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Grumpus Maximus

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Grumpus Maximus
Early Retirement
FI, Pensions, Financial Planning, Financial Resources, Life and Money, Golden Albatross, Golden Handcuffs
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Hawaii, United States
Life stage:
SIK (Single Income, Kids)

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Latest Blog Posts

Our children need the tools to be self-sufficient in this world. To get them started, this means clothing, feeding, and teaching them. It also means letting them go.  The post Cut the Cord, Drop the Albatross  appeared first on grumpusmaximus.com. ...
Posted: Mar 25 2019 @ 6:05 AM
Want to lock in a middle-class lifestyle by middle age? Then you need to get counter-cultural with your spending and saving. Forgo the stupid cars, forget the fancier house, stop paying for worthless colleges, and earn a real life. The post Golden Albatrosses Killed Your Golden Goose appeared first on grumpusmaximus.com. ...
Posted: Feb 25 2019 @ 6:58 AM
Did You Catch What I Did There? I’ve invented a new term. Or maybe it’s a word. What do you call a word with parens in the middle of it? Do the grammar police allow such nonsense? Probably not. When I run this article through Grammarly, I bet it will have a field day with … Continue reading GI(bill)arbitrage The post GI(bill)arbitrage appeared first on grumpusmaximus.com. ...
Posted: Feb 02 2019 @ 5:12 AM
New Year, Same Goal(s) Happy 2019 everyone! I read somewhere recently that we should make goals and not resolutions at New Year’s, which brings me to the inevitable question: What are your goals for 2019? Since we’ve officially entered the last calendar year that I’ll be a part of the U.S. military, my goal for … Continue reading Paradigm Shifts The post Paradigm Shifts appeared first on grumpusmaximus.com. ...
Posted: Jan 11 2019 @ 6:45 AM
Waffles and Chicken(shit) I’ve waffled in recent weeks on the need to write a post about Social Security for the Pension Series. On the one hand, since the American form of Social Security pays out in annuity form, it seems like a relevant topic for the Series. Plus, an overwhelming majority of American workers pay … Continue reading The Pension Series (Part 18): Social Security – The People’s Pension The post ...
Posted: Dec 17 2018 @ 12:12 AM
Happy Thanksgiving “What are you thankful for this year?” is a commonly asked Thanksgiving question. It’s usually asked around dinner tables, which is where we Americans typically celebrate this holiday designed to bring us together and reflect on the bounty in our lives. In fact, Mrs. Grumpus and I asked our children the same question … Continue reading Choices and Thankfulness The post Choices and Thankfulness appeared first on grumpusmaximus.com. ...
Posted: Nov 23 2018 @ 7:38 AM
Anxiety Check How are your retirement anxiety levels at the moment? I must admit my levels were high earlier this week. As described in my previous post, I recently realized that I’m (probably) not going to make it to 21-years of military service. Thus, I’m (probably) going to retire after my pension vests at 20-years. … Continue reading Retirement Anxiety: How I Retired Mine The post Retirement Anxiety: How I Retired ...
Posted: Nov 11 2018 @ 10:05 PM
Time For a Rethink I recently started ramping down my anti-depression and anxiety medication that I take for my PTS linked issues. I didn’t make this mental health decision lightly. You see, based on my doctor’s recommendation, I tried to ramp down before. I wasn’t successful. My mood swings were too erratic and unpredictable. After … Continue reading Work, Mental Health, Disability, and Retirement Planning The post Work, Mental Health, Disability, ...
Posted: Oct 29 2018 @ 8:27 PM
My Gutting It Out post must have struck a chord with many of my readers. It prompted numerous comments, re-posts, and questions on the Book of Face. It continues to be one of my most read articles, and it even prompted a fellow Financial Independence (FI) blogger to write an article about my article. That’s … Continue reading The Opposite of Gutting It Out The post The Opposite of Gutting It ...
Posted: Oct 16 2018 @ 10:00 PM
The Set Up A reader (let’s call her Buffy) recently asked me if I could help her and her husband (let’s call him Angel) determine if “buying years back” from Angel’s pension would be worth it. For those of you unfamiliar with the concept of “buying years back”, it basically means under certain circumstances a … Continue reading The Pension Series (Part 17): Buying Years – A Case Study The post ...
Posted: Sep 06 2018 @ 5:47 AM


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