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Blogger Profile


Allea Grummert

Blog Info

Name:
Ask Allea
Category:
Millennial
Tags:
Budgeting, Minimalism
Start Year:
2016

Blogger Bio

Location:
Lincoln, Nebraska, United States
Age:
20s
Race:
White
Gender:
Female
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

My debt payments (both car + student loans) added up to over $39,300 with all of the interest. In all, I paid an average of $545/month toward my debt for 6 years. How did I do it' Choices. I made choices based on my priorities. Goals. I set goals and wrote them down. Diligence and patience. I stuck to a long-term plan, even if the results seemed slow-moving.  Habits. I adjusted my lifestyle expectations straight out of ...
Posted: Mar 31 2018 @ 8:34 PM
We need money to do the things we want. We also need money to pay for things we don’t want to spend money on. As much as I’m a Frugal Fannie — grocery shopping at ALDI, packing my lunches and sharing a Netflix log-in with my sister — I still like to spend money. Sure, I don’t want to be rich, but I don’t hate money either. I actually care about money. (If you’re ...
Posted: Mar 02 2018 @ 6:23 PM
While some kids grew up going on vacations to the beach, getting new cars when they turned 16 or shopping at Gap, I was not that kid. I grew up on clearance shoes and simple contentment. Money is great for so many things, but I don’t attach that much importance to it.  On the world’s standards, I’m already rich — and that perspective keeps me sober about the value I put on money. That ...
Posted: Feb 16 2018 @ 6:08 PM
As I transition to living on my own, y goals and expectations have shifted....or the goals shifted and the living-alone thing became a very clear next step. Chicken or the egg' I dunno. What I do know is that my needs have changed, so my financial goals will too. ...
Posted: Sep 29 2017 @ 4:07 AM
There was a time when I paid off my debt too fast.      “‘Too fast,’ she says'”     “Yes. Too fast.” For four months, I changed my lifestyle to accommodate my debt repayment goals. I wanted to pay off my car ASAP, so I could start putting more money toward my debt each month, so I: I cut back on spending. I went cash only. I picked up a side hustle. Then I almost lost my mind. Almost. ...
Posted: Sep 08 2017 @ 5:50 AM
Traveling has its unexpected costs. And when you’re traveling to a more expensive part of the country or world than you’re used to, it’s hard to estimate how much your trip will cost you. Truth be told: You can only account for so much. You may have no clue about what a trip to New York City or Los Angeles might cost, but there are ways you can keep expenses low ...
Posted: Aug 09 2017 @ 7:19 AM
Paying down debt doesn’t mean you have to give up all of life’s luxuries. But it might mean postponing them. There’s the lifestyle you want, the lifestyle you can afford, then the lifestyle you’re choosing to afford. ...
Posted: Jul 25 2017 @ 1:21 AM
Core expenses are where you have the greatest opportunity to save. When you're aware of your core expenses — like housing, car payments, groceries — and do your best to keep them low, you have more control over your budget. Once those expenses go up, it’s hard to get that margin back in your budget. (And that's called "Lifestyle inflation." It's a real thing.) ...
Posted: Jul 10 2017 @ 1:11 AM
Clothing swaps are my favorite way to "shop." In short, a clothing swap is just that — people swapping clothes.   A handful of friends gather, bringing clothes they don’t wear anymore, then they swap them for new clothes from other friends. Swap, swap and you’ve got yourself a refreshed wardrobe. For free. Perks of a Clothing Swap * You get to clean out your closet, getting rid of clothes you never ...
Posted: Jun 26 2017 @ 6:24 AM
In May 2010, I began a pretty serious relationship with Mint.com. It was love at first “sync.” Mint and I have stuck it out through our fair share of ups-and-downs. We've been together through college, part-time jobs, studying abroad, paying back student loans and more. With so many features, I have customized Mint to fit my specific financial needs at specific life stages. It is a powerful tool for setting a budget, ...
Posted: Jun 10 2017 @ 10:47 PM

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