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Ben Carlson

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A Wealth of Common Sense
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Grand Rapids, Michigan, United States
Life stage:
DIK (Dual Income, Kids)
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Latest Blog Posts

Most career advice isn’t very helpful. Follow your passion but take the safe route but remember that you’re lucky to even have a job… I say this as someone who has sought out career advice on countless occasions throughout my professional life from a wide range of sources. The reason giving and/or receiving career advice is so...... ...
Posted: Mar 18 2018 @ 9:34 PM
I had a family member ask for some investment advice recently. They had come into some money and wanted to know if I had any thoughts on what they should do with it. It would be easy to simply offer up a fund or handful of funds to invest in but there’s more nuance required...... ...
Posted: Mar 15 2018 @ 9:14 PM
On this week’s Animal Spirits with Michael & Ben we discuss: Why the flash correction was so rare. The growing chasm between the haves and the have-nots. The huge following of Dave Ramsey. Why rising interest rates are a double-edged sword. Why crypto index funds don’t make sense. The potential move into financial services by Amazon....... ...
Posted: Mar 14 2018 @ 8:26 AM
We finally had some volatility in the markets this year after an extraordinarily calm 2017. Investors seem to worry under both scenarios. When volatility is low, the worry is that it will pick up in the future. And when volatility spikes, the worry is that it will continue. The truth is both periods of subdued...... ...
Posted: Mar 13 2018 @ 9:18 PM
In a podcast post-mortem about hosting the Oscars last week, Jimmy Kimmel told Bill Simmons that Martin Short is the greatest dinner guest of all-time along with being a member of the Mount Rushmore of great talk show guests. Then The New Yorker ran a story this week asking Is Martin Short the Greatest Talk-Show Guest...... ...
Posted: Mar 11 2018 @ 9:44 PM
The best story I’ve read in a while comes from Highline Magazine. It tells the tale of a couple from a small Northern Michigan town who figured out how to hack the lottery to win millions of dollars. And what they did required no deception, no cheating, and no broken laws. It was perfectly legal and...... ...
Posted: Mar 10 2018 @ 11:42 AM
Before the early-1900s almost no one in America brushed their teeth. It wasn’t until advertising executive Claude Hopkins came along to pitch Pepsodent that this all changed. Hopkins had previously sold people on the idea of Schlitz beer, Palmolive soap, and Goodyear tires. Now he had a friend who wanted him to help get people to...... ...
Posted: Mar 08 2018 @ 10:31 PM
On this week’s Animal Spirits with Michael & Ben we discuss: How much your job should matter in determining your portfolio. How to clean up a suboptimal portfolio with a mishmash of holdings. The Dustin Hoffman approach to budgeting. The importance of tracking your investment performance. Should you be skeptical of smart beta funds' Investing implications...... ...
Posted: Mar 07 2018 @ 10:19 AM
Here’s a headline I read this week that seems a bit counterintuitive at first glance: This is a story from Bloomberg about the PruLev Global Macro Fund that was up 52% in 2017, making it the best performing hedge fund in its class. But the return of volatility in the markets saw this fund fall...... ...
Posted: Mar 06 2018 @ 3:29 PM
In their quest for world domination in your home, this week Amazon purchased a company called Ring which specializes in video doorbells and security cameras. The idea is that eventually people will allow Amazon to leave packages right inside your home. They purchased the company for more than $1 billion. The best anecdote from this...... ...
Posted: Mar 04 2018 @ 9:52 PM


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