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Albert Fang

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Albert Fang
General Finance
investing, budgeting, money, frugal, credit cards
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Albany, California, United States
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Latest Blog Posts

If you are going on an expensive or long trip, buying travel insurance is a great idea to protect you in case anything unforeseen happens. The trip may be cancelled due to circumstances beyond your control, like a hurricane rolling in to the islands just before your getaway is planned or a civil conflict that […] ...
Posted: May 01 2018 @ 1:23 PM
Renters insurance is a smart purchase for anyone living in a home they don’t currently own. If a life changing event like a fire takes place in your home, the cost of replacing everything you own can be crippling. Take a quick look around your home and try to estimate the amount it would take […] ...
Posted: Apr 26 2018 @ 11:53 AM
I rediscovered a creative writing assignment on my computer recently that I wrote several years back. I hope you enjoy the piece as much as I did just now. If you saw me five to ten years ago, you were probably wondering “What in the world is he playing all day?” The answer would be […] ...
Posted: Apr 24 2018 @ 3:43 AM
Paying for college is usually the first major financial decision you will have to make in life, and for most of us, that will include whether or not to take out student loans, and how much to borrow. Understanding your loan options is critically important to this process. The two main types of student loans […] ...
Posted: Apr 23 2018 @ 4:57 PM
When shopping for a homeowner’s insurance policy, it’s easy to get confused. There are so many terms specific to the industry and it can be hard to keep them straight as you shop. This is often the case with hazard insurance, a kind of coverage that you may already hold as part of your homeowner’s […] ...
Posted: Apr 22 2018 @ 6:11 AM
Enjoying yourself for a nice meal every now and then just got more rewarding. Imagine if you could earn Yelp cash back, Uber credit, and airline miles all at the same time just for dining out? It is actually possible. Dining out is all about rewarding yourself and not have to stress about cooking, adulting, […] ...
Posted: Apr 19 2018 @ 11:52 AM
The insurance industry is as old as it is complex. The concept of insurance itself has been around for hundreds of years and many traditional insurance companies have been around for over a century. Insurance works by having individuals each pay a manageable monthly premium into a pool. In the event that something catastrophic happens […] ...
Posted: Apr 19 2018 @ 12:13 AM
A home equity line of credit is a popular option for homeowners who need a little extra cash. While some people borrow in order to make improvements to the home or property, others use the money from a home equity line of credit for vacations, to pay medical expenses or to pay their children’s college […] ...
Posted: Apr 18 2018 @ 10:47 AM
After a car accident, its normal to feel rattled or anxious about what comes next. After all, your car is a vital part of everyday life and you’re likely to want it replaced as soon as possible so you can get back to normal. Understanding a little more about the process of auto insurance claims […] ...
Posted: Apr 17 2018 @ 2:29 PM
If you didn’t know, Robinhood is offering new customers a free stock for any application that gets approved. The mystery stock valuation may be priced anywhere between a $3 to $150 stock. Who knows? You may receive a free Facebook or Apple stock just for signing up. Referral Link for Robinhood’s Free Stock Giveaway Robinhood […] ...
Posted: Apr 17 2018 @ 4:18 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

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"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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