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actuary on FIRE

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actuary on FIRE
General Finance
financial independence, early retirement, personal finance
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Blogger Bio

Net worth:
Massachusetts, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Did you read my guest post on Rockstar Finance on looking at testing Safe Withdrawal Rates from another angle? (Although irritatingly they failed to credit me with a byline.) If not, I suggest you go there first. If you want to read some more technical details, then see below. If you want an overview of … Continue reading The Trinity Study In Another Dimension The post The Trinity Study In Another ...
Posted: May 04 2018 @ 7:51 AM
This week I have a special Guest Post appearing on Friday… so more details later in the week – but I think you’re gonna like it! However in the meantime here is a short post that provides the calculator to produce your own personal inflation rates that I described in Part 3 of inflation risk … Continue reading Inflation Risk For Early Retiree Part 3b – Personal Inflation Rate Calculator The ...
Posted: Apr 30 2018 @ 7:10 AM
What is the classic archetypal personal finance blogger post? You guessed it – it’s clearly the post that sets out why your daily Starbucks habit is killing your ability to retire. Am I right?  Have you read the important notes? It’s a precondition for reading this blog. Financial Economics and Your Starbucks Habit is Killing … Continue reading Why Personal Finance Bloggers are as Bad as Politicians The post Why Personal ...
Posted: Apr 23 2018 @ 6:21 AM
Do you use Vanguard like me? What do you like about them? Is it the user-friendly interface, range of products or customer service? Nah! It’s coz they’re cheap – right? Manager Fees They provide market-performance tracking funds at a super low level of fees. For example, you can get exposure to US equities for 4bps. … Continue reading Would you abandon Vanguard for a money manager who provided this? The post ...
Posted: Apr 16 2018 @ 6:19 AM
Do you dream of mortgage-free living' Owning your own property with no rent or mortgage to pay' I get it – living the dream right' When Can I Pay Off My Mortgage' We’re making some big changes in the AoF household, however I’m not ready to talk about them yet, but I will update you … Continue reading When Can I Pay Off My Mortgage' The post When Can I Pay ...
Posted: Apr 09 2018 @ 6:57 AM
Do you know what has been one of my favorite parts of writing a blog' Has it been diving into the detail on some area of research that I’ve always wanted to investigate' Or is it receiving kind words from my readers who share my enthusiasm' Or is it having fellow actuaries reach out and … Continue reading Introduction to Sequence of Returns and Buying a Boat in Retirement The post ...
Posted: Apr 04 2018 @ 2:27 PM
We’ve had it drilled into us that you should invest for the long-term. Save early, save often and use the power of compound interest. Am I right' But what if you have a short term goal, how should you invest for the short term' Have you read the important notes' It’s a condition for reading … Continue reading How should you invest for the short term' The post How should you ...
Posted: Mar 27 2018 @ 7:45 AM
This week I’m gonna take a break from personal finance and review a math movie. There, I’ve said it. You’ll either stick with me on this post or I’ve significantly alienated a portion of my readers. But if you wanna stick around (and I sincerely hope you do) then pull up a chair and let’s … Continue reading The Greatest Unsolved Problem You’ve Never Heard Of – a Movie Review ...
Posted: Mar 20 2018 @ 6:25 AM
What do you like to spend your money on' Like most consumers you probably consume food, restaurant trips, home heating, gasoline, utilities, clothing, medical care, shelter etc. The Bureau of Labor tracks the price of a ‘basket’ of these goods and services every month, and the increase in price forms the Consumer Price Index (CPI). … Continue reading What’s Your Personal Inflation Rate' – Inflation Risk for Retirees Part 2 The ...
Posted: Mar 13 2018 @ 5:25 AM
Do you have some funds that you keep aside in case of ‘market opportunities’' aka ‘Dry Powder’. Tempting isn’t it' Plow some funds in when the market is cheap – I hear you – wanna get those bargains! Have you read the important notes before proceeding any further' It’s a requirement. Keeping Dry Powder Except … Continue reading That Dry Powder You Have' (You’re Better off Snorting It) The post That ...
Posted: Mar 05 2018 @ 7:46 AM


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