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The Poor Swiss

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The Poor Swiss
General Finance
Budgeting, Investing, Early Retirement, Frugality
Start Year:

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Net worth:
Fribourg, Switzerland
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

We have seen that there are many reasons to want to reach Financial Independence (FI). Once you reach FI, you can do what you want without having to worry about money. This is awesome! You only keep working if you want to. This is something most people would want to achieve. For me, my ultimate … Continue reading "5 Sure Ways to reach Financial Independence" The post 5 Sure Ways to ...
Posted: Nov 14 2018 @ 11:16 AM
Recently, my previous bank increased their fees. So I decided to change to a new bank account. After some research, I switched from PostFinance to Migros Bank. It may seem very easy to change your bank account. But there are many things you need to think about when you are doing it. Before I switched, I … Continue reading "7 Simple steps to change bank account" The post 7 Simple steps to ...
Posted: Nov 12 2018 @ 11:06 AM
In Switzerland, you can do a voluntary contribution to your second pillar. The second pillar is the Swiss equivalent of a 401(K). These contributions come with some tax advantages since you can deduct that from your income. Therefore, you have a return equal to your marginal tax rate. However, the money is then blocked into … Continue reading "Should you contribute to your second pillar ?" The post Should you contribute ...
Posted: Nov 09 2018 @ 9:45 AM
I have finally been able to do my second Do-It-Yourself (DIY) furniture. I have built a nice shoe rack. And I managed to keep it on a nice budget! I wanted to do this project for a long time now. But either I did not find the time or our budget was too bad to … Continue reading "How to build a nice shoe rack for 35$" The post How to ...
Posted: Nov 07 2018 @ 2:47 PM
Since I have met Mrs. The Poor Swiss, I have tried to learn some Chinese. For now, it is pretty laughable. But I think I am making progress. Between Mrs. The Poor Swiss arrival in Switzerland and our wedding, I was not very astute to this. However, since September, I have decided to start again … Continue reading "Quickly learn Mandarin Chinese online with FluentU" The post Quickly learn Mandarin Chinese ...
Posted: Nov 05 2018 @ 12:25 PM
October 2018 was a really nice and quiet month. It was not very eventful but we had several family events. And overall, we had a lot of fun and we did not spend a lot of money. Isn’t that the definition of a great month? Compared to the expensive month of September 2018, we are … Continue reading "October 2018 – Quiet Month and Stock Market Correction" The post October 2018 ...
Posted: Nov 02 2018 @ 11:46 AM
I recently compared the different third pillars available in Switzerland. I quickly came to the conclusion that VIAC provides the best third pillars in Switzerland. VIAC third pillars are cheap and have a very good global diversification. Moreover, you can have up to 97% of your portfolio invested in stocks. Before, my only problem with … Continue reading "How to open a VIAC third pillar in a few easy steps" The ...
Posted: Oct 31 2018 @ 12:48 PM
You may have read that I am using DEGIRO has my broker. In fact, I chose DEGIRO mainly because of its very low fees. I am very satisfied with my experience with DEGIRO. I have not had a big problem since I started using it, about a year ago. Interactive Brokers is also a very … Continue reading "Is DEGIRO really cheaper than Interactive Brokers?" The post Is DEGIRO really cheaper ...
Posted: Oct 29 2018 @ 11:30 AM
I recently wrote about whether you should spend less or grow your income. The answer was that ideally you should do both to reach Financial Independence (FI) faster. In this post, I am going to focus on growing your career income. There are other ways to grow your overall income such as side hustles or … Continue reading "7 simple ways to grow your career income" The post 7 simple ways ...
Posted: Oct 26 2018 @ 1:20 PM
Have you ever wondered if you could learn money lessons from animated sitcoms ? If you have, this post is for you! Today, we are going to learn money lessons from five South Park episodes! This post is going to be very different form my usual posts. We are going to learn money lessons from … Continue reading "Money lessons from animated series – South Park #1" The post Money lessons ...
Posted: Oct 24 2018 @ 10:08 AM


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