Blogger Profile


Blog Info

Leigh's Financial Journey
General Finance
Start Year:

Blogger Bio

Net worth:
United States
Life stage:
DINK (Dual Income, No Kids)
Fave $ Books:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!
Fave $ Apps:
Oops! We don't have this blogger's faves, yet. If this is your blog, fill out our poll here!

(Is this your profile page? Update your info here. To update your icon, go to gravatar.com.)

Latest Blog Posts

I didn’t update much last year as things were so much in flux with how we were managing our finances. I feel like they’ve settled a bit more now, so it’ll be easier to update again. Excuse the dust as I figure out the best way to update on things going forward. Our goals at […] ...
Posted: Apr 12 2018 @ 7:00 AM
If you’re a long-time reader of the blog, you’ll know that I’m a big fan of my Adjustable Rate Mortgage (ARM). When I bought my condo, I took out a 5/1 ARM with a 3% initial rate. I refinanced six months later to a 5/1 ARM with a 2.5% initial rate. It’s now over five […] ...
Posted: Apr 10 2018 @ 4:15 PM
I talked previously about how something had to give after our expensive 2016 and 2017 years. My husband has never budgeted, but I used to have complicated budgeting spreadsheets. Trying to mesh those two strategies resulted in us not really staying on top of our spending as life changed over the last year, so at […] ...
Posted: Mar 20 2018 @ 7:00 AM
When I last talked about what I was doing with my life, I was working on my Master’s degree, right' And I was going to finish soon. Well. In the fall, I came down with a non-life-threatening health issue that took about four months to root cause. We broke $10,000 in raw health care spending […] ...
Posted: Mar 13 2018 @ 2:22 PM
I thought a lot about how/when to write this post. Mainly, I had a hard time writing it without including any of our lovely photos. Beyond the fact that showing pictures would require attribution to our photographer, we agreed that sharing pictures unless I would Facebook friend a reader would go against our anonymity preferences. […] ...
Posted: Jan 03 2018 @ 7:25 PM
In August, I canceled my monthly auto transfer to the joint checking account and my husband changed his to cover all of our household expenses. Today, that change really kicks in. It’s real. … We set an annual household budget for 2017 back in December. It was actually pretty easy – we took the contents […] ...
Posted: Sep 01 2017 @ 3:00 PM
Income This year so far has been a relatively boring year for income, which has been surprisingly not that noticeable, probably thanks to my front loading my retirement accounts last year. ($384) My portion of the extra income taxes due (marriage tax penalty) $2,513 My portion of the value of the credit card points redeemed […] ...
Posted: Jul 14 2017 @ 3:00 PM
I’ll leave this tidbit for a more financial update: I own 68% of the condo, my husband 9%, and the bank 23%, or in another way: I own 59%, we own 18%, and the bank owns 23%. This is a huge change from December where I owned 76% and the bank 24%. I’m not ready […] ...
Posted: Jun 29 2017 @ 2:32 AM
My February net worth was only down about $1,000, which is notable because my total net income was $1,100 and I paid a large grad school tuition bill. I anticipate my net worth going down 1.4% from December 2016 to December 2017 and so far it is up 0.2%, which is on schedule. It’s been really fun watching […] ...
Posted: Mar 07 2017 @ 12:22 AM
Note: I’m not a lawyer. This post describes our process of developing our nuptial agreement and not the actual legal agreement itself. Separate or combined bank accounts don’t make a marriage. Communication and shared values do far more than your decision to keep your money legally separate or combined. I’ve been startled as I’ve talked about our post-nuptial […] ...
Posted: Feb 23 2017 @ 4:00 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

Leave a Comment

To leave a comment about this blog, fill out the following form.