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CJ the Money Guru
General Finance
money, saving, investing, real estate, credit, lifestyle, interviews
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New York, New York, United States
Pacific Islander
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

  Burnout is now an officially classified medical condition by the International Classification of Diseases. While this classification is specifically geared towards occupational issues, it can be applied to other aspects of life: especially when it comes to personal finances. If you’ve been budgeting for what seems like forever and are exhausted by it, here […] The post How To Avoid Frugal Burnout appeared first on CJ the Money Guru. ...
Posted: Jun 22 2019 @ 7:07 PM
  There’s a new online savings account that pays the highest interest rate (as of this writing). Wealthfront has announced that its cash account will now pay 2.51% APY! As soon as I heard this, I went right to their website to investigate further. For those of you who do not know, Wealthfront is a […] The post The Best New Place to Stash Your Emergency Fund appeared first on CJ ...
Posted: Jun 09 2019 @ 4:46 PM
  They say the best way to ensure retiring rich is to fully fund your 401K retirement plan while you are in your working years. But what they don’t tell you is all the taxes you will have to pay once you are ready to take contributions from it. For nearly 20 years I have […] The post I’ve Decided to Max Out My ROTH 401K Plan This Year appeared first ...
Posted: May 05 2019 @ 4:24 PM
Last week I read The 12% Solution by David Alan Carter. As some of you may know, I am always looking for new investment strategies to implement into my own portfolio. The 12% Solution had mostly good reviews on Amazon and it sounded simple and doable for me since I am pretty lazy. One of […] The post How To Beat The Stock Market By 12% And More appeared first on ...
Posted: Mar 25 2019 @ 10:00 AM
  This past week has been eventful when it came to my personal finances. My investment in Realty Shares has come to an end. The borrower paid me back the original amount I invested. And I can no longer invest in RS because they closed their platform. 🙁 So I am going to take that […] The post My RS Crowdfunding Exit, Income Tax Return & Work Optional Retire Early appeared ...
Posted: Mar 11 2019 @ 10:00 AM
  Over the last month, I have been reading books on personal finance on my dreary commute to and from work. Reading makes my commute go by so much faster. And I feel more productive rather than playing Candy Crush on my phone as everyone else does on the often smelly, crowded subways.   I […] The post 5 Sure Fire Ways To Reach Financial Independence appeared first on CJ the ...
Posted: Mar 04 2019 @ 11:00 AM
I am always looking for ways to make more money. And lately, I have been obsessing over the stock market. I don’t think I am cut out for real estate investing as I hate dealing with deadbeat tenants. And I am not a handy person, so if something breaks, I do not want to go […] The post The Latest ETFs I’m Sweating This Month appeared first on CJ the Money ...
Posted: Feb 25 2019 @ 11:00 AM
  I’m publishing my monthly passive income reports because I want to keep track of my progress. Or lack thereof. But lately I’ve been unhappy with my blogging income, so I may just stop publishing these reports altogether. We’ll see. I also want people to know that I started with zero. So it’s possible for […] The post Learn How I Made $1887 While Watching TV Last Month appeared first on ...
Posted: Feb 18 2019 @ 11:00 AM
    Everyone wants to be rich and powerful. Myself included. But many don’t know how to attract money and power to themselves.    I’ve been studying rich and powerful people my whole life and I know they have a few things in common. So I’ve listed the four ways to attract money and power […] The post 4 Ways To Attract Money and Power To Yourself appeared first on CJ ...
Posted: Jan 21 2019 @ 11:00 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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