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Margin of Saving

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Margin of Saving
General Finance
Investing, saving, personal finance
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United States
Life stage:
SIK (Single Income, Kids)
Hedge Fund Analyst
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Latest Blog Posts

I have a love/hate relationship with my car. I love driving it. well, sometimes I love driving it. Sometimes I would prefer it if it drove itself. But one thing I definitely hate about my car is filling it up. Lucky for you, I have tips on how to reduce the amount of trips you … Continue reading "How I Get Fuel Economy Above EPA Estimates" The post How I Get ...
Posted: Mar 12 2018 @ 7:30 AM
For old people like me, you may think a CD ladder is that huge piece of furniture that stored all your CDs. Or if you’re older than me, you had something like that to store your cassettes, or maybe even for your 8-tracks. Some of my younger readers probably have no idea what any of … Continue reading "Why a CD Ladder Doesn’t Make Sense" The post Why a CD Ladder ...
Posted: Mar 05 2018 @ 8:30 AM
Working at a hedge fund, I’ve learned so much about investing. It’s hard not to learn when you’re watching the markets all day, every day, including weekends. I’ve learned a ton about fund flows and key valuation metrics.  I’ve learned from my mistakes when I was a novice investor. But the most important thing I’ve learned after … Continue reading "Be Emotionally Attached to Your Spouse, Not Your Stocks" The post Be Emotionally ...
Posted: Feb 26 2018 @ 8:30 AM
I know we all wish this wasn’t true, but the sad reality is that we all have to spend money. First, you have to spend money on housing. Next you need to spend money on food, although becoming a Breatharian sounds pretty appealing. From what I understand, the only downside is death, but think of … Continue reading "What’s Your Entertainment Cost By The Hour'" The post What’s Your Entertainment Cost ...
Posted: Feb 22 2018 @ 8:30 AM
On Feb. 12th, BEBE reported results for 2Q18. BEBE posted a solid quarter, with results generally in line with my expectations. If you haven’t been following the story, here’s my initial thesis, and my last update in January. Bebe’s Updated Balance Sheet There’s not a whole lot to update regarding the balance sheet. Like I … Continue reading "BEBE Equity Income Ramping Up" The post BEBE Equity Income Ramping Up appeared ...
Posted: Feb 19 2018 @ 8:30 AM
Beginner investors focus mainly on EPS growth. Which makes sense. If a stock trades on EPS, then the faster the earnings grows, the faster the shares should appreciate, right' More knowledgeable investors will look at revenue growth and margin expansion, along with EPS growth. The most sophisticated investors will also look at organic revenue growth.  … Continue reading "Why Organic Revenue Growth is So Important" The post Why Organic Revenue Growth ...
Posted: Feb 15 2018 @ 8:30 AM
I find that talking about bitcoin is a lot like talking about President Trump. Either you love it or your hate it; there’s no in-between. Just so you know, I have no personal investment in bitcoin. At first, I thought it was the stupidest thing ever. Why would you pay for something that has no … Continue reading "What You’re Missing About Bitcoin" The post What You’re Missing About Bitcoin appeared ...
Posted: Feb 12 2018 @ 8:30 AM
I remember when I first started investing. I read a couple of articles (books were TL;DR) and I thought I knew everything. Besides, my idiot friends were investing and made money, so how hard could it be' I actually did pretty well with my first trades. Of course, none of that had to do with … Continue reading "Investing in Stocks' You’re Probably Doing it Wrong" The post Investing in Stocks' ...
Posted: Feb 08 2018 @ 8:30 AM
Being a hedge fund analyst has taught me a lot about getting value for your money. You buy stocks that are trading below their intrinsic value and you make money once other investors see the true value of the business. I’ve taken this lesson and applied it to my spending; I don’t mind spending more … Continue reading "Renting a Car' Beware of PlatePass" The post Renting a Car' Beware of ...
Posted: Feb 05 2018 @ 8:30 AM
Like most couples, my wife and I used to fight about money. Either I was complaining about her spending, or she was complaining about my spending. Actually, I used to do more of the complaining, but marriages are about equality, so who’s counting, right' But that was a long, long time ago. Now, my wife … Continue reading "The 0.1% Rule: Why We No Longer Fight About Money" The post The ...
Posted: Feb 01 2018 @ 8:59 PM


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