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Naasira and Andreaus

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The Blue Pants Budget
millennial, money, student loan debt, debt, debt-free, general finance, frugality, making money, saving money
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Blogger Bio

Houston, Texas, United States
African American
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

Here’s a list of things you should do before turning 30. 1. Have a good relationship with money. See money for what it is, legal tender to buy goods and services. It won’t solve all your problems, but it’s good to have. It’s not something to work yourself to death for or to obsesses over. Make enough to take care ... Read More The post 30 Financial Goals You Should Accomplish ...
Posted: Dec 08 2017 @ 4:34 AM
We all know not to throw good money after bad, yet we do it anyway. So why do we do it' We do it because sunk costs cloud our judgment, making it difficult for us to think rationally. What is a sunk cost' A sunk cost is money you’ve spent that you can’t get back. Examples would be non-refundable tickets ... Read More The post Know When to Cut Your Losses ...
Posted: Dec 07 2017 @ 5:00 PM
Welcome to our second monthly blogging report! I always found the transparency of income reports helpful, but the traffic reports were even more motivational. The downside was, a lot of bloggers didn’t start documenting from the start of their blogging journey. Seeing their success 6 months to several years down the line was cool, but what was it like in ... Read More The post Month 2 Blogging Report: November 2017 ...
Posted: Dec 04 2017 @ 8:00 AM
What is retail therapy' Retail therapy is when people go shopping to feel happier. It’s usually a short-lived habit where people treat shopping like how some people treat comfort foods. Does online shopping count as retail therapy'  Yes, online shopping counts as retail therapy. Online shopping has a lot of benefits that make it even easier to binge than if ... Read More The post Is Retail Therapy Good or Bad' ...
Posted: Nov 30 2017 @ 10:00 PM
Whether it’s the holiday season or any other time of the year, you should shop safely online to avoid fraud and identity theft. Here are a few things you can do to stay safe while shopping online: Update your passwords. You should change your password every 90 days. It may sound like a hassle, but it’s way less frustrating than ... Read More The post How to Stay Safe Shopping Online ...
Posted: Nov 27 2017 @ 3:45 AM
Do you hate buying gifts as much as I do' Looking for the perfect gift is nerve-wracking and everything seems so expensive. I love my family, but I hate buying gifts. Picking the perfect gift can be hard and it gives me anxiety.  I never know what to get. I’d rather people tell me exactly what they want. I like ... Read More The post Why I Hate Buying Gifts appeared ...
Posted: Nov 15 2017 @ 6:40 AM
Moment of honesty. The closets in my home are comparative to a black hole. Many times something gets bought, thrown into the closet and forgot about. Next thing I know, I’m back at Target stocking up on things I already have. I’ve been meaning to organize my bathroom (and kitchen) closet for a while now. But like a lot of ... Read More The post How to Organize Your Bathroom Closet ...
Posted: Nov 13 2017 @ 1:44 PM
Where should you spend the holidays' Stay home, make a trip to see your folks, or go on a vacation' This can be a difficult choice to make, considering all the people interested in your decision. Let’s discuss each and help you make the best decision for you. Option #1: Stay Home There are tons of advantages to staying home ... Read More The post Where Should You Spend The Holidays' ...
Posted: Nov 10 2017 @ 11:43 PM
There are certain ways of thinking that will hold you back when you’re paying down your debts. Below is a list of reasons why some people never get out of debt and how to avoid making these mistakes. They view debt as normal. They believe that debt will always be with them or that they’ll pay it off eventually (without ... Read More The post Why Some People Never Get Out ...
Posted: Nov 06 2017 @ 7:45 PM
Budgeting isn’t a skill that you’re born with. It’s something you have to learn, which can be difficult considering all the misinformation out there around creating and managing your budget. When it comes to your personal finances, you need to understand the difference between myth and reality. Myth 1: I don’t need a budget. This one is easy. You need ... Read More The post 11 Budgeting Myths To Ignore appeared ...
Posted: Nov 01 2017 @ 5:45 PM


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