Blogger Profile


Blog Info

Million in 10
Early Retirement
Retire Early, Investing, Budgeting
Start Year:

Blogger Bio

Wisconsin, United States
Life stage:
Fave $ Books:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

Let me explain Why, ways to save $2,220 a year. It’s a very specific number. For some reason a long dormant post of mine about the Myth of 401(k) Tax Breaks got revived and along with it, some very strong arguments for why I’m wrong. The premise of the post is that if you forego […] The post Ways to Save $2,220 a Year appeared first on Millionin10. ...
Posted: Mar 19 2018 @ 9:40 PM
There are several reasons for getting a 401(k). 401(k) tax breaks isn’t one of them. Over the last 3 years I have not had to pay federal taxes. This, because all my income is derived from capital gains and seeing as these barely put me past the 10% tax bracket, I owe 0% federal tax […] The post The Myth of 401(k) Tax Breaks appeared first on Millionin10. ...
Posted: Jan 05 2018 @ 12:47 PM
It’s that time of year again. Time to look back on 2017 and what a year it has been. Our budget was blown but what made up for it was a spectacular return on my investments. It was a mixed bag but I must admit, I think I must land on a positive note for […] The post 2017 in Review appeared first on Millionin10. ...
Posted: Dec 27 2017 @ 4:42 PM
Healthcare and the insurance to pay for it, is screwed up. While most of you are shopping for toys for Christmas, I just spent the morning on the phone ordering Diabetes supplies for the remainder of the year. Only in America can a basic human right (health that is) be handled so wrong. By the […] The post A screwed up tale of American Healthcare appeared first on Millionin10. ...
Posted: Dec 05 2017 @ 2:03 PM
I’ve been in the United States for over 20 years and I still haven’t taken the step of taking on American Citizenship. Why? In a nutshell: Education. Not for me (mine served me fine), but for my children. By clinging on to my Dutch citizenship, I keep the door open for my kids to get […] The post Education experienced elsewhere appeared first on Millionin10. ...
Posted: Nov 28 2017 @ 2:37 PM
With all the support and extra traffic coming from my friends at FreedomIsGroovy.com, I feel compelled to put down some thoughts. I tend to not write about politics, but never has politics hit home as hard as this year. The first effects are already felt and potential upcoming changes may hit even harder. ACA Renewal […] The post The month of unknowns appeared first on Millionin10. ...
Posted: Nov 05 2017 @ 2:33 PM
And this is on a personal finance blog, why?? It so happens, that’s how I keep busy during my early retirement. You could say it’s a symptom of Personal Finance. Symptoms which exhibit itself entirely different for each accomplished PFr. Some travel, some deal with chemical toilets, from under their tiny houses (they never seem […] The post Just finished my latest 3D printer build appeared first on Millionin10. ...
Posted: Oct 30 2017 @ 4:22 PM
Earlier this year, I wrote about getting started on the Roth IRA conversion ladder. The first rung has been taken. This week, I completed the first of 7 conversions. For those of you not in the know, I have some money, but it’s in all the wrong places. I’m 47 years young, 3 years retired […] The post Roth IRA Conversion Ladder update appeared first on Millionin10. ...
Posted: Oct 18 2017 @ 11:53 AM
I realize retirement isn’t for everybody. We all know the stories of “Bob” retiring and him withering away, sitting in front of the window only to die 5 years later. Some people live to work and when you love your work, kudos to you. Some people will flourish in retirement. I think I belong to […] The post Keeping Busy by Giving Back using 3D Printing appeared first on Millionin10. ...
Posted: Aug 28 2017 @ 2:12 PM
At last year’s dentist appointment, it was pointed out that our son has an overbite. As it could destroy his teeth, left untreated, certainly something that should be addressed by orthodontics. Normally, when a doctor or dentist tells you your child needs X, Y or Z care, you don’t hesitate; you take care of it. […] The post I’m glad we waited, NO orthodontics! appeared first on Millionin10. ...
Posted: Aug 24 2017 @ 2:36 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.