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CJ the Money Guru
General Finance
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United States
Pacific Islander
Life stage:
SINK (Single Income, No Kids)
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Latest Blog Posts

    The last few weeks has been a roller coaster ride with these markets. The longest ever bull market has finally come to an end. Unless you’ve been living under a rock, you would definitely have known that.  Several people have asked me what they should do when it comes to their investments.  I’ll […] The post Coronavirus and the Stock Market appeared first on CJ the Money Guru. ...
Posted: Mar 15 2020 @ 5:20 PM
The investment strategy below breaks all the rules of dividend investing.  So hang onto your seats.  Now that I’ve maxed out my retirement accounts for the year, I need to find a way to increase my passive income for the present day.  I’ve always been weary about being a landlord, you can read the gory […] The post Breaking Rules by Increasing My Passive Income with REITs appeared first on CJ ...
Posted: Feb 17 2020 @ 7:10 PM
The stock market has been reaching all-time highs this month. It seems like every day there is a new record that has been broken. The Dow just crossed 28,000 for the first time ever! An avid investor like me can’t help but be wary of how stocks have been surging these last few weeks.  So […] The post 4 Places to Invest When the Stock Market Is At An All Time ...
Posted: Nov 16 2019 @ 6:32 PM
I know many people have built financial empires from their real estate investments.   Several of my co-workers own several rental properties and make a good amount of rental income every single month.  I even purchased a book by Chad Carson titled Retire Early with Real Estate. Because I really wanted to learn how to invest […] The post Why I Am Not Completely Sold On Investing in Rental Properties appeared first ...
Posted: Oct 06 2019 @ 4:36 PM
It became official that MoviePass is shutting down and it is not coming back again.   It’s no secret that using MP for the last few months has been almost unbearable. My partner and I were barely able to check into any movies using the $9.99/month subscription service.  The only reason why this was tolerable was […] The post Now That MoviePass is Dead. Do I Really Need To Pay For Another ...
Posted: Sep 15 2019 @ 4:47 PM
If you are wondering if you are financially on the right track, follow these seven guidelines. If you do, you will definitely be on your way to reaching financial greatness.      Have at least an 8-month emergency fund    You need to have at least 8 months of cash readily available to you just […] The post 7 Ways To Reach Financial Wellness appeared first on CJ the Money Guru. ...
Posted: Aug 03 2019 @ 7:57 PM
    Every time I see a commercial on TV, or an ad in a magazine about retirement, I always see a hetero white couple being represented.  Whether it be an older hetero white guy hiking up a mountain, or crossing the finish line of a half-marathon, I always see the same type of person […] The post Why We Need to See More Diversity in Retirement Ads appeared first on ...
Posted: Jul 21 2019 @ 2:23 PM
    Save your money    Duh. This one is a no brainer. If you spend more money than you make, then you will never be rich. It’s not rocket science.  I was a born saver. I like to save more than I like to spend. Much more in fact. I love seeing my accounts […] The post Doing These 5 Things Will Make You Rich appeared first on CJ the ...
Posted: Jun 29 2019 @ 9:25 PM
    According to statistics released by a survey, 56.7 million Americans freelanced in 2018. Another report suggests that close to three-fourths of all employees would switch their jobs to work for organizations that let them work remotely even if there was no increase in salary. Given the flexibility that comes with leading the life […] The post Can You Freelance Your Way to Financial Freedom? appeared first on CJ the ...
Posted: Jun 16 2019 @ 9:31 PM
  Financial independence—having enough money to live on without having to work—is an ever-growing movement amongst those in the workforce today. But in order for us to reach that independence, we have to learn about the basics of finances and different ways we can increase our wealth. Luckily, once you have the information, getting started […] The post Most Popular Ways to Make Extra Money for Millennials appeared first on CJ ...
Posted: Jun 01 2019 @ 6:05 PM


"This is one of the best, most informative personal finance web sites I've ever seen"

-- Daffy Duck, DaffyIsSoTaffy.com

"This guy clearly knows his shit; with every post, I feel like he's got my back as one of those "savers", and his web site is pretty damn cool, too"

-- Scuba Steve, MyScubaGearIsSoWet.com

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