Blogger Profile

Hayes Venable

Blog Info

Absolute Budget
General Finance
Budget, Excel, Excel Workbooks, Excel Spreadsheets, finance, frugal, lifestyle,
Start Year:

Blogger Bio

Net worth:
Montana, United States
Life stage:
DINK (Dual Income, No Kids)
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Latest Blog Posts

In 2017 I saved and earned almost $1,100 by making decisions and purchases I would have done regardless.  It’s so easy, anyone can do it without any effort at all! The $1,100 was totaled up by using a total of 4 different channels.  Discover credit card with quarterly rotating bonuses: $117 American Express Blue Cash […] ...
Posted: Mar 14 2018 @ 11:49 PM
Can you believe that it’s almost January 1, 2018'  Where has the year gone' January 1 is the perfect time to start  tracking your finances.  It’s not that hard and it’s good to be conscious of where your money is going. I have added several extra items to the 2018 Absolute Budget. Frozen panes on […] ...
Posted: Dec 21 2017 @ 2:45 PM
Do you like eating out at Restaurants but also love to save money' Well, you can do both with Restaurant.com!  Restaurant.com offers discounts at over 62,000 locations! How did I save that much' In 2017 I purchased coupons several times when they had awesome deals going! Normally, these are the prices: But, I waited until […] ...
Posted: Dec 20 2017 @ 3:00 PM
*This post contains affiliate links What is Acorns' Acorns is an application that automatically rounds up each purchase you make to to the next dollar and invests it for you!  How cool is that' When you spend $23.26 on an item, how do you record it' A.  $23.26 – Tracking your spending is tedious enough, […] ...
Posted: Dec 13 2017 @ 10:00 AM
*This post contains affiliate links What is so great about the Discover credit card' Discover offers rotating 5% bonuses each quarter on up to $1,500 in category purchases each quarter.  No other free credit card offers cash back deals this good.  All you have to do is apply for a Discover credit card and then […] ...
Posted: Dec 11 2017 @ 1:44 AM
I love reading about how much other people make and more so, how they do it!  Nothing like seeing debt go down and net worth go up!  Below are several of the finance blogs I read on regular basis. Wallet Squirrel Wallet Squirrel was one of the first finance blogs I started reading.  I googled […] ...
Posted: Nov 08 2017 @ 9:59 AM
Blue Cash Preferred or Blue Cash Everyday' If you’re having trouble deciding which of these credit cards to get, download my Excel spreadsheet to see which one better fits your needs. American Express offers two of the best cash back cards out there, but which is the best one for you'  Well, that is determined […] ...
Posted: Oct 29 2017 @ 2:09 AM
Having a poker background, of course I invested in cryptos, just like every other poker player and gambler. What are cryptocurrencies you ask' Per Wikipedia: A cryptocurrency (or crypto currency) is a digital asset designed to work as a medium of exchange using cryptographyto secure the transactions and to control the creation of additional units of the currency. The private key(s) to ‘use’ the […] ...
Posted: Oct 21 2017 @ 11:46 PM
Going back to October 8, 2014, I found myself with a brand new job and side hustle with $8,377 in credit card debt including $2,102 owed to the IRS for my 2013 taxes.  I had just moved back home and into my parents basement. *Debt payoff notes* Going back even a few months earlier, I […] ...
Posted: Oct 21 2017 @ 6:31 AM
Where has the year gone'  How are you doing on your 2017 New Year’s resolutions'  If you’ve been slacking, NOW is the perfect time to grit down and finish off the last quarter of the year with success.  You can download my customizable excel budget workbook here to participate in the challenge.  The 2018 version […] ...
Posted: Oct 09 2017 @ 11:42 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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