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Stretching My Money
frugality, investing, saving, FIRE, early retirement, millennial
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Net worth:
Toronto, Ontario, Canada
Life stage:
SINK (Single Income, No Kids)
Public Sector
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Latest Blog Posts

Slowing growth. ...
Posted: Nov 12 2018 @ 8:52 AM
Mattress not included. ...
Posted: Oct 29 2018 @ 8:20 AM
Life is hard. Between keeping your financial head above water, living in the moment, and simultaneously saving for the future, there are so many variables you have to manage. Do you buy that thing because it’d be nice to have? Do you stay in a lesser hotel to save a few dollars on your trip? … Continue reading "Dear Saver: These are the Forces That Work Against You" ...
Posted: Oct 22 2018 @ 8:00 AM
Not too long ago, I used to work for minimum wage in my spare time lightwalking for the Canada Opera Company. What lightwalkers do is stand on the stage wearing some neutral colours as the lighting designer and crew adjust the lighting to make sure faces are lit and unintended shadows are mitigated. Reason: it’s … Continue reading "What’s Your Marginal Rate?" ...
Posted: Oct 15 2018 @ 8:39 AM
Taxes, Commissions, Reduced Yields, and more. ...
Posted: Oct 08 2018 @ 7:43 AM
A deceiving month. ...
Posted: Oct 01 2018 @ 8:12 AM
Last week I talked about something very anti-frugal: the concept of purposely cheaping out on things as opposed to buying high-quality and potentially long-lasting things. However, there are just some no-go things when it comes to spending money, where I will spend obscenely larger amount to get the highest quality I can. Some of these … Continue reading "Things I Never Cheap Out On (Part 2)" ...
Posted: Sep 24 2018 @ 7:04 AM
And there is something about drugs in here, I promise. ...
Posted: Sep 17 2018 @ 9:01 AM
Short answer: No. ...
Posted: Sep 10 2018 @ 7:51 AM
My best month yet. ...
Posted: Sep 03 2018 @ 7:40 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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