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Blogger Profile


Tanya (aka Broke Mom)

Blog Info

Name:
Broke At 40
Category:
General Finance
Tags:
budgeting, debt, saving, spending, credit, student loans, credit cards, interest, habits
Start Year:
2017

Blogger Bio

Net worth:
$41,215.00
Location:
Akron, Ohio, United States
Age:
40s
Race:
White
Gender:
Female
Life stage:
DIK (Dual Income, Kids)
Profession:
Accountant
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Latest Blog Posts

March wasn’t the best, but it certainly wasn’t the worst.  We had extra expenses and a death in the family, but we also had a nice celebration for our wedding anniversary. Somehow we managed to lower our debt balance by over $2,000! This post contains affiliate links. For more information, please read my full disclosures. […] The post Debt Report ~ March 2018 appeared first on Broke At Forty. ...
Posted: Mar 31 2018 @ 3:01 PM
We killed it in February. After not doing anything extra in January, I was itching to make some real progress! We paid extra to debt as planned and we put more than half of our tax refund towards debt. This post contains affiliate links. For more information, please read my full disclosures.   Debt Summary […] The post Debt Report ~ February 2018 appeared first on Broke At Forty. ...
Posted: Feb 28 2018 @ 4:00 PM
January wasn’t a month for big progress. We had to run in place for awhile due to added medical expenses and sheer exhaustion. Of course we are thrilled to have Jimi home from the hospital, but it has been a real challenge for all of us to adjust to our new way of life.   […] The post Debt Report ~ January 2018 appeared first on Broke At Forty. ...
Posted: Feb 04 2018 @ 7:26 PM
Credit cards can be dangerous in some circumstances. We can overspend and we can get hit with more interest than we expected. Without close monitoring, they can get out of hand quickly. But guess what' Zero percent credit cards can benefit us quite a bit if we use them to our advantage. This post contains affiliate […] The post 5 Benefits & Risks of Zero Percent Credit Cards appeared first on Broke ...
Posted: Jan 21 2018 @ 9:05 AM
Here we are half way through January already. Why even bother reviewing December at this point' This is what I’ve been asking myself for a week, but here I am doing it because I know it helps. Seeing progress and holding ourselves accountable with monthly check-ins helps us stick with it. I mentioned last month […] The post Debt Report ~ December 2017 appeared first on Broke At Forty. ...
Posted: Jan 19 2018 @ 9:43 PM
This post contains affiliate links. For more information, please read my full disclosures. Every month we’re looking for new ways to save money, and I realized how much we were paying for insurance. We had been with the same company since we were both teenagers and just never questioned it. What were we paying for' […] The post Debt Report ~ November 2017 appeared first on Broke At Forty. ...
Posted: Dec 04 2017 @ 12:21 PM
Do you know how much interest you pay each month' I didn’t. I knew we paid interest, but I never really thought about the total or the ultimate impact it had on us until recently. Interest is the cost of borrowing money. When you have a loan or a credit card, you have to pay […] The post What does your interest really cost you' appeared first on Broke At Forty. ...
Posted: Nov 19 2017 @ 7:04 PM
This post contains affiliate links. For more information, please read my full disclosures. Happy Halloween (a few days late)! We managed to stick to a reasonable budget for my son’s Halloween costume this year. My husband still went overboard tricking out the Step 2 truck to make it into a fire truck, but it was […] The post Debt Report ~ October 2017 appeared first on Broke At Forty. ...
Posted: Nov 04 2017 @ 10:27 PM
This post contains affiliate links. For more information, please read my full disclosures. Do you ever feel like you’re stuck' Like your financial life is going nowhere' Like you will be in debt forever' You work so hard but never seem to move forward' We were there for a long time. It reminds me of […] The post 3 Ways to move forward when you feel stuck appeared first on Broke ...
Posted: Oct 27 2017 @ 5:43 AM
Like it or not, credit scores can play a big role in our financial lives. It will most likely help determine interest rates when borrowing money, and it may even be a factor when applying for a job or an apartment. There are many different credit scoring models, but the FICO Score is by far the […] The post What is a utilization ratio' Why should you care' appeared first on Broke ...
Posted: Oct 14 2017 @ 3:30 PM

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