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General Finance
financial independence, investing, net worth, early retirement
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United States
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Latest Blog Posts

This post is a little later than I would have liked (I’ll explain why in a bit), and as a result, talking about the gains we made to our net worth in January seems a little disingenuous, what with the market taking a pretty big dive in the last week and a half. That’s February’s problem though, and we’re looking at January right now, so let’s stay optimistic for the ...
Posted: Feb 10 2018 @ 3:04 PM
Smartphones are awesome. I’ve been a big fan of the latest technology in cellular communication for over 10 years, and every year I love seeing what new features the big players in the industry cram into these tiny packages. You know what’s not awesome' The monthly bill you get saddled with in order to actually take advantage of these devices. For years I watched as my cellphone bill quietly crept ...
Posted: Jan 30 2018 @ 3:28 AM
A couple of months ago, I finally got around to cashing out the investment account I had since I was 15. I mentioned this account in a previous post about how I missed the boat by stopping contributions to my investment account when the Great Recession hit back in 2008. Since then, this account has been languishing, making some money, but not all that much considering how well the economy ...
Posted: Jan 20 2018 @ 11:27 PM
Ah, cars; they’re both a blessing and a curse, and for those like myself who live in the middle of suburban sprawl, they’re also pretty much a necessity. Aside from a few years right before and right after I first got my license, I’ve never really cared too much about specific types of cars, so I’ve always been pretty frugal with the vehicles I’ve bought. Careful with my cars though' ...
Posted: Jan 08 2018 @ 5:44 PM
Welcome to 2018 everyone. I plan to do monthly net worth updates here, but considering the first one is December, it seemed like a good time to review 2017 (and earlier) to give a good look at how far we’ve come in 2017. If 2016 was the year Mrs. FIonLife and I discovered FI, 2017 is the year we went all in, committing to spending less and upping our savings ...
Posted: Jan 05 2018 @ 4:38 AM
It’s 2007. (OK, I know it’s actually 2017, but for the sake of this post let’s pretend it’s 2007 for a second). A young, fresh-faced Mr. FIonLife has just graduated college, secured a big-boy job making $30,000 per year and is back living with his parents basically rent free. With very few expenses other than some student loans, he seeks options for what to do with his paycheck. He’s never ...
Posted: Dec 23 2017 @ 10:33 PM
Everyone knows that couple that dated for a short amount of time, broke up but then consistently had random flings for years, to the point where you just want to shake them and tell them to just commit already. In other words, the Ross-and-Rachel type. That was my relationship with personal finance prior to the beginning of 2016. If it was an actual relationship status on Facebook, it would have ...
Posted: Dec 22 2017 @ 7:55 AM


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