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CJ the Money Guru
General Finance
money, saving, investing, real estate, credit, lifestyle, interviews
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Blogger Bio

New York, New York, United States
Pacific Islander
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

  Today I have a guest post from Road To Fire. If you part of the FIRE movement or you are interested in learning more about it. Than this will interview will be a treat.  Enjoy!    Tell us a little about yourself. Where do you live, what do you do for a living, what […] The post Get On The Road To FIRE appeared first on CJ the Money Guru. ...
Posted: Jan 11 2020 @ 7:26 PM
  The two surest way to achieve wealth is by always trying to earn more money than you do now and to cut your expenses.  We all know there are only so many expenses you can cut.  People should focus on trying to earn more money as the sky’s the limit.   But this post is […] The post Why I Switched to YouTube TV appeared first on CJ the Money Guru. ...
Posted: Jan 05 2020 @ 7:15 PM
    As the new year approaches, there are several financial To-Do items I need to check off of my list.    1 – Max out my retirement accounts    January is the best time for me to max out my retirement accounts. I did get a year-end bonus from my day job.  So I […] The post My New Year’s Financial Checklist appeared first on CJ the Money Guru. ...
Posted: Dec 29 2019 @ 5:34 PM
  So when is the recession coming? I keep waiting for it. And I keep hearing about it. Whether we like it or not, a recession is going to happen. The big question is WHEN?  I mean, how high can the stock market keep going? We are long overdue for a recession. If you have […] The post 3 Things I Am Doing With My Money to Prepare for the Next ...
Posted: Oct 27 2019 @ 4:15 PM
    Finally, I am able to contribute directly to my ROTH IRA account. And it was not as easy as I thought it would be.  For those of you who don’t know. A ROTH IRA is a retirement account where you make contributions with after-tax dollars. Your investment grows tax-free and when you are […] The post I Did My First Backdoor Roth IRA Conversion appeared first on CJ the ...
Posted: Sep 29 2019 @ 5:56 PM
  The Feds cut the interest rates again this year. This totally sucks if you’re a money saver. You’ve probably been getting emails that your bank’s interest rates have been slashed yet again this year. I know I have gotten many notifications that interest rates have been reduced to 2.00% or less due to the […] The post The Fed Cut the Rates Again So Where is the Best Place to ...
Posted: Sep 22 2019 @ 3:49 PM
As I get older, I get many questions if they are on the right track to retiring.  Retirement does not always mean being an old fart and waiting to die.  It can also mean having the freedom to do what you really love to do without worrying about money.  Most of us go to a […] The post 8 Ways to Ensure A Comfortable Retirement appeared first on CJ the Money ...
Posted: Sep 08 2019 @ 7:55 PM
Today I am answering more of your questions. Please keep them coming.  I consider myself a financial coach.  I want everyone to do the best they can with their finances. If we all know better, we can all do better with our money.      Anonymous: While saving and hustling in NYC, how would you […] The post Should I be saving for retirement if I have credit card debt? appeared ...
Posted: Sep 02 2019 @ 6:23 PM
I’ve been blogging on this site for over two years now. And in that time, I have received many questions relating to personal finance.  So I am going to address some of them in this post. I like answering questions relating to money, so I will publish as many of these types of Q&A sessions […] The post Where Can My 16 Year Old Start Investing His Money? appeared first on ...
Posted: Aug 25 2019 @ 6:37 PM
  Burnout is now an officially classified medical condition by the International Classification of Diseases. While this classification is specifically geared towards occupational issues, it can be applied to other aspects of life: especially when it comes to personal finances. If you’ve been budgeting for what seems like forever and are exhausted by it, here […] The post How To Avoid Frugal Burnout appeared first on CJ the Money Guru. ...
Posted: Jun 22 2019 @ 7:07 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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