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The Flawed Consumer

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The Flawed Consumer
Frugal living, Money management, Personal finance, Budgeting
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Brisbane, Queensland, Australia
Life stage:
DINK (Dual Income, No Kids)
Environmental law
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Latest Blog Posts

I’ve made a lot of unintelligent financial choices over the years. Despite my modern day frugal living, I still make silly financial decisions. I don’t regret a lot of them, as I’ve experienced some pretty great things throughout my life thus far.   The one thing I do regret however, is succumbing to the fancy car on finance concept. Aka, upgrading our cars to newer, fancier cars by taking out high interest ...
Posted: Mar 14 2018 @ 1:26 PM
During my normal working week, I run 5-6 kms every lunch time and walk another 5 kms in total before and after walk.   However, when I go on holidays, I really go on holidays! As a consequence, I eat a lot of food, don’t run… And drink far too much!   Back in 2009, I went on a 6 week trip through Central America and put on almost 5 kilos… Which was ...
Posted: Mar 08 2018 @ 9:58 AM
Travel is a wonderful, eye-opening experience. However, the cost of travel can be off-putting. Fortunately, there’s many different ways you can save money on travel:   1. The trick with accommodation is to do your research Firstly, figure out where is going to be a convenient location to base yourself at. For me, I always look at how I’m going to get to my destination and then base myself near public transport hubs, so ...
Posted: Feb 26 2018 @ 8:00 PM
Most of you have probably heard of the Follower, Leader and Loner analogy about personality types. According to the analogy, most people in the world can either be defined as a follower, a leader or a loner.   If you’re a follower, you tend to prefer to be led by others and just go about daily life without putting in too much thought about why you do what you do.   If you’re ...
Posted: Feb 19 2018 @ 1:00 PM
Are you earning more income, but not saving any more of it' Have possessions, foods and entertainment that were once luxuries become necessities' Beware!… The Lifestyle Creep may be stalking you.   Lifestyle Creep is defined by Investopedia as “a situation where people’s lifestyle or standard of living improves as their discretionary income rises either through an increase in income or decrease in costs”.   Put simply, this means “the more money you ...
Posted: Feb 11 2018 @ 5:17 AM
As outlined in my recent post, How to make cheap cleaning products for 15 cents, I’ve started to make my own cleaning products as part of my quest to be frugal to reduce debt and increase savings.   Not only are home-made cleaning products cheaper, but I can make them as naturally as I want. This saves me money, reduces my exposure to toxic chemicals, and reduces my environmental impact.   After having success ...
Posted: Feb 03 2018 @ 2:42 AM
Before embarking on my path towards financial freedom, we used to spend lots of our weekend time watching Netflix or playing the Playstation.   In fact, I usually dedicated my Friday nights to beer, pizza and Grand Theft Auto V.   For anyone who has played GTA V, you’d know that it includes a virtual […] The post How Grand Theft Auto V led me to seek financial freedom appeared first ...
Posted: Jan 27 2018 @ 4:53 AM
12 months ago, I didn’t even know the log in details for my online access to my superannuation retirement fund. When I was in my 20’s, a retirement account was of no interest.   This was probably due to the fact that in my 20’s, money was only of interest if I could access it […] The post If you’re not actively managing your superanuation retirement fund, read this now! appeared ...
Posted: Jan 20 2018 @ 7:17 AM
Over the recent Christmas and new year period, my beloved and I visited my family in northern New South Wales. As we approached town, we realised that we would soon need petrol. So, I kept my eye out for prices at all of the petrol stations along the way.   Throughout the roughly 5 kilometre […] The post How to find cheap fuel appeared first on The Flawed Consumer. ...
Posted: Jan 14 2018 @ 7:16 AM
As outlined in my recent post, I have gone from saving 5% to 25% of my net income in 6 months. I achieved this by implementing numerous lifestyle and frugal living changes to reduce my expenses.   As a result, I’m now at the pointy end of the scale; finding myself struggling to find more […] The post Cheap cleaning products: How to make a natural all-purpose cleaning spray for 15 ...
Posted: Jan 09 2018 @ 10:45 PM


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