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Millionaire Renter
Christian, FIRE, Personal Finance, Debt Free
Start Year:

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Net worth:
Toronto, Ontario, Canada
Life stage:
SIK (Single Income, Kids)
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Latest Blog Posts

When people are lying on their death beds did you know that most people regret not taking more risks in life? When was the last time you said “yes” to something you were afraid of?Let me elaborate.CBC recently has asked us to be part of a cast for a Canadian T.V series. MR was always reluctant and often said no to just about anything and everything that was unknown to ...
Posted: May 18 2018 @ 5:35 PM
I realized there is a lot of confusion regarding the topic of money as people pile on debt after debt and living beyond their means. Here are some great money principles that helps us keep our finances straight.1. Money can be a blessing or a curseYes, money can actually be a curse at times. If it's not rightly used it can do more harm than good. Those who use money ...
Posted: May 08 2018 @ 10:53 AM
Wow a lot has happened since my last post and much to catch up on. Side note: We've been recently picked to be on the show Stats of Life by CBC and debating if we should give it a try. I thought it would be fun to be on the show but MR seems more reluctant. Keep you posted to see how things turn out!More applicable topic:Real EstateFor those of ...
Posted: May 07 2018 @ 4:10 PM
Are you addicted to your phone? Do you want to know the answer? If you do you can try this test.The questions we used to ask God we now ask Siri, Google, Alexa.Everyday, these technology companies provided answers to billions of inquiries. Questions like these:Should I change my job?Should I move to this city?How to be a better Dad?How to deal with my relationship problems?etc etc...In addition, facebook, Instagram, youtube, ...
Posted: Apr 23 2018 @ 4:51 PM
We just came back from Manzanillo Cuba and what an experience!If you plan on travelling to Cuba here are some quarks you might want to know.1. Access to internet is not easily accessible, there is pay as you go wifi available ($1.30/hour) and we decided to keep all things electronic out of our trip - hence no blogging.2. Everything in Cuba is like travelling back in time in terms of ...
Posted: Apr 20 2018 @ 11:18 AM
1) Phone Over the past 12 month, I've been floating the idea of switching to a "dumb" phone with MRS. Not to my surprise, she disagreed. Apparently she thinks without a smart phone, I am incapable of maintaining relationships with old friends, co-workers & oversea families (This is partially true). However, I persisted. Why you ask? Because I had a gut feeling that the iphone is taking me away from ...
Posted: Apr 19 2018 @ 8:50 AM
Recently a court judge ruled that a couple who purchased a 2.2 million dollar home that bailed and forfeited the deposit last spring as real estate prices were coming down pay a fine of $470,000. The difference between the peak price (when the contract was signed by the first buyer) and the sold price at 1.77 million when the markets dropped and another buyer purchased the house, the seller sued ...
Posted: Apr 18 2018 @ 9:00 AM
Finally!! People who are frugal and living below their means but have a nice nest egg will be vindicated in this new documentary Playing With Fire on Netflix by Travis Shakespeare (Emmy winning director). And of course life wouldn't be adventurous if Millionaire Renter didn't apply to be part of the cast. WHAT IS PLAYING WITH FIRE ABOUT? (I'm quoting from Millennial Revolution bloggers)The “Playing with FIRE” documentary is the ...
Posted: Apr 17 2018 @ 11:10 AM
I was reading a blog on one of those FIRE groups (millennial-revolution) and a reader submitted their financial situation as the following:GROSS/NET ANNUAL FAMILY INCOME• $300K/$200K USMONTHLY FAMILY SPENDING• $7K (house costs) – $5000 mortgage, $2000 for property tax, insurance, maintenance, etc• $3K on everything else• $1250 ($30K a year, with about half covered by employer and half out of pre-tax salary.)DEBTS:1• The interest rate on house: 3.375%• minimum monthly ...
Posted: Mar 26 2018 @ 9:00 AM
That's right, you are reading that title correctly. I have posted an ad to sell my engagement ring. Before you jump to any conclusions though let me explain my crazy thought process.MR and I decided to sell everything and anything that didn't give us comfort or convenience. Our new motto in life. If you're going to buy something stop and think, will this bring me comfort or convenience' If it ...
Posted: Mar 20 2018 @ 9:00 AM


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