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Stretching My Money
frugality, investing, saving, FIRE, early retirement, millennial
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Net worth:
Toronto, Ontario, Canada
Life stage:
SINK (Single Income, No Kids)
Public Sector
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Latest Blog Posts

Spring is here! Taxes are due, the weather is warming and life is good. This March, I spent $2062.17 for a savings rate of 69.3%. Here’s what that looked like: Spending Car Insurance $121.75 Car Maintenance $90.00 Car Parking $81.20 Cash $6.00 Dating $116.68 Entertainment $80.67 Fitness $30.33 Food $390.80 Gas $44.19 Grooming $24.00 Internet $14.13 Laundry … Continue reading "March 2019 Financial Update" ...
Posted: Apr 01 2019 @ 7:13 AM
February in Toronto frankly has been appalling. Several winter storms. Freezing cold. Limited daylight. But I suppose the upside in all of this is that being kept indoors really limits your chance to spend money unnecessarily. This February, I sent a low-spending record of $1846.53 for a savings rate of 75%! Here’s what that looked … Continue reading "February 2019 Financial Update" ...
Posted: Mar 04 2019 @ 9:11 AM
I’ve been so positively anti-home ownership for the longest time. I write about how it’s a thing your parents tell you to do with no understanding of today’s reality or how I’d rather buy a good mattress instead. I’m so anti-house, I laugh at those spending hundreds of thousands on dinky properties within the city. Until … Continue reading "We Bought a House (Almost)" ...
Posted: Feb 18 2019 @ 6:00 AM
A very late update – but I’ve been ultra-busy. New job, new hobbies (I blame you free Xbox I won from work!) have kept me away from reflecting on my finances. Bad, eh? In January, I spent $1869.07 for a savings rate of 73.36% with a net worth gain of $12,707.28. Yes – that’s absolutely huge, … Continue reading "January 2019 Financial Update" ...
Posted: Feb 16 2019 @ 5:52 PM
2018 was a good year. If I had to sum it up into a top 3, it was 1) quitting the public sector and getting a new job, 2) traveling to BC, and 3) learning about  unintentional lifestyle inflation. From a financial perspective, 2018 was a phenomenal year. Specifically: Increased annual savings rate from 62.42% … Continue reading "2018: A Personal Finance Year in Review" ...
Posted: Jan 07 2019 @ 9:33 AM
A record month of spending and saving! ...
Posted: Dec 10 2018 @ 9:16 AM
My career has not developed in the way I initially imagined. Let me explain: I started out in the arts and the entire time I used to proudly declare: “I’m going to change things! I’m going to make this business more sustainable and accessible for everyone!” That passion drove me to work in an arts … Continue reading "I quit my cushy, safe, government job." ...
Posted: Nov 26 2018 @ 9:04 AM
Making more = Splurging more. ...
Posted: Nov 19 2018 @ 10:40 AM
Slowing growth. ...
Posted: Nov 12 2018 @ 8:52 AM
Mattress not included. ...
Posted: Oct 29 2018 @ 8:20 AM


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