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Ms ZiYou

Blog Info

Ms ZiYou
Early Retirement
Feminist, Frugality, FIRE, Self, Personal Finances, Investing
Start Year:

Blogger Bio

Net worth:
London, United Kingdom
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

There comes a time when you have been working for a few years, have a little bit more money and want to travel further. As your affluence increases, you have many more options open to you. You can opt to visit and see what life is like in more expensive countries and long-haul flights become […] The post Europe and Beyond – Countries 23 to 27 appeared first on Ms ...
Posted: Aug 14 2018 @ 3:00 AM
Eclectic, quirky or just weird are the usual words used to describe my taste. And my taste in podcasts is no exception. I’ve written before about being a late adopter of podcasts – nowadays I think I am what you would call an addict. They fit so nicely into my life and allow me to multi-task when doing […] The post 10 Podcasts I love – and some exciting news appeared first on Ms ...
Posted: Aug 11 2018 @ 3:00 AM
As a self-confessed finance geek, I am happy to admit I religiously keep a net worth spreadsheet. This is an OpenOffice (cause I’m frugal) spreadsheet that I use to track my financial position each month. As I was preparing July’s net worth updates for you I realised there are many insights contained in the spreadsheet itself. I […] The post 10 Insights from a net worth spreadsheet appeared first on Ms ZiYou. ...
Posted: Aug 09 2018 @ 3:00 AM
We’ve all got our own set of autopilot routines, tasks we just do without thinking. As we don’t need to wake our conscious brain to make these decisions that valuable brain energy is saved for more important tasks. But how much of your life have you left to autopilot? Have you evaluated your autopilot settings recently? […] The post Evaluating your autopilot settings appeared first on Ms ZiYou. ...
Posted: Aug 07 2018 @ 3:00 AM
When you want to do something a bit different and experience out of your comfort zone what do you? For me, it’s time to take a trip somewhere. And when touristy spots don’t appeal and Western Europe has lost its edge – it’s time for going East – into Eastern Europe. A year into working […] The post Going East – Countries 17 to 22 appeared first on Ms ZiYou. ...
Posted: Aug 04 2018 @ 3:00 AM
Time is a great healer; all those injustices you felt in the past fade in importance in your life. But what happens when you see a bigger injustice as time passes? That future generations seem to have it even worse? Intergenerational unfairness is a hot topic. We discuss and debate regularly the concept regularly in the […] The post What are we leaving the kids – Intergenerational Unfairness – Part 1 – ...
Posted: Aug 02 2018 @ 3:00 AM
Yet another first of the month rolls around; time to do my company books and my personal balance sheet. And see what the numbers have in store for me – spoiler – an epic month numbers wise. July is always a good month for cash injections, let’s see how this translates into my FIRE fund […] The post Net Worth and other updates – July 2018 (+£27k) appeared first on Ms ...
Posted: Aug 01 2018 @ 3:00 AM
There are many, many ways to make money. However, only one of thee ways has consistently worked for me. Strategically managing my career has paid the most dividends in increasing my income and wealth. Many others talk about getting a second job, side hustling or starting a business Truth is I know not much about them. However […] The post Make More Money at the Day Job – Part 3 – Strategically manage ...
Posted: Jul 31 2018 @ 4:00 AM
It’s no secret that I, alongside many other FIRE bloggers, love to travel. I’ve told the tales of my travel as a child, the countries I have visited, and how I remember them in retrospect. And now for the next instalment in my country counting – the first countries I visited on my own dime. […] The post On my own dime – Countries 7 to 16 appeared first on ...
Posted: Jul 28 2018 @ 4:00 AM
Lately the media seems to thrive on categorising people into generations. They seem to be obsessed with criticising millennials, telling baby boomers how lucky they are and letting Gen X know they are just, you know kinda boring. Which leads me to consider where do I fit in? I was born in early 1981. While some of […] The post Identifying as Xennial – whats your generation? appeared first on Ms ZiYou. ...
Posted: Jul 26 2018 @ 4:00 AM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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