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Black Sheep Millionaire

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The Black Sheep Millionaire Blog
General Finance
Budgeting, Saving, Earning, Investing, Retirement, Early Retirement, FIRE, Financial Freedom, Debt-Free
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Blogger Bio

Net worth:
Nashville, Tennessee, United States
Life stage:
SIK (Single Income, Kids)
Software Sales

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Latest Blog Posts

Well hells bells folks… about a year ago, I wrote this post: The Black Sheep Bought a New Ride!  At the time, we really wanted a Suburban to accommodate our ever-expanding family, but we opted for a Nissan Quest simply based on financial practicality.  This is one of those therapeutic posts, for those like me, who need… Read More Hey, Mr./Mrs. Thrifty, Go Ahead and Blow Your Wad! (But not all of ...
Posted: Aug 31 2018 @ 10:00 AM
Rover Side Hustle Report #1: This spring, we decided to try our hand at dog sitting through Rover and we made $800+ in our first month… What?!?  We had already used the service to book a local sitter for our own dog, and fell in love with the concept.  Instead of sending our Doberman to a… Read More Side Hustle Report: We Made $800+ Dog Sitting? The post Side Hustle Report: We ...
Posted: Aug 27 2018 @ 10:19 AM
Another $500+ in FREE money invested!  If you are new to the blog, the back story here is that we kicked off a little experiment in June 2017, to see how much cash back we could earn by just buying the stuff we normally buy.  As I mentioned in the original post, Credit Card Experiment: Cash… Read More June 2018 Update: Cash Back Credit Card Experiment The post June 2018 Update: Cash ...
Posted: Jun 11 2018 @ 11:00 AM
Most of us have known for some time that paying for bottled water was like pouring money down the drain.  But, it wasn’t until I decided to write a post about the topic, that I really saw exactly HOW wasteful it really is.  The number sounds ridiculous, and it IS, but read on to see… Read More Save ~ $100,000 On Bottled Water The post Save ~ $100,000 On Bottled Water ...
Posted: Jun 07 2018 @ 9:00 AM
Warm Weather Energy Saving Tips Spring has sprung, and the last frost has passed… things are heating up and that will eventually include your electric bill too!  Since we’re all about keeping more of our hard-earned money, and remaining reasonably comfortable in the process, let’s take a look at some proactive money saving tips that… Read More Warm Weather Energy Saving Tips The post Warm Weather Energy Saving Tips appeared first ...
Posted: May 11 2018 @ 2:45 PM
What’s up everyone?  Today we have a question from Brett in Chicago.  His question is, “Should I Refinance or Make Extra Payments?”  Financially, which option makes the most sense? Should I Refinance My Mortgage to a 15 Year or Just Make Extra Payments? Here are the details of Brett’s current situation and options: Mortgage Balance:… Read More Reader Case Study: Should I Refinance or Make Extra Payments? The post Reader Case ...
Posted: Apr 13 2018 @ 12:33 PM
How Keeping up With the Joneses Has Changed Over Time ‘Keeping up with the Joneses’ is a phrase that has been around since the early 1900s.  Back in the day, that just meant comparing yourself to others in your neighborhood, your school or workplace and the people you encountered in everyday life.  Over time, television… Read More The Joneses, Social Media and FOMO The post The Joneses, Social Media and FOMO ...
Posted: Mar 30 2018 @ 5:32 PM
Wow… the first post of 2018 comes a couple months later than I thought it would.  If you grew up in the 90s, like I did, enjoy this throwback video and please accept my apologizes for being so quiet lately!  It’s been a long time, I shouldna left you… without a dope beat to step… Read More It’s been a long time… The post It’s been a long time… appeared first ...
Posted: Feb 26 2018 @ 4:29 PM
  M1 Finance Review I’ve been a Vanguard advocate for quite a while, and I am a huge fan of low-cost index funds and investments (those with low fees and low expense ratios).  Shortly before I started the Black Sheep Millionaire blog, I also began experimenting with Betterment so I could decide whether the ‘added value’ of… Read More Review: The M1 Finance (FREE) Investing Platform The post Review: The M1 Finance (FREE) ...
Posted: Dec 15 2017 @ 3:47 PM
Credit Card Experiment: Cash Back – Free Money Hack Throughout the last half of 2017, the Black Sheep Family has been experimenting with cash back credit card rewards…. Gasp! Credit Cards? Yep…  If you’ve been reading the Black Sheep Millionaire blog for a while, you already know that I am not a fan of debt… Read More Credit Card Experiment: Cash Back – Free Money Hack The post Credit Card ...
Posted: Dec 07 2017 @ 5:22 PM


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