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Margin of Saving

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Margin of Saving
General Finance
Investing, saving, personal finance
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United States
Life stage:
SIK (Single Income, Kids)
Hedge Fund Analyst
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Latest Blog Posts

Most people aspire to get out of debt. There are countless sites dedicated to getting rid of credit card debt, student loans, car loans, and home payments. I can’t count how many times I’ve seen tweets or Facebook posts from people, so excited to have finally paid off their mortgages. I’m not like most people. … Continue reading "Why I’m Paying Down My Mortgage, And I’m Happy About It" The post ...
Posted: Feb 18 2019 @ 9:30 AM
Investors can be an unforgiving bunch. Companies that deliver see their share prices go up, while those that underperform can see their stocks get crushed. And at the end of the day, the main thing that drives an investor’s view on a stock is earnings, or EPS. But margins, namely incremental margins, are also an … Continue reading "What Are Incremental Margins?" The post What Are Incremental Margins? appeared first on ...
Posted: Feb 11 2019 @ 10:05 AM
In the world of investing, there are two kinds of stocks. The first are the ones based on the fundamentals of the business, where investors try to look at all facets of the company and valuation matters. The second are story stocks. I avoid the second set of stocks like the plague. Fundamental Research As … Continue reading "Why I Stay The Hell Away from Story Stocks" The post Why I ...
Posted: Feb 04 2019 @ 9:30 AM
I’ve mentioned this before, but if you’re not using credit cards, you’re not spending your money wisely. Credit cards are the best way to spend not only because of the protections against theft and fraud, but because of the free rewards! Most people will pick one card that gives them the most rewards for whatever … Continue reading "How to Over-Analyze Credit Card Rewards" The post How to Over-Analyze Credit Card ...
Posted: Jan 28 2019 @ 9:30 AM
If you’ve ever studied for the CFA or taken a finance course, you’ve probably learned about CAPM, which stands for Capital Asset Pricing Model. When they teach this, they tell you it’s the holy grail of asset valuation. It’s the end-all, be-all of financial formulas. It’s the cat’s pajamas of finance. Until you get into … Continue reading "Why CAPM Is Useless for Investing" The post Why CAPM Is Useless for ...
Posted: Jan 21 2019 @ 9:30 AM
In December, WGO reported another stellar quarter, beating consensus revenue expectations by 2% and consensus EPS expectations by a whopping 23%! Given the magnitude of the beat and the high short interest (~8% of the float), it’s not surprising that the stock was up almost 14% on the positive news. Since WGO reported on Dec. … Continue reading "WGO: The Best House on a Bad Block" The post WGO: The Best ...
Posted: Jan 14 2019 @ 9:30 AM
To be clear, I’m referring to it in a metaphorical sense, not a literal one. I’m pretty sure literally starving your kids disqualifies you as a nominee for parent of the year, along with going to prison and making you a horrible human being. What I’m referring to is how much you should starve your … Continue reading "How Much Should You Starve Your Kids?" The post How Much Should You ...
Posted: Jan 07 2019 @ 9:30 AM
If you’ve ever spent too much time on the internet, you’ve probably seen a meme or quote from some famous person talking about how you can’t buy time. Then you’ve probably nodded and got all warm and fuzzy inside, thinking about how regardless of wealth or income, we’re all given one life to live and … Continue reading "Whoever Said You Can’t Buy Time is an Idiot" The post Whoever Said ...
Posted: Dec 31 2018 @ 9:30 AM
BEBE reported another solid quarter, with equity earnings up almost 50%! Costs continue to trend at a manageable level, and should come down further once its transition services agreement with GBG ends. With financials in line with expectations, BEBE is focused on M&A to leverage its NOLs. How successful BEBE is with these deals will … Continue reading "BEBE Investments are Free Options" The post BEBE Investments are Free Options appeared ...
Posted: Dec 24 2018 @ 9:30 AM
I love the holidays! To me, there’s nothing better than setting up Christmas decorations with the kids and then sitting by the fireplace drinking hot chocolate. What I don’t like about the holidays? Overpaying for gifts because retailers know you need to buy something before the 25th so you can put it under the Christmas … Continue reading "Buying Christmas Gifts, After Christmas" The post Buying Christmas Gifts, After Christmas appeared ...
Posted: Dec 17 2018 @ 9:30 AM


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