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Dimes & Dollars
General Finance
Financial independence, early retirement, personal finance, earn, save, invest, real estate
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San Diego, California, United States
Life stage:
DIK (Dual Income, Kids)
Contract Specialist
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Latest Blog Posts

Prioritizing your investments and debt is all about trying to maximize the return on your dollar. When I got my first job out of college, I made the mistake of prioritizing the repayment of my student loans, which was approximately ...
Posted: Feb 02 2018 @ 6:59 PM
If you’ve been following my blog for a while, you know that I’ve been focused on one goal: to retire early. But what you might not know is how I became laser-focused on reaching this goal. There was a time ...
Posted: Jan 09 2018 @ 3:59 PM
One of my biggest money mistakes was treating money like a disposable (maybe it’s due to the fact that after-tax income is also referred to as “disposable income”). The word “disposable” means that it is intended to be used once, ...
Posted: Jan 03 2018 @ 4:00 PM
I opened my first Roth IRA on April 6, 2005. At the time, I was still a college student and barely had earned income. I deposited approximately $2,700 into that account and selected stocks based on a careful analysis of ...
Posted: Dec 04 2017 @ 12:55 PM
We are one day away from Thanksgiving, which means that there are not only plenty of advertisements of pumpkin pie filling and turkeys being on sale, but consumer products and services and everything in between, to kick off the holiday ...
Posted: Nov 22 2017 @ 9:23 PM
I learned to manage debt from watching my parents. They hate debt. They’ve never carried a credit card and they hate the idea of owing people money. As soon as they can, they will pay off their bills. My eldest ...
Posted: Oct 30 2017 @ 7:38 AM
Earlier this year, I set a goal to buy an out-of-state rental property within 90 days. While it took about a month longer, I was able to check this goal off of my list. The reason I wanted to buy rental ...
Posted: Oct 23 2017 @ 8:41 AM
According to the Bureau of Labor Statistics, the average American’s top three household expenses are housing, transportation, and food. If you focus on reducing these top three expenses, not only will you be able to boost your savings, but you’ll ...
Posted: Sep 08 2017 @ 8:57 AM
It took me years to save up my first $10,000. I still remember the day my bank account had more than $10,000 in it. That first $10,000 was hard, but the next $10,000 I saved became easier, and the next ...
Posted: Mar 10 2017 @ 3:53 AM
If you take a penny and double it every day for 30 days, how much do you think you will end up with on the 30th day' $30' $1,000' No and no. You would end up with $10.7 million. That’s right, millions! From a ...
Posted: Mar 06 2017 @ 12:22 AM


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