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The Shirts

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Stop Ironing Shirts
Early Retirement
Start Year:

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Net worth:
Dallas, Texas, United States
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

I’ve been asked a couple times about book recommendations.  There’s an incredible amount of information available for free in the internet, but I wanted to provide a list of five of the best and most impactful books I’ve ever read. Personal Development: How to Win Friends and Influence People:  Dale Carnegie is a legend for … Continue reading "Recommended Books" ...
Posted: Feb 14 2018 @ 3:30 PM
I’m writing this after the Dow Jones industrial entered its first “correction” in over 24 months, experiencing a 10% drop from January 29th 2018 to February 8th, 2018.  I was walking through Costco this morning and remembered that feeling and a little bit of stress I had in 2009 about investing.   Our net worth just … Continue reading "Why the 4% rule will always work (Hint: Its about your spending)" ...
Posted: Feb 12 2018 @ 3:00 AM
This time of year means for a number of seniors in college, now is the time you get that first real job offer.   Excitement, fear, nervousness, concern.  Do I negotiate'  Should I just be thankful I received a letter'   I remember that day, back when the offer letter showed up via a FedEx knock at … Continue reading "The First Job Offer" ...
Posted: Feb 09 2018 @ 8:45 AM
Here I am, corporate suit guy (who hates ironing) that finally decides to start blogging. I was inspired by a few people I’ve followed and commented on for a while (Millennial Boss and Physician On Fire) and finally wanted to join in.  Millennial Boss writes from a perspective I can’t see as a lady in … Continue reading "January: A month of gratitude!" ...
Posted: Jan 31 2018 @ 6:00 AM
I recently saw a question come up asking “What are the Pros and Cons of continuing to work after reaching Financial Independence'.   Many of us get into the One More Year scenario and then respond in different ways.  Some people can reduce their schedule to part time, others can really enjoy that final year, … Continue reading "Working Post FI: The Good and the Bad" ...
Posted: Jan 18 2018 @ 1:11 PM
One More Year…. I used to swear I would never be drawn into one more year.  Its been interesting to read how many people suffer from it.   It made no sense to me why people continued to work once they hit their number!  Well folks, now I’m there.  This isn’t written out to justify whatever … Continue reading "Early Retirement Decisions: One More Year" ...
Posted: Jan 10 2018 @ 12:54 PM
This month was a big month for listening to Podcasts. In addition to “normal” listening, there were many podcasts consumed during thirty-six hours in the car plus excessive time at the gym thanks to spending the last two weeks of the year off of work (Yes, I am looking forward to doing this full time). … Continue reading "Shirts Awards: Best Podcasts of December, 2017" ...
Posted: Jan 04 2018 @ 3:00 AM
It is my favorite time of the year to update spreadsheets, I started keeping a snapshot of each year end as a reminder of the process we’re making. I wish I had done this from the beginning, but here is our Net Worth progression since 2011, all of these figures are at year-end: 2011:  $323,000 … Continue reading "Q4/Year End Net Worth Update" ...
Posted: Jan 01 2018 @ 7:00 AM
Today might be the day that Mr. Shirts gets banned from the financial independence community, but how can you capitalize on the passive investment trend'  Passive investing pushes capital towards companies based solely on a public stock’s total value and nothing else.  We own some individual stocks, upwards of 20% of our portfolio.  Why'  Because … Continue reading "What if everyone went to Index Investing? Profit form it!" ...
Posted: Dec 27 2017 @ 12:00 PM
As the mania of Bitcoin continues (although it is down 33% from its highs as of December 22nd), I deliver to you the most recent bubble, precious metals. Ironically I’m writing this on a day where Gold is currently 30%+ off of its highs five years later and Bitcoin was down the same amount in … Continue reading "Bubble Alert: Gold and Silver ruled 2012!" ...
Posted: Dec 24 2017 @ 4:29 PM


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