card or loan when your credit is already in bad shape. Banks and lenders see your score ... Read More about Best Credit Cards for Bad Credit The post Best Credit Cards ...
Posted: Dec 03 2018 @ 5:13 PM
Decades ago, most people who needed help managing their money and investments hired a real-life financial advisor who sat down with them in person to give tailored advice. While there’s nothing wrong with using a financial advisor, times have changed and so have consumer’s expectations and goals. These days, more and more people are turning ... Read More about M1 Finance Review The post M1 Finance Review appeared first on ...
Posted: Nov 13 2018 @ 2:52 PM
Disclosure: I am participating in an awareness campaign for Live Your Dreams Sweepstakes sponsored by USAA. I am receiving a fee for posting; however, the opinions expressed in this post are my own. I do not earn a commission or percentage of sales. Are You Living Your Dreams? I’m a big believer in following your ... Read More about Live Your Dreams Sweepstakes – Enter to Win $50,000 from ...
Posted: Oct 25 2018 @ 5:39 PM
Life insurance is one of those topics few people even want to think about, much less take the time to research the different types of life insurance policies, get quotes, and go through the process of buying a policy. Buying life insurance can be a hassle and it is something many people put off for ... Read More about Why I Have Life Insurance – 10 Reasons to Buy ...
Posted: Oct 23 2018 @ 6:06 PM
While buying insurance is notoriously tedious and boring, a newer company called Lemonade promises to switch things up. With Lemonade renters and homeowner’s insurance, you can access a new kind of coverage that is less about profits and more about making insurance work well for everyone. While Lemonade doesn’t necessarily think of itself as a ... Read More about Is Lemonade Renters Insurance Legit? | Company Review The post Is ...
Posted: Oct 23 2018 @ 11:21 AM
If someone had said consumers would happily pay over $100 annually to get free shipping and perks from a retail store a decade ago, would you believe them? Probably not, yet that’s exactly the scenario Amazon.com has created out of thin air. Amazon Prime, a subscription service offered by Amazon.com, started off with humble beginnings ... Read More about Amazon Prime Review (PLUS 7 Other Excellent Ways to Use ...
Posted: Sep 13 2018 @ 10:40 AM
Umpqua Bank fits the definition of a full-service bank. But not only do they offer hundreds of branch locations in their five-state area of operations, but they also offer complete online banking. It enables you to earn high interest on CDs, and take advantage of all the services you would expect from a traditional brick-and-mortar ... Read More about Umpqua Bank Review – A Review of Checking, Savings, Loans, ...
Posted: Aug 09 2018 @ 3:02 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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