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Dimes & Dollars
General Finance
Financial independence, early retirement, personal finance, earn, save, invest, real estate
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San Diego, California, United States
Life stage:
DIK (Dual Income, Kids)
Contract Specialist
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Latest Blog Posts

I used to think that the only way to become a millionaire was by either winning the lottery or starting a successful business. And while I had dreams of becoming one, it felt more like a pipe dream. I’m not ...
Posted: Dec 12 2018 @ 2:45 PM
You know your 401(k)? There’s a reason the government puts a limit on how much you can contribute to it. It’s such a good deal that if there isn’t a limit, the government would lose out on so much money. ...
Posted: Sep 18 2018 @ 3:20 PM
Credit cards are like a double edged sword. Use them incorrectly, and you can drown in debt for decades. Use them right, and they can pay you thousands, not only in reward points and cash back, but as passive income while helping ...
Posted: Aug 15 2018 @ 2:09 PM
I know it has been several months since I last wrote, but I’ve been busy, first, with my mother’s triple bypass surgery in March, which I took 1.5 months off from work for, then we got caught up with buying ...
Posted: Jul 30 2018 @ 7:12 PM
I received a great question over the weekend that I thought would be beneficial to other readers. What’s great about this question is that it actually considers the impact of buying a residential property on retirement strategies. Specifically, the reader, ...
Posted: Mar 26 2018 @ 1:47 PM
Prioritizing your investments and debt is all about trying to maximize the return on your dollar. When I got my first job out of college, I made the mistake of prioritizing the repayment of my student loans, which was approximately ...
Posted: Feb 02 2018 @ 2:59 PM
One of my biggest money mistakes in my younger years was treating money like a disposable (maybe it’s due to the fact that after-tax income is also referred to as “disposable income”). The word “disposable” means that it is intended ...
Posted: Jan 03 2018 @ 12:00 PM
I opened my first Roth IRA on April 6, 2005. At the time, I was still a college student and barely had earned income. I deposited approximately $2,700 into that account and selected stocks based on a careful analysis of ...
Posted: Dec 04 2017 @ 8:55 AM
Earlier this year, I set a goal to buy an out-of-state rental property within 90 days. While it took about a month longer, I was able to check this goal off of my list. The reason I wanted to buy rental ...
Posted: Oct 23 2017 @ 12:41 AM
It took me years to save up my first $10,000. I still remember the day my bank account had more than $10,000 in it. That first $10,000 was hard, but the next $10,000 I saved became easier, and the next ...
Posted: Mar 09 2017 @ 6:53 PM


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-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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