web
counter

Blogger Profile


Miriam

Blog Info

Name:
Millionaire Millennial
Category:
Millennial
Tags:
budgeting, teaching, finance, saving
Start Year:
2017

Blogger Bio

Net worth:
-$65,000.00
Location:
Cleveland, Ohio, United States
Age:
30s
Race:
White
Gender:
Female
Life stage:
SINK (Single Income, No Kids)
Profession:
Teacher
Fave $ Books:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)


Latest Blog Posts

The story would be different if I were 40 or 50. The natural next question is at what age is it most ideal to roll the money out of the pension and into an IRA? This question is rooted in the fact that I want to keep teaching, it just isn't my forever plan. Because I gain part of my district's contributions in my name to the pension fund after ...
Posted: Oct 23 2018 @ 10:56 PM
Given that 50% of all new teachers leave within their first five years of teaching, there are a lot of teachers out there who could work this into their financial plan. ...
Posted: Oct 08 2018 @ 9:15 AM
I finally have a true and fully funded emergency fund! I don't just have cash around that is meant for other purposes. No, this account is a chunk of change equivalent to 3 months worth of expenses for me. It is in a high yield savings account earning 1.85% and I still have other money in different accounts for achieving different goals. I have $5,100 in cash just in case. ...
Posted: Oct 02 2018 @ 9:30 AM
Now if I have to pay a 1% fee, every single year, my return would drop to 7% and my portfolio grows to merely $354,992. That's not a terrible portfolio size, but I've lost $91,693 to fees! I don't know about you, but $91,693 is a lot of money to use and I could find lots of ways to spend that money in retirement. In college I traveled to Italy ...
Posted: Sep 30 2018 @ 4:18 PM
Sadly both pain and suffering are a part of everyone’s life. But I hope that Pain and Suffering isn’t a part of your life. The phrase “pain and suffering” has a particular meaning in the insurance world. Pain and suffering is a legal term to describe physical and emotional injury that usually results from some…Read More+ ...
Posted: Sep 14 2018 @ 2:00 PM
Two months ago, in Real Talk July, I set a goal to reach a net worth of -$53,000 by the end of 2018. This was quite a conservative goal it seems, since I just met that goal at the end of August. My net worth is now -$50,295! One reason I was able to jump…Read More+ ...
Posted: Sep 03 2018 @ 10:15 AM
When I started writing, I wanted this article to be about what teachers should consider when beginning (or revising) their investing careers. My train of thought and my research starting going other places. I realized I needed to fully inform myself and other teachers about the atrocious investment programs promoted in our teachers’ lounges.   I…Read More+ ...
Posted: Aug 31 2018 @ 2:00 PM
When I started writing, I wanted this article to be about what teachers should consider when beginning (or revising) their investing careers. My train of thought and my research starting going other places. I realized I needed to fully inform myself and other teachers about the atrocious investment programs promoted in our teachers’ lounges.   I…Read More+ ...
Posted: Aug 31 2018 @ 2:00 PM
I once read this maxim that you should save 90% of any windfall of money. I liked that idea a lot. Then I asked myself, why not just save 100% of the windfall? I clearly have been living without the money of the windfall, so what do I actually need it for now?  As a teacher,…Read More+ ...
Posted: Aug 24 2018 @ 7:11 PM
Last November, I stumbled upon a podcast called Choose FI. I listened to several episodes before I understood what Financial Independence is. It took me about a month to really absorb the concepts and set a goal to achieve Financial Independence. Now it is certainly something I am committed to and want to help others…Read More+ ...
Posted: Aug 17 2018 @ 2:00 PM

Testimonials

"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.